中国金融类上市公司市盈率行业差异的影响因素分析

Analysis on the Influencing Factors of P/E Ratio Industry Differences in Chinese Financial Listing Corporation

在现代市场经济中,金融业是国民经济的命脉,在国民经济发展中占有举足轻重的地位。银行、保险、证券、多元金融作为金融行业的主要分支,对中国经济的平稳发展起着至关重要的作用。本文通过计算和观察金融行业各个板块的市盈率可以发现,同属于金融行业,银行、保险、证券、多元金融四大板块的市盈率却存在着明显的差异。为了更好地分析金融行业的发展状况,研究行业内四大板块各自的发展现状及发展前景,本文从细分角度具体分析银行、保险、证券、多元金融这几个板块各自的市盈率。通过描述性统计分析,回归分析等方法探究它们之间市盈率差异的原因,得出中国金融类上市公司市盈率行业差异的影响因素的结论并对金融类上市公司和金融监管机构等提出相应的建议。

In the modern market economy, the financial industry is the lifeblood of the national economy, and plays an important role in the development of the economy. Banking, insurance, securities, trust, as the main branch of the financial industry, plays an important role in the steady development of China’s economy field. By calculating and observing the various sectors of the financial sector earn-ings can be found, with the financial sector, banking, insurance, securities, trust, there is a signifi-cant difference of the earnings ratio among the four plates. In order to analyze the development of financial industry better and to research four major sections of their development status and de-velopment prospect, this article, from the different angles, take a specific analysis of banking, in-surance, securities, trust, and several sections of their respective earnings ratio. Through descrip-tive statistical analysis, regression analysis and other methods to explore causes of the P/E ratio differences between them, and draw conclusion of Chinese financial listed company’s P/E ratio of the difference between the influence factors and the financial listed companies and other financial regulatory agencies such as the proposed corresponding suggestions.