贵阳银行的绿色金融发展问题研究

Research on the Development of Green Finance in Guiyang Bank

发展绿色金融,是应对中国经济高速发展所面临的生态问题、实现社会可持续、高质量发展的一项重大举措。本文以贵阳银行为研究对象,对其绿色金融业务进行了深入的分析。利用文献研究法和调查问卷法对贵阳银行绿色金融的现状进行了全面分析,包括贵阳银行的发展现状以及绿色金融业务和产品的现状。论文的研究认为,贵阳银行近年来开展了绿色金融服务,在信贷规模以及产品创新上取得了显著的成果,市场占有率明显提升,但是目前贵阳银行在绿色金融发展过程当中,还存在着绿色金融普及不够、绩效评估指标体系不完善等问题,提出了加大绿色金融普及力度、合理设计绩效评估指标体系、构建多元化的绿色金融产品服务体系等建议,旨在推动贵阳银行绿色金融业务的健康发展。Developing green finance is a major measure to address the ecological problems faced by China’s rapid economic development and achieve sustainable and high-quality social development. This article takes Guiyang Bank as the research object and conducts an in-depth analysis of its green finance business. A comprehensive analysis was conducted on the current situation of green finance in Guiyang Bank using literature research and survey questionnaire methods, including the development status of Guiyang Bank, as well as the current status of green finance business and products. The research of the paper suggests that in recent years, Guiyang Bank has carried out green financial services and achieved significant results in credit scale and product innovation, with a significant increase in market share. However, in the process of green financial development, Guiyang Bank still faces problems such as insufficient popularization of green finance and incomplete performance evaluation index system. Suggestions have been put forward to increase the popularization of green finance, design a reasonable performance evaluation index system, and build a diversified green financial product and service system, aiming to promote the healthy development of Guiyang Bank’s green financial business.