我国养老保险基金支出影响因素分析

Analysis of Influencing Factors of Chinese Pension Insurance Fund Expenditure

近年来,养老金待遇水平不断上调,叠加人口结构的变化,养老金面临的支出压力不断加剧。在我国现行养老保险制度下,养老基金总量短缺严重,对我国现行的养老保障制度影响巨大。为了有效解决这一问题,通过建立准确而合理的数学模型,运用多元线性回归的方法,对影响养老金支出的因素展开分析和研究,研究养老保险基金支出和其他经济变量之间的经济数量关系和规律,从而找到影响我国养老保险基金支出的关键因素,进而提出完善养老保险制度的建议。本研究的实证结果将为我国养老保障基金支出的控制和调控提供可靠依据,为政策的制定提供了有益借鉴。

In recent years, the level of pension treatment has continuously increased, and the change of population structure has intensified the expenditure pressure of pension. Under the current pension insurance system in China, the total amount of pension fund is seriously short, which has a great influence on the current pension security system in China. In order to effectively solve this problem, by establishing an accurate and reasonable mathematical model and using the method of multiple linear regression, the factors affecting pension expenditure are analyzed and studied, and the economic quantitative relationship and law between pension fund expenditure and other economic variables are studied, so as to find the key factors affecting China’s pension fund expenditure. And then put forward the suggestion to perfect the endowment insurance system. The empirical results of this study will provide a reliable basis for the control and regulation of China’s pension security fund expenditure, and provide a useful reference for policy formulation.