家庭农场融资渠道选择及影响因素

Selection of financing channels to family farms and the affecting factors

利用对江苏省睢宁县家庭农场的实地抽样调查数据,运用Logistic模型实证分析家庭农场融资渠道选择及其影响因素。结果表明,家庭农场融资渠道的选择与农场主自身因素和家庭农场经营特征有关。在农场主自身因素中,农场主年龄越大、学历越高,越偏好选择正规金融渠道融资;在家庭农场经营特征中,农场注册品牌、平均年收入越高、常年雇工人数越多或者规模越小,农场主越偏好选择正规金融渠道融资。

Based on empirical survey statistics of family farms in Suining county, Jiangsu province, the factors affecting the selection of financing channels to family farms were analyzed by using the Logistic model.The results showed that the choice of the financing channels was related to the farmers' preference and family farms' management characteristics.The older the age and the higher the education level of farmers, the more likely for them to choose standard financial channel.The family farmers who own registered brands, or make higher annual income, or hive more workers, or have smaller running scales, prefer to choose formal financing channels.