新型农业经营主体的正规信贷约束研究—基于辽宁样本的考察分析

The Study of Formal Credit Constraints of New Agricultural Business Entities—Based on the Analysis of Liaoning Samples

新型农业经营主体是我国农业现代化的骨干力量和农村金融的需求主体。本文在借鉴农户信贷约束识别方法的基础上,基于意愿调查法,通过对辽宁农村134个新型农业经营主体典型样本的实地调查,描述性分析了新型农业主体信贷约束现状及特征,测度了不同类型信贷约束程度,并提出了缓解新型农业经营主体正规信贷约束,推进农村正规金融改革的政策建议。

It’s the backbone force of agricultural modernization and demand subject of rural finance for new agricultural business entities in China. By surveying 134 new agricultural business entities in Liaoning rural with the method of direct intention survey method, this article descriptively analyzes the characteristics of credit constraints of new agricultural business entities, measures the degree of different types of credit constraints, and puts forward the policy recommendations to relieve the formal credit constraints and pushes forward the rural formal financial reform, in reference to peasant household credit constraints research.