3Aeharya R. N. and K. Albert, 2004, "Community Banks and Internet Commerce," Journal of lnternet Commerce, 3 (1), pp. 23 -30.
4Aequaah M. , 2012, "Social Netwoking Relationships Firn- specific Managerial Experience and Firm Performance in a Transition Economy: A Comparative of Family Owned and Nonfamily Firms," Strategic Management Journal, 33 (10) , pp. 1215 - 1228.
5Andersen P. I4. and J. Strandskov, 2008, "The Innovator's Dilemma: When New Technologies Cause Great Firms to Fail," Academy of Management Review, 33(3) , pp. 790 -794.
6Anonymous, 1999, "Confront E - commerce and Security Issues," Credit Union Magazine, 65(9) , pp. 25 -37.
7Berger S. and F. Gleisner, 2009, "Emergence of Financial Intermediaries on Electronic Markets: The Case of OnlineP2P Lending," Business Research, 2 ( 1 ), pp. 39 - 65.
8Brewer H. , 2001, "E - commerce and Community Banking," Commercial Lending Review, 16 ( 3 ), pp. 48.
9Escribano A. , A. Fosfuri and J. A. Tribo, 2009, "Managing External Knowledge Flows: The Moderating Role of Ab- sorptive Capacity," Research Policy, 38( 1 ), pp. 96 - 105.
10Holod D. and I-I. F. Lewis, 2011, "Resolving the Deposit Dilemma: a New DEA Bank Efficiency Model," Journal of Banking and Finance, 35- 11 ) , pp. 2801 -2810.