数字普惠金融助力农村电商高质量发展研究

Research on Digital Inclusive Finance to Help Rural E-Commerce High-Quality Development

在中国经济中,农村电商被视为实现乡村振兴与共同富裕的重要引擎。数字金融是指利用数字技术来实现普惠金融,数字普惠金融的发展为农村电商提供了新的机遇。本文首先分析了我国农村电商的现状,并分析数字普惠金融与农村电商的作用机制,最后提出建议,从而实现农村电商高质量发展,进而为乡村振兴和共同富裕献言献策。In the Chinese economy, rural e-commerce is regarded as an important engine to achieve rural revitalization and common prosperity. Digital finance refers to the use of digital technology to achieve inclusive finance, and the development of digital inclusive finance provides new opportunities for rural e-commerce. This paper first analyzes the current situation of rural e-commerce in China, and then analyzes the role mechanism of digital inclusive finance and rural e-commerce. Finally, it puts forward policy recommendations to achieve high-quality development of rural e-commerce and contribute to rural revitalization and common prosperity.