基于政策工具视角的上海数字金融生活政策文本评估

Evaluation of Shanghai Digital Financial Life Policy Text from the Perspective of Policy Tools

上海是中国数字化经济的领头羊之一,数字金融生活正成为上海市发展的重要方向,不断影响着居民的生活方式,本文通过收集并梳理了上海市政府出台的一系列政策文件,选定6个标志性文件作为研究对象,划定分析单元,为了对政策内容进行更加深入的分析,构建二维分析框架,其中包括基本政策工具和推进“生活数字化转型”战略两个方面,并且运用文本分析法对政策内容进行统计分析,以期得出更为准确的结论。研究发现上海市政府在政策工具的使用上存在结构不均衡、领域不全面、整合不完全的问题,针对相关问题,给予了未来上海市数字金融生活的政策相关建议。

Shanghai is one of the leaders of China’s digital economy, and the digital financial life is becom-ing an important direction of Shanghai’s development, which constantly affects the lifestyle of residents. This paper collects and sorts out a series of policy documents issued by the Shanghai municipal government, then selects six landmark documents as research objects, delimits analysis units, and constructs a two-dimensional analysis framework based on two dimensions, namely basic policy tools and the promotion of the “digital transformation of life” strategy. Using the text analysis method to make a statistical analysis of the policy content, the research found that the Shanghai municipal government has the following problems in the use of policy tools: unbalanced use structure, incomplete use field and incomplete integration degree. Aiming at the related problems, the paper gives relevant policy suggestions for the future digital financial life in Shanghai.