基于因子分析法的中国商业银行财务竞争力研究

Research on Financial Competitiveness of Chinese Commercial Banks Based on Factor Analysis

本文以国内16家上市商业银行2018年公开披露的半年报和季度财务数据为基础,并选取了九个银行财务指标作为研究样本,运用统计分析软件SPSS 22.0中的因子分析法对各银行的财务竞争力做出比较,结合不同因子分析各家银行的竞争优势,为银行进一步提高竞争力提出合理性的建议。

Based on the semi-annual report and quarterly financial data publicly disclosed by 16 listed com-mercial banks in China in 2018,this paper selects nine bank financial indicators as research sam-ples,and uses the factor analysis method in statistical analysis software SPSS 22.0 to finance the banks.Compare competitiveness,combine different factors to analyze the competitive advantages of each bank,and provide reasonable suggestions for banks to further enhance their competitive-ness.