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Landfill Site Suitability Assessment Using Geographic Information System (GIS) and Analytic Hierarchy Process (AHP) in Butuan City, Philippines
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作者 Francis Jhun T.Macalam Kaleb P.Arreza +1 位作者 Angelica T.Magpantay Kristine Y.Rabaño 《Journal of Environmental & Earth Sciences》 2023年第1期95-107,共13页
Landfilling is one of the most effective and responsible ways to dispose of municipal solid waste(MSW).Identifying landfill sites,however,is a challenging and complex undertaking because it depends on social,environme... Landfilling is one of the most effective and responsible ways to dispose of municipal solid waste(MSW).Identifying landfill sites,however,is a challenging and complex undertaking because it depends on social,environmental,technical,economic,and legal issues.This study aims to map the optimal sites that were environmentally suitable for locating a landfill site in Butuan City,Philippines.With reference to the policy requirements from DENR Section I,Landfill Site Identification Criteria and Screening Guidelines of National Solid Waste Management Commission,the integration of a Geographic Information System(GIS)model builder and Analytical Hierarchy Process(AHP)has been used in this study to address the aforementioned challenges related to the landfill site suitability analysis.Based on the generated sanitary landfill suitability map,results showed that Barangay Tungao(1131.42967 ha)and Florida(518.48 ha)were able to meet and consider the three(3)main components,namely economic,environmental,and physical criteria,and are highly suit­able as landfill site locations in Butuan City.It is recommended that there will conduct a geotechnical evaluation,involv­ing rigorous geological and hydrogeological assessment employing a combination of site investigation and laboratory techniques.In addition,additional specific social,ecological,climatic,and economic factors need to be considered(i.e.including impact on humans,flora,fauna,soil,water,air,climate,and landscape). 展开更多
关键词 geographic information system Sanitary landfill Analytic hierarchy process Butuan City Site suitability
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Locating Global System for Mobile Communication(GSM)Base Stations Using Geographic Information System(GIS)
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作者 Bamidele Moses Kuboye Victor Gbenga Abiodun 《Journal of Geographical Research》 2023年第4期1-10,共10页
The global system for mobile communication(GSM)is planned to meet the needs of the whole subscribers.The number of subscribers increased as the population increased due to the acceptance of GSM services by the subscri... The global system for mobile communication(GSM)is planned to meet the needs of the whole subscribers.The number of subscribers increased as the population increased due to the acceptance of GSM services by the subscribers.Thus,there should be a way to monitor base stations that will meet the increasing demand of subscribers in any area as a population surge will lead to more subscriptions.This will allow GSM network operators to serve their subscribers better and ease network congestion.This work presents a review of mobile evolution from the first generation to the fifth generation.A review of global positioning system(GPS)technology and its applications to geographic information systems(GIS)was done.The coordinates of these base stations were taken using a GPS device.These base station coordinates were then exported to QGIS for the design of the map.Thereafter,the output map was then integrated into the website.The discussions on the results followed and some useful suggestions given will go a long way to help the operators of GSM in Nigeria and in general.If the propositions given are adhered to,it will go a long way to help the operators reduce congestion on their network and thereby increase the satisfaction of the subscribers. 展开更多
关键词 Global system for mobile communication(GSM) Global positioning system(GPS) geographic information system(GIS) Subscriber MAP IMAGES
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Application of Remote Sensing and Geographic Information System in Land Use and Land Cover Change
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作者 王静 经卓玮 +2 位作者 马友华 王强 於忠祥 《Agricultural Science & Technology》 CAS 2014年第1期144-147,共4页
The integration and application of remote sensing (RS) and geographic in-formation system (GIS) in the study of the Land Use and Land Cover Change (LUCC) were summarized, as wel as researches on the monitoring d... The integration and application of remote sensing (RS) and geographic in-formation system (GIS) in the study of the Land Use and Land Cover Change (LUCC) were summarized, as wel as researches on the monitoring dynamic changes in LUCC, driving force and application examples of the integration and the application of RS and GIS in simulation research. The methods and technical ap-proaches of RS and GIS in LUCC research were discussed. Views on the existing problems of the integration and the application of RS and GIS were put forward, and the future developing direction of LUCC technology was forecasted. 展开更多
关键词 Land cover/land use Remote sensing (RS) geographic information sys-tem (GIS) Integration of RS and GIS
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Classification Method for Dongting Lake Wetland Based on Geographic Information
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作者 朱晓荣 张怀清 《Agricultural Science & Technology》 CAS 2012年第10期2175-2179,2196,共6页
[Objective] This study aimed to improve the accuracy of remote sensing classification for Dongting Lake Wetland.[Method] Based on the TM data and ground GIS information of Donting Lake,the decision tree classification... [Objective] This study aimed to improve the accuracy of remote sensing classification for Dongting Lake Wetland.[Method] Based on the TM data and ground GIS information of Donting Lake,the decision tree classification method was established through the expert classification knowledge base.The images of Dongting Lake wetland were classified into water area,mudflat,protection forest beach,Carem spp beach,Phragmites beach,Carex beach and other water body according to decision tree layers.[Result] The accuracy of decision tree classification reached 80.29%,which was much higher than the traditional method,and the total Kappa coefficient was 0.883 9,indicating that the data accuracy of this method could fulfill the requirements of actual practice.In addition,the image classification results based on knowledge could solve some classification mistakes.[Conclusion] Compared with the traditional method,the decision tree classification based on rules could classify the images by using various conditions,which reduced the data processing time and improved the classification accuracy. 展开更多
关键词 geographic information Decision tree classification
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A multi-Agent system architecture for geographic information gathering
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作者 高刚毅 王申康 《Journal of Zhejiang University Science》 CSCD 2004年第11期1367-1373,共7页
World Wide Web (WWW) is a vast repository of information, including a great deal of geographic information. But the location and retrieval of geographic information will require a significant amount of time and effort... World Wide Web (WWW) is a vast repository of information, including a great deal of geographic information. But the location and retrieval of geographic information will require a significant amount of time and effort. In addition, different users usually have different views and interests in the same information. To resolve such problems, this paper first proposed a model of geographic information gathering based on multi-Agent (MA) architecture. Then based on this model, we construct a prototype system with GML (Geography Markup Language). This system consists of three tiers-Client, Web Server and Data Resource. Finally, we expatiate on the process of Web Server. 展开更多
关键词 GIS (geographic information System) MULTI-AGENT geographic information GML
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Establishment of Geographic Information Database of Benxi City and Its Application in Analysis of Climatic Resources
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作者 宋仁锋 高艳波 宋长远 《Meteorological and Environmental Research》 CAS 2010年第1期68-70,74,共4页
Based on 1:50 000 basic geographic information data,the digital elevation,longitude,latitude,slope,aspect and all kinds of terrain databases of Benxi City (China) were established with Arcgis 9.2 software.Township bou... Based on 1:50 000 basic geographic information data,the digital elevation,longitude,latitude,slope,aspect and all kinds of terrain databases of Benxi City (China) were established with Arcgis 9.2 software.Township boundary database was established by digitizing map,and the township information was amended according to the reality.Taking the elaborate simulation of spatial distribution of annual mean temperature as an example,the paper reports the application of the geographic information database in analysis of climatic resources. 展开更多
关键词 geographic information system Climatic resources geographic information database Benxi City China
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Basic theory and key technologies for marine geographic information system 被引量:8
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作者 SU Fenzhen YANG Xiaomei +2 位作者 XU Jun ZHANG Tianyu LUO Jiancheng 《Acta Oceanologica Sinica》 SCIE CAS CSCD 2006年第2期80-86,共7页
Marine geographic information system (MGIS) has great ability to deal with the spatio-temporal problems and has potential superiority when it is applied to oceanography. Using the feature extraction of oceanic pheno... Marine geographic information system (MGIS) has great ability to deal with the spatio-temporal problems and has potential superiority when it is applied to oceanography. Using the feature extraction of oceanic phenomena as a case study, the functions of the MGIS are analyzed, and thus the position of MGIS in the oceanography is defined. Comparing the requirement of MGIS with that of the traditional GIS which has been developed in the terrestrial applications in the past four decades, the frame for the functions of MGIS is constructed. According to the established MGIS, some key technologies are discussed in detail with emphasis on the specialities which can distinguish the MGIS from the traditional GIS. 展开更多
关键词 marine geographic information system remote sensing function structure data mining
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Hazards Assessment of Regional Debris Flows Based on Geographic Information Science 被引量:7
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作者 JIANG Xiaobo CUI Peng 《Wuhan University Journal of Natural Sciences》 CAS 2007年第4期651-656,共6页
Supported by the spatial analysis feature of geographic information science and assessment model of regional debris flows, hazards degrees of the debris flows in the Upper Yangtze River Watershed (UYRW) are divided ... Supported by the spatial analysis feature of geographic information science and assessment model of regional debris flows, hazards degrees of the debris flows in the Upper Yangtze River Watershed (UYRW) are divided into five grades based on grid cell. The area of no danger, light danger, medium danger, severe danger and extreme severe danger regions respectively are 278 000, 288 000, 217 000, 127 000, 15 000 km^2. Furthermore, the counties in the UYRW are classified into four classes based on the hazards degrees in each county. The number of severe danger, medium danger, light danger and no danger counties respectively are 49, 82, 77 and 105. The assessment results will be provided for the hazards forecasting and mitigation in the UYRW and ongoing regionalization of Main Function Regions in China as data and technique framework. 展开更多
关键词 debris flow hazards assessment geographic information science the Upper Yangtze River Watershed
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Research on Development of Agricultural Geographic Information Ontology 被引量:3
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作者 HUANG Yong-qi CUI Wei-hong +1 位作者 ZHANG Yang-jian DENG Gao-yan 《Journal of Integrative Agriculture》 SCIE CAS CSCD 2012年第5期865-877,共13页
This paper first analyzes the reason that agricultural geographic information gives rise to semantic heterogeneity and solution thereof. Although OWL (web ontology language) is the standard of ontology representatio... This paper first analyzes the reason that agricultural geographic information gives rise to semantic heterogeneity and solution thereof. Although OWL (web ontology language) is the standard of ontology representation language in semantic web, it is insufficient in representing spatial characteristics, especially spatial relationship. Consequently it is pointed out to build geo-ontology by virtue of three theories such as mereology, location theory and topology in this paper. This paper introduces mereology, location theory and topology, and then discusses how to adopt these three theories to build geo-ontology. The outcome of experiment shows that solution put forward by this paper is feasible. 展开更多
关键词 agricultural geographic information semantic heterogeneity MEREOLOGY LOCATION TOPOLOGY GEO-ONTOLOGY
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Spatial variations of aluminum species in drinking water supplies in Xi'an studied applying geographic information system 被引量:3
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作者 Wendong Wang,Hua Li,Xiaochang Wang,Yongjun Liu School of Environmental and Municipal Engineering,Xi’an University of Architecture and Technology,Xi’an 710055,China. 《Journal of Environmental Sciences》 SCIE EI CAS CSCD 2010年第4期519-525,共7页
This article aimed to investigate the variation of aluminum species and the effects of coagulant type and water quality on aluminum speciation in drinking water. Statistical analysis showed that the concentration of t... This article aimed to investigate the variation of aluminum species and the effects of coagulant type and water quality on aluminum speciation in drinking water. Statistical analysis showed that the concentration of total aluminum (AlT) of drinking water in Xi' an ranged from 0.051 to 0.417 mg/L and the concentration of A1T in about 24.7% studied samples was higher than the currently recommended value (0.2 mg/L). The areas fed by surface water plants had a larger portion (39.4%) of samples over the recommended value. In drinking water treated by alum coagulant, the average concentration of monomeric aluminum (Ala) was higher than that in water treated by poly aluminum chlorine (PACl) and poly aluminum ferric chloride (PAFC). The average concentrations of polynuclear aluminum (Alb) and colloidal/suspended aluminum (Ale) in the drinking water treated by alum were lower than those in water treated by PACl and PAFC. There was a notable decrease in AlT along with the delivery pipeline away from the plants, with an average decline of about 36 μg/(L-km). Besides coagulant type, water quality also could affect aluminum speciation. In drinking water without orthophosphate, the concentrations of Ala and AlT were positively correlated with pH; while, in drinking water with orthophospbate, the concentrations of Ala and AlT were negatively correlated with pH. The addition of orthophosphate salts in the drinking water treatment process would be an effective method for aluminum control in pH range 6.5-8.2. 展开更多
关键词 aluminum species geographic information system ORTHOPHOSPHATE water quality
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The Development of a Geographic Information System(GIS) Database for Jiuzhaigou National Nature Reserve and Its Application 被引量:3
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作者 DI Bao-feng ZHANG Kai-shan +2 位作者 TANG Ya ZHANG Ming-hua Susan L.USTIN 《Journal of Mountain Science》 SCIE CSCD 2013年第3期398-409,共12页
The objective of this paper is to develop a GIS(Geographic Information System) database for Jiuzhaigou National Nature Reserve(Jiuzhaigou,hereafter) in China and demonstrate its application as a research tool.A cost-e... The objective of this paper is to develop a GIS(Geographic Information System) database for Jiuzhaigou National Nature Reserve(Jiuzhaigou,hereafter) in China and demonstrate its application as a research tool.A cost-effective procedure was developed to compile a variety of geographical and biological data of the study area in terms of popular GIS format such as shape files.These files were further calibrated and validated using field surveys data.The developed GIS database was used to quantify the distributions of the wildlife(amphibians,mammals,and birds) using the distances of the wildlife to the centerline of the bus-tour routes.The Pearson correlation coefficient was used to quantify the correlation in space between pairs of different wildlife using the number of habitats for given space contexts.An ArcObject-based macro was developed to perform the analysis.The results showed the majority of the habitats of wildlife are located in the proximity of the tour-bus routes with an average distance ranging from 564 to 894 m depending on types of wildlife.This indicates a possibility of the disturbance to the wildlife by human activities.The correlation coefficient of the wildlife ranged from 0.36 to 0.64 depending on pairs of wildlife,indicating some correlations in space.However,due to the limited sample size,the statistical significances need to be further investigated.This paper has successfully demonstrated the use of the GIS-based database as a research tool for environmental study. 展开更多
关键词 geographic information System (GIS) DATABASE Remote sensing WILDLIFE CorrelationCoefficient Jiuzhaigou
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Chaining Distributed Geographic Information Web Services Based on Ontology 被引量:2
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作者 WU Shanming SHEN Jianjing 《Wuhan University Journal of Natural Sciences》 CAS 2008年第4期401-406,共6页
To solve the problem of chaining distributed geographic information Web services (GI Web services), this paper provides an ontology-based method. With this method, semantic service description can be achieved by sem... To solve the problem of chaining distributed geographic information Web services (GI Web services), this paper provides an ontology-based method. With this method, semantic service description can be achieved by semantic annotation of the elements in a Web service description language(WSDL) document with concepts of geographic ontology, and then a common under-standing about service semantics between customers and providers of Web services is built. Based on the decomposition and formalization of customer requirements, the discovery, composition and execution of GI Web services are explained in detail, and then a chaining of GI Web services is built and used to achieve the customer's requirement. Finally, an example based on Web ontology language for service (OWL-S) is provided for testing the feasibility of this method. 展开更多
关键词 Web service geographic information Web services ONTOLOGY description logic Web ontology langugae (OWL)
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Recent Progress of Marine Geographic Information System in China:A Review for 2006-2010 被引量:7
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作者 CHEN Ge LI Wenqing +3 位作者 KONG Qianqian LIU Shouxin LV Chongjing TIAN Fenglin 《Journal of Ocean University of China》 SCIE CAS 2012年第1期18-24,共7页
In this article,the progress of marine geographic information system(MGIS) in China during 2006?2010 is reviewed with emphases on generic MGIS,advanced MGIS and MGIS-based applications.Generic MGIS can be divided into... In this article,the progress of marine geographic information system(MGIS) in China during 2006?2010 is reviewed with emphases on generic MGIS,advanced MGIS and MGIS-based applications.Generic MGIS can be divided into two categories:data-oriented MGIS and user-oriented MGIS,recent achievements of which by Chinese researchers are summarized respectively.Advanced MGIS mainly involves the establishment of 3D virtual marine environment and 'Digital Ocean'.An overview of the 3D MGIS based simulations in the context of ocean phenomena,ocean engineering and ocean battlefield is also presented.Several sug-gestions for future development of MGIS in China are proposed,and trends of development are addressed. 展开更多
关键词 marine geographic information system virtual marine environment digital ocean dynamic visualization ocean simu-lation
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The application of Yangtze Estuary Tidal Wetlands Geographic Information System 被引量:1
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作者 WANGJun CHENZhenlou +2 位作者 XUShiyuan WANGDongqi LIUJie 《Journal of Geographical Sciences》 SCIE CSCD 2005年第2期155-166,共12页
Yangtze Estuary Tidal Wetlands Geographic Information System (YETWGIS) is a comprehensive software system for environmental management and decision of Yangtze estuary tidal wetlands. Based on MapObjects components tec... Yangtze Estuary Tidal Wetlands Geographic Information System (YETWGIS) is a comprehensive software system for environmental management and decision of Yangtze estuary tidal wetlands. Based on MapObjects components technology, Data Mining technology, mathematical modeling method and Visual Basic language, this software system has many functions such as displaying, editing, querying and searching, spatial statistics and analysis, thematic map compiling, and environmental quality evaluation. This paper firstly outlined the system structure, key techniques, and achieving methods of YETWGIS, and then, described the core modules (the thematic map compiling module and environmental quality evaluation model module) in detail. In addition, based on information entropy model, it thoroughly discussed the methods of environmental quality evaluation and indicators' weight calculation. Finally, by using YETWGIS, this paper analyzed the spatial distribution characteristics of Heavy Metal and Persistent Organic Pollutants (POPs) of the Yangtze estuary tidal wetlands in 2002, and evaluated the environmental quality of the Yangtze estuary tidal wetlands in 2003. 展开更多
关键词 Yangtze estuary tidal wetland geographic information system components technology information entropy model
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The application of geographic information technology to coastal geomorphology 被引量:1
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作者 GUO Wei LI Shuheng ZHU Dakui 《Acta Oceanologica Sinica》 SCIE CAS CSCD 2009年第5期49-57,共9页
With the development of modern oceanic observation technologies, coastal survey data have been experiencing a substantial growth. The integration management of the data from different disciplines, different sources an... With the development of modern oceanic observation technologies, coastal survey data have been experiencing a substantial growth. The integration management of the data from different disciplines, different sources and different formats has become a major research field in coastal geomorphology by using Geographic Information System (GIS). This paper puts forward a new methodology framework of GIS techniques in coastal ocean geomorphology, including data acquisition, process, analysis, and representation. It focuses on some major GIS techniques to study the land-ocean interaction mechanism, such as spatial analysis, submarine topography model and three-dimension (3D) visualization, and apply its result to coastal urban planning, harbor site selection and geomorphology environment about coral reef and islands on the continental shelf. The case studies cover the whole coastal ocean to serve the social community, economical development and diplomatic rights for decision-making all round in the coastal zone. The research shows clearly that the application of coastal multi-source geospatial platform has changed the traditional coastal geomorphology science dramatically from its research scope, fields and methods, however, as made clear in this paper, extracting accurate information from remote sensing data and GIS databases for coastal geomorphological applications is a nontrivial challenge that requires the combined knowledge and skills of information scientists and geomorphologists. 展开更多
关键词 coastal geomorphology geographic information system (GIS) spatial analysis threedimensional visualization
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Application and research of global grid database design based on geographic information 被引量:6
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作者 Xuming Liang 《Global Energy Interconnection》 2018年第1期87-95,共9页
Energy crisis and climate change have become two seriously concerned issues universally. As a feasible solution, Global Energy Interconnection(GEI) has been highly praised and positively responded by the international... Energy crisis and climate change have become two seriously concerned issues universally. As a feasible solution, Global Energy Interconnection(GEI) has been highly praised and positively responded by the international community once proposed by China. From strategic conception to implementation, GEI development has entered a new phase of joint action now. Gathering and building a global grid database is a prerequisite for conducting research on GEI. Based on the requirement of global grid data management and application, combining with big data and geographic information technology, this paper studies the global grid data acquisition and analysis process, sorts out and designs the global grid database structure supporting GEI research, and builds a global grid database system. 展开更多
关键词 Big data collection geographic information Grid database Data mining
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Epidemiologic Evolution Platform Using Integrated Modeling and Geographic Information System 被引量:1
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作者 Adrian Brezulianu Oana Geman +3 位作者 Muhammad Arif Iuliana Chiuchisan Octavian Postolache Guojun Wang 《Computers, Materials & Continua》 SCIE EI 2021年第5期1645-1663,共19页
At the international level, a major effort is being made to optimizethe flow of data and information for health systems management. The studiesshow that medical and economic efficiency is strongly influenced by the le... At the international level, a major effort is being made to optimizethe flow of data and information for health systems management. The studiesshow that medical and economic efficiency is strongly influenced by the levelof development and complexity of implementing an integrated system of epidemiological monitoring and modeling. The solution proposed and describedin this paper is addressed to all public and private institutions involved inthe fight against the COVID-19 pandemic, using recognized methods andstandards in this field. The Green-Epidemio is a platform adaptable to thespecific features of any public institution for disease management, based onopen-source software, allowing the adaptation, customization, and furtherdevelopment of “open-source” applications, according to the specificities ofthe public institution, the changes in the economic and social environment andits legal framework. The platform has a mathematical model for the spreadof COVID-19 infection depending on the location of the outbreaks so thatthe allocation of resources and the geographical limitation of certain areascan be parameterized according to the number and location of the real-timeidentified outbreaks. The social impact of the proposed solution is due to theplanned applications of information flow management, which is a first stepin improving significantly the response time and efficiency of people-operatedresponse services. Moreover, institutional interoperability influences strategicsocietal factors. 展开更多
关键词 Epidemiology evolution service-oriented architecture PANDEMIC geographic information system epidemiological modeling
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Comprehensive assessment method for environmental impact of railway based on geographic information system 被引量:1
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作者 吴小萍 陈秀方 +3 位作者 马超群 杨晓宇 冉茂平 孟祥定 《Journal of Central South University of Technology》 2004年第3期340-342,共3页
By integrating the merits of the map overlay method and the geographic information system (GIS), a GIS based map overlay method was developed to analyze comprehensively the environmental vulnerability around railway a... By integrating the merits of the map overlay method and the geographic information system (GIS), a GIS based map overlay method was developed to analyze comprehensively the environmental vulnerability around railway and its impact on the environment, which is adapted for the comprehensive assessment of railway environmental impact and the optimization of railway alignments. The assessment process of the GIS based map overlay method was presented, which includes deciding the system structure and weights of assessment factors, making environmental vulnerability grade maps, and evaluating the alternative alignments comprehensively to obtain the best one. With the GIS functions of spatial analysis, such as overlay analysis and buffer analysis, and functions of handling attribute data, the GIS based map overlay method overcomes the shortcomings of the existing map overlay method and the conclusion is more reasonable. In the end, a detailed case study was illustrated to verify the efficiency of the method. 展开更多
关键词 railway planning environmental impact assessment geographic information system graph overlay method
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Mapping potential areas for groundwater storage in the High Guir Basin(Morocco):Contribution of remote sensing and geographic information system 被引量:1
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作者 Abderrahime Nouayti Driss Khattach +1 位作者 Mohamed Hilali Nordine Nouayti 《Journal of Groundwater Science and Engineering》 2019年第4期309-322,共14页
Identification of water potential areas in arid regions is a crucial element for the enhancement of their water resources and socio-economic development. In fact, water resources system-planning can be used to make va... Identification of water potential areas in arid regions is a crucial element for the enhancement of their water resources and socio-economic development. In fact, water resources system-planning can be used to make various decisions and implement manage- ment of water resources policies. The purpose of this study is to identify groundwater sto- rage areas in the high Guir Basin by implementing Geographic Information System (GIS) and Remote Sensing methods. The required data for this study can be summarized into five critical factors: Topography (slope), lithology, rainfall, rock fracture and drainage. These critical factors have been converted by the GIS into thematic maps. For each cri- tical parameter, a coefficient with weight was attributed according to its importance. The map of potential groundwater storage areas is obtained by adding the products (coeffi- cient × weight) of the five parameters. The results show that 50% to 64% of the total area of the High Guir Basin is potentially rich in groundwater, where most of fracture systems are intensely developed. The obtained results are validated with specific yield of the aqui- fer in the study area. It is noted that there is a strong positive correlation between excel- lent groundwater potential zones with high flows of water points and it diminishes with low specific yield with poor potential zones. 展开更多
关键词 High Guir Basin Groundwater storage Remote Sensing Potential assessment geographic information System
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The Demographic Impact on Credit Scores" Evidence From Statistical Methods and Geographic Information Systems (GIS) Mapping 被引量:1
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作者 Anna E. Newman Joseph A. Newman 《Journal of Modern Accounting and Auditing》 2013年第11期1497-1506,共10页
Average credit scores for people in the United States (US) differ from state to state. Some states have high, and some states have low average credit scores. Since lenders and employers use credit scores to make loa... Average credit scores for people in the United States (US) differ from state to state. Some states have high, and some states have low average credit scores. Since lenders and employers use credit scores to make loan and employment decisions, people living in states where average credit scores are high should experience the benefits of living where credit scores tend to allow more favorable loan and employment decisions. Although credit scores are the direct result of credit histories, credit histories may be impacted by demographic factors. If the demographic factors that impact credit histories are identified, ways to improve credit scores are likely to be discovered and available to people and state government policymakers. This study looks for demographic factors to indirectly explain the average credit scores for people living in each state of the US. The methodology includes statistical analyses and geographic information systems (GIS) mapping. Statistical analyses provide evidence to suggest that state average credit scores are explained by the demographic factors of education, family, income, and health. GIS mapping reveals clusters of states with similar demographics and credit scores. 展开更多
关键词 credit scores demographics geographic information systems (GIS) mapping
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