This paper describes the development of a knowledgebased system (KBS) for determining whether or not, and under what conditions, a bank Ioan officer should grant a business loan to a company. The prototype system deve...This paper describes the development of a knowledgebased system (KBS) for determining whether or not, and under what conditions, a bank Ioan officer should grant a business loan to a company. The prototype system developed focuses on what is bank loans risks management, how to prevent risk by the analysis of the ability of paying back loans. The paper makes the structural analysis involved in the system's decision situation, the structured situation diagram or model, dependency diagram and the document needed by the KBS prototype system thus are developed. Through testing the samples from loan business, the quality for the analysis of the ability of paying back loans can be effectively evaluated by the KBS prototype system.展开更多
The paper presents our research efforts motivated by the apparent need to combine conventional,preexisting computing functions with novel knowledge--based functions. This has been likened to what occurred in the evolu...The paper presents our research efforts motivated by the apparent need to combine conventional,preexisting computing functions with novel knowledge--based functions. This has been likened to what occurred in the evolution of primates, where the 'new brain' (the cortex) was added to, layered upon, and given control over the 'old brain' common to the less complex animals.展开更多
基金Supported by the National Science Foundation of China(No.7977086)
文摘This paper describes the development of a knowledgebased system (KBS) for determining whether or not, and under what conditions, a bank Ioan officer should grant a business loan to a company. The prototype system developed focuses on what is bank loans risks management, how to prevent risk by the analysis of the ability of paying back loans. The paper makes the structural analysis involved in the system's decision situation, the structured situation diagram or model, dependency diagram and the document needed by the KBS prototype system thus are developed. Through testing the samples from loan business, the quality for the analysis of the ability of paying back loans can be effectively evaluated by the KBS prototype system.
文摘The paper presents our research efforts motivated by the apparent need to combine conventional,preexisting computing functions with novel knowledge--based functions. This has been likened to what occurred in the evolution of primates, where the 'new brain' (the cortex) was added to, layered upon, and given control over the 'old brain' common to the less complex animals.
