随着电子商务的不断进步和发展,家庭网络覆盖率持续提升,互联网金融作为依托互联网技术、通信技术等实现资金融通、支付、投资、信息中介服务的一种新型金融业务模式,为提高家庭幸福感提供了相当的可能性。选取中国家庭金融调查(CHFS)...随着电子商务的不断进步和发展,家庭网络覆盖率持续提升,互联网金融作为依托互联网技术、通信技术等实现资金融通、支付、投资、信息中介服务的一种新型金融业务模式,为提高家庭幸福感提供了相当的可能性。选取中国家庭金融调查(CHFS)数据库微观数据,通过理论与实证分析家庭互联网金融参与对家庭满意度的影响作用后,结果表明:互联网金融参与能够显著提高家庭幸福度,且该促进作用在东、中、西部地区存在差异,其中对中部地区的作用做大,东部地区次之,对西部地区的促进作用相较较小。并基于此研究结论提出进一步提升家庭幸福感的相关建议。With the continuous progress and development of e-commerce, the coverage of family network continues to increase. Internet finance, as a new financial business model that relies on Internet technology and communication technology to achieve financial financing, payment, investment and information intermediary services, provides considerable possibilities for improving family happiness. The micro-data of the China Household Finance Survey (CHFS) database were selected to analyze the influence of family Internet finance participation on family satisfaction through theoretical and empirical analysis. The results show that: Internet financial participation can significantly improve family happiness, and the promoting effect is different in eastern, central and western regions, in which the central region has a greater effect, followed by the eastern region, and the western region has a relatively small promoting effect. Based on the conclusion of this study, some suggestions are put forward to further improve family happiness.展开更多
文摘随着电子商务的不断进步和发展,家庭网络覆盖率持续提升,互联网金融作为依托互联网技术、通信技术等实现资金融通、支付、投资、信息中介服务的一种新型金融业务模式,为提高家庭幸福感提供了相当的可能性。选取中国家庭金融调查(CHFS)数据库微观数据,通过理论与实证分析家庭互联网金融参与对家庭满意度的影响作用后,结果表明:互联网金融参与能够显著提高家庭幸福度,且该促进作用在东、中、西部地区存在差异,其中对中部地区的作用做大,东部地区次之,对西部地区的促进作用相较较小。并基于此研究结论提出进一步提升家庭幸福感的相关建议。With the continuous progress and development of e-commerce, the coverage of family network continues to increase. Internet finance, as a new financial business model that relies on Internet technology and communication technology to achieve financial financing, payment, investment and information intermediary services, provides considerable possibilities for improving family happiness. The micro-data of the China Household Finance Survey (CHFS) database were selected to analyze the influence of family Internet finance participation on family satisfaction through theoretical and empirical analysis. The results show that: Internet financial participation can significantly improve family happiness, and the promoting effect is different in eastern, central and western regions, in which the central region has a greater effect, followed by the eastern region, and the western region has a relatively small promoting effect. Based on the conclusion of this study, some suggestions are put forward to further improve family happiness.
