Over the past century, Americans have had significant increases in personal income yet personal savings has decreased. The researchers examine college students＇ habits and beliefs concerning saving for retirement. To...Over the past century, Americans have had significant increases in personal income yet personal savings has decreased. The researchers examine college students＇ habits and beliefs concerning saving for retirement. To our knowledge, no study has examined retirement savings among Americans in this age group. We try to determine whether a student＇s retirement savings beliefs and habits can be predicted. Using a unique survey, five indexes are constructed to assess students＇ risk-aversion level, financial background, general savings habits, financial literacy, and attitudes toward saving. This index is used to predict a similarly constructed index of retirement savings behavior. We find that our overall model is predictive of a student＇s beliefs and habits in regards to saving for retirement. In addition, the student＇s level of risk-aversion, savings beliefs and financial literacy were each independently predictive of retirement savings behavior. Various demographic influences on the constructed risk and savings variables as well as interactions are also investigated.展开更多
This paper is built on the study of one key blog-Wang Xiaofeng＇s No Guess （2006-2011） to explore how a Chinese intellectual uses his satirical skills in the blogosphere, how his blog reshapes the form of political ...This paper is built on the study of one key blog-Wang Xiaofeng＇s No Guess （2006-2011） to explore how a Chinese intellectual uses his satirical skills in the blogosphere, how his blog reshapes the form of political culture, and how the blogosphere through such interventions proceeds in the development of political communications in China. Two key issues are addressed in the paper. Firstly, drawing on the concept of ＂blogging culture＂, the author argues that blogging has potentially reconfigured political information around people＇s everyday lives, offering alternative modes of ＂public talk＂. The case of Wang Xiaofeng shows that satire can be used to make fun of the state, policies, and established ideologies, improving a previously restricted communicative environment toward more open. Secondly, the rise in the value placed on individualism in China, and the rise of peer-to-peer media mean that bloggers who pursue self-expression simultaneously through such self-expression. In other words, Wang Xiaofeng＇s No Guess blog demonstrates that individual opinions across the blogosphere have implicitly challenged political discourse; however, they always have to struggle with an ongoing censorship, negotiate an unstable discursive space and thus, can only enjoy a limited success.展开更多
A good teacher has various characteristics.We can observe directly teachers'behaviors or read their professional papers.However,the effective way is to have teachers tell their personal life history or educational...A good teacher has various characteristics.We can observe directly teachers'behaviors or read their professional papers.However,the effective way is to have teachers tell their personal life history or educational autobiography.The personal knowledge of a good teacher will be revealed through the personal life history.According to numerous educational autobiographies,a good teacher has two characteristics:being kind to students and having passion.展开更多
文摘Over the past century, Americans have had significant increases in personal income yet personal savings has decreased. The researchers examine college students＇ habits and beliefs concerning saving for retirement. To our knowledge, no study has examined retirement savings among Americans in this age group. We try to determine whether a student＇s retirement savings beliefs and habits can be predicted. Using a unique survey, five indexes are constructed to assess students＇ risk-aversion level, financial background, general savings habits, financial literacy, and attitudes toward saving. This index is used to predict a similarly constructed index of retirement savings behavior. We find that our overall model is predictive of a student＇s beliefs and habits in regards to saving for retirement. In addition, the student＇s level of risk-aversion, savings beliefs and financial literacy were each independently predictive of retirement savings behavior. Various demographic influences on the constructed risk and savings variables as well as interactions are also investigated.
文摘This paper is built on the study of one key blog-Wang Xiaofeng＇s No Guess （2006-2011） to explore how a Chinese intellectual uses his satirical skills in the blogosphere, how his blog reshapes the form of political culture, and how the blogosphere through such interventions proceeds in the development of political communications in China. Two key issues are addressed in the paper. Firstly, drawing on the concept of ＂blogging culture＂, the author argues that blogging has potentially reconfigured political information around people＇s everyday lives, offering alternative modes of ＂public talk＂. The case of Wang Xiaofeng shows that satire can be used to make fun of the state, policies, and established ideologies, improving a previously restricted communicative environment toward more open. Secondly, the rise in the value placed on individualism in China, and the rise of peer-to-peer media mean that bloggers who pursue self-expression simultaneously through such self-expression. In other words, Wang Xiaofeng＇s No Guess blog demonstrates that individual opinions across the blogosphere have implicitly challenged political discourse; however, they always have to struggle with an ongoing censorship, negotiate an unstable discursive space and thus, can only enjoy a limited success.
文摘A good teacher has various characteristics.We can observe directly teachers'behaviors or read their professional papers.However,the effective way is to have teachers tell their personal life history or educational autobiography.The personal knowledge of a good teacher will be revealed through the personal life history.According to numerous educational autobiographies,a good teacher has two characteristics:being kind to students and having passion.
