云南省小额贷款保证保险发展研究

Research on the Development of Small Loan Guarantee Insurance in Yunnan Province

为贯彻落实《云南省人民政府办公厅关于做好小微企业金融服务促进小微企业健康发展的实施意见》(云政办发[2013]117号)精神,云南省决定从2014年1月1日起至2016年12月31日在全省开展小额贷款保证保险试点工作,其对省内小微企业和经济的发展具有重要意义。论文介绍了云南省小额贷款保证保险发展状况及面临的风险,并为推动其继续发展提出了针对性的建议。

To implement the spirit of 'Opinions of the General Office of the People's Government of Yunnan on the implementation of small and micro enterprises financial services to promote the healthy development of small and micro enterprises'(General Office of the People's Government of Yunnan sent [2013] no. 117), Yunnan province has decided to carry out pilot work on small loan guarantee insurance in the whole province from January 1, 2014 to December 31, 2016. It is of great significance to the development of small and micro enterprises and the economy in the province. This paper introduces the development status and risks of small loan guarantee insurance in yunnan province, and puts forward some suggestions for its further development.