家庭儿童财商教育现状与问题调查研究

Investigation and Research on the Current Situation and Problems of Family Financial and Business Education for Children

当下社会财富快速增长,而健全科学的金钱观、消费观尚未形成;超前消费等不理性的消费行为已经发生在当代大学生中;也频频出现校园贷等恶性事件,这促使儿童财商教育成为儿童素养的必修课。通过对河北滦南县家庭儿童财商教育的调查,总结了家长对儿童财商教育的认识和行为;调查认为财商教育存在的问题有家长的财商教育意识薄弱、财商教育方式欠缺及财商教育体系的不完整,从而提出树立财商教育理念、构建家庭财商教育开拓其他财商教育途径的建议。

With the rapid growth of social wealth, the sound scientific view of money, consumption has not yet formed;consumption ahead of time and other irrational consumption behavior have occurred in contemporary college students;but also frequent occurrence of campus loans and other malignant events, which promote children’s financial quotient education to become a compulsory course for children’s literacy. Through the investigation of the children’s financial education in Luannan County, Hebei Province, the author summarizes the parents’ understanding and behavior of the children’s financial education, and concludes that the problems existing in the financial education include the parents’ weak sense of financial education, the lack of financial and commercial education and the incomplete financial and commercial education system, putting suggestions on other ways of education for financial firms.