系统工程方法论作为一种整合性工具,已在银行核心系统及泛金融领域的构建中展现出重要的应用价值。本文首先阐述了系统工程方法论的定义及其重要性,并回顾了银行核心系统的发展历程,从最初的城市或省级系统整合,到全国数据集中的实现,...系统工程方法论作为一种整合性工具,已在银行核心系统及泛金融领域的构建中展现出重要的应用价值。本文首先阐述了系统工程方法论的定义及其重要性,并回顾了银行核心系统的发展历程,从最初的城市或省级系统整合,到全国数据集中的实现,直至分布式系统的落地与发展。接下来,文章探讨了系统工程方法论的构建与完善,强调了基于业务需求的创新及其在工序设计中的实践作用。应用成果部分分析了该方法论在银行核心系统及信贷等金融系统中的成功应用。最后,文章总结了系统工程方法论在金融系统建设中的重要性,并展望了其在未来金融科技发展中的广泛应用前景。Systems engineering methodology, as an integrative tool, has demonstrated significant application value in the construction of banking core systems and pan-financial domains. This article first describes the definition of systems engineering methodology and its importance, and reviews the development of banking core systems, from the initial integration of city or provincial systems to the realization of national data centralization, until the landing and development of distributed systems. Next, the article discusses the construction and refinement of the systems engineering methodology, emphasizing the innovation based on business requirements and its practical role in process design. The application results section analyzes the successful application of the methodology in core banking systems and financial systems such as credit. Finally, the article summarizes the importance of the systems engineering methodology in the construction of financial systems and looks forward to the prospect of its wide application in the future development of financial technology.展开更多
文摘系统工程方法论作为一种整合性工具,已在银行核心系统及泛金融领域的构建中展现出重要的应用价值。本文首先阐述了系统工程方法论的定义及其重要性,并回顾了银行核心系统的发展历程,从最初的城市或省级系统整合,到全国数据集中的实现,直至分布式系统的落地与发展。接下来,文章探讨了系统工程方法论的构建与完善,强调了基于业务需求的创新及其在工序设计中的实践作用。应用成果部分分析了该方法论在银行核心系统及信贷等金融系统中的成功应用。最后,文章总结了系统工程方法论在金融系统建设中的重要性,并展望了其在未来金融科技发展中的广泛应用前景。Systems engineering methodology, as an integrative tool, has demonstrated significant application value in the construction of banking core systems and pan-financial domains. This article first describes the definition of systems engineering methodology and its importance, and reviews the development of banking core systems, from the initial integration of city or provincial systems to the realization of national data centralization, until the landing and development of distributed systems. Next, the article discusses the construction and refinement of the systems engineering methodology, emphasizing the innovation based on business requirements and its practical role in process design. The application results section analyzes the successful application of the methodology in core banking systems and financial systems such as credit. Finally, the article summarizes the importance of the systems engineering methodology in the construction of financial systems and looks forward to the prospect of its wide application in the future development of financial technology.