Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a...Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a need to look at ways that can augment conventional Vehicular Management Information Systems (VMIS) in transforming business processes through Telematics. This paper aims to contextualise the role that telematics can play in transforming the Insurance Ecosystem in Zimbabwe. The main objective was to investigate the integration of Usage-Based Insurance (UBI) with vehicle tracking solutions provided by technology companies like Econet Wireless in Zimbabwe, aiming to align customer billing with individual risk profiles and enhance the synergy between technology and insurance service providers in the motor insurance ecosystem. A triangulation through structured interviews, questionnaires, and literature review, supported by Information Systems Analysis and Design techniques was conducted. The study adopted a case study approach, qualitatively analyzing the complexities of the Telematics insurance ecosystem in Zimbabwe, informed by the TOGAF framework. A case-study approach was applied to derive themes whilst applying within and cross-case analysis. Data was collected using questionnaires, and interviews. The findings of the research clearly show the importance of Telematics in modern-day insurance and the positive relationship between technology and insurance business performance. The study, therefore revealed how UBI can incentivize positive driver behavior, potentially reducing insurance premiums for safe drivers and lowering the incidence of claims against insurance companies. Future work can be done on studying the role of Telematics in combating highway crime and corruption.展开更多
地面数字电视国标(GB20600-2006)公布以后,数字地面广播的业务做些什么?是否只有公交车移动电视一种业务模式?众所周知。地面波广播业务涵盖甚广,它包括移动/固定接收模式、无线/有线互联模式、免费/付费电视模式、高清/标清服务模式等...地面数字电视国标(GB20600-2006)公布以后,数字地面广播的业务做些什么?是否只有公交车移动电视一种业务模式?众所周知。地面波广播业务涵盖甚广,它包括移动/固定接收模式、无线/有线互联模式、免费/付费电视模式、高清/标清服务模式等,即便是在移动电视的业务模式中还可以进一步细分。虽然已公布的国标不包括移动多媒体广播,而是将启用另一套技术体系,且与世界上大多数国家一样,把数字地面广播定位于社会公益服务事业。为此,本文特别提请地面波业务策划者注意基于智能交通系统(Intelligent Transport System,ITS)的Telematics,它将以全新的概念和业务,通过现有的移动电视运营模式,向另一个领域拓展成为面向未来的社会公益服务事业,并有机会利用更多的社会资源,把数字地面广播事业做强做大。展开更多
Telematics产业链的核心环节是Telematics服务提供商TSP(Telematics Service Provider)。TSP上接汽车制造商、车载设备制造商、网络运营商,下接内容提供商。谁掌控了TSP,谁就能掌握Telematics产业的控制权。因此,TSP也成为了汽车制造商...Telematics产业链的核心环节是Telematics服务提供商TSP(Telematics Service Provider)。TSP上接汽车制造商、车载设备制造商、网络运营商,下接内容提供商。谁掌控了TSP,谁就能掌握Telematics产业的控制权。因此,TSP也成为了汽车制造商、电信运营商、GPS运营商及车载设备制造商争相扮演的角色。本文通过对Telematics产业链上各类企业的深入分析,探讨究竟哪类企业最有可能成为TSP。展开更多
The Indiana Department of Transportation (INDOT) maintains 29,000 lane miles of roadway and operates a fleet of nearly 1100 snowplows and spends upwards of $60 million annually on winter maintenance operations. Since ...The Indiana Department of Transportation (INDOT) maintains 29,000 lane miles of roadway and operates a fleet of nearly 1100 snowplows and spends upwards of $60 million annually on winter maintenance operations. Since winter weather varies considerably, allocation of snow removal and deicing resources are highly decentralized to facilitate agile response. Historically, real-time two-way radio communication with drivers has been the primary monitoring system, but with 6 districts, 29 subdistricts, and over one hundred units it does not scale well for systematic data collection. Emerging technology such as real-time truck telematics, hi-resolution NOAA data, dash camera imagery, and crowdsourced traffic speeds can now be fused into dashboards. These real-time dashboards can be used for systematic monitoring and allocation of resources during critical weather events. This paper reports on dashboards used during the 2020-2021 winter season derived from that data. Nearly 13 million location records and 11 million dash camera images were collected from telematics onboard 1105 trucks. Peak impact of nearly 1570 congested miles and 610 trucks deployed was observed for a winter storm on February 15<sup><span style="font-family:Verdana;">th</span></sup><span style="font-family:Verdana;">, 2021 chosen for further analysis. In addition to tactical adjustments of resources during storms, this system-wide collection of resources allows agencies to monitor multiple seasons and make long</span><span style="font-family:Verdana;">-</span><span style="font-family:Verdana;">term strategic asset allocation decisions. Also, from a public information perspective, these resources were found to be very useful to agencies that interface with the media (and social media) during large storms to provide real-time visual updates on conditions throughout the state from pre-treatment, through cleanup.</span>展开更多
文摘Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a need to look at ways that can augment conventional Vehicular Management Information Systems (VMIS) in transforming business processes through Telematics. This paper aims to contextualise the role that telematics can play in transforming the Insurance Ecosystem in Zimbabwe. The main objective was to investigate the integration of Usage-Based Insurance (UBI) with vehicle tracking solutions provided by technology companies like Econet Wireless in Zimbabwe, aiming to align customer billing with individual risk profiles and enhance the synergy between technology and insurance service providers in the motor insurance ecosystem. A triangulation through structured interviews, questionnaires, and literature review, supported by Information Systems Analysis and Design techniques was conducted. The study adopted a case study approach, qualitatively analyzing the complexities of the Telematics insurance ecosystem in Zimbabwe, informed by the TOGAF framework. A case-study approach was applied to derive themes whilst applying within and cross-case analysis. Data was collected using questionnaires, and interviews. The findings of the research clearly show the importance of Telematics in modern-day insurance and the positive relationship between technology and insurance business performance. The study, therefore revealed how UBI can incentivize positive driver behavior, potentially reducing insurance premiums for safe drivers and lowering the incidence of claims against insurance companies. Future work can be done on studying the role of Telematics in combating highway crime and corruption.
文摘地面数字电视国标(GB20600-2006)公布以后,数字地面广播的业务做些什么?是否只有公交车移动电视一种业务模式?众所周知。地面波广播业务涵盖甚广,它包括移动/固定接收模式、无线/有线互联模式、免费/付费电视模式、高清/标清服务模式等,即便是在移动电视的业务模式中还可以进一步细分。虽然已公布的国标不包括移动多媒体广播,而是将启用另一套技术体系,且与世界上大多数国家一样,把数字地面广播定位于社会公益服务事业。为此,本文特别提请地面波业务策划者注意基于智能交通系统(Intelligent Transport System,ITS)的Telematics,它将以全新的概念和业务,通过现有的移动电视运营模式,向另一个领域拓展成为面向未来的社会公益服务事业,并有机会利用更多的社会资源,把数字地面广播事业做强做大。
文摘Telematics产业链的核心环节是Telematics服务提供商TSP(Telematics Service Provider)。TSP上接汽车制造商、车载设备制造商、网络运营商,下接内容提供商。谁掌控了TSP,谁就能掌握Telematics产业的控制权。因此,TSP也成为了汽车制造商、电信运营商、GPS运营商及车载设备制造商争相扮演的角色。本文通过对Telematics产业链上各类企业的深入分析,探讨究竟哪类企业最有可能成为TSP。
文摘The Indiana Department of Transportation (INDOT) maintains 29,000 lane miles of roadway and operates a fleet of nearly 1100 snowplows and spends upwards of $60 million annually on winter maintenance operations. Since winter weather varies considerably, allocation of snow removal and deicing resources are highly decentralized to facilitate agile response. Historically, real-time two-way radio communication with drivers has been the primary monitoring system, but with 6 districts, 29 subdistricts, and over one hundred units it does not scale well for systematic data collection. Emerging technology such as real-time truck telematics, hi-resolution NOAA data, dash camera imagery, and crowdsourced traffic speeds can now be fused into dashboards. These real-time dashboards can be used for systematic monitoring and allocation of resources during critical weather events. This paper reports on dashboards used during the 2020-2021 winter season derived from that data. Nearly 13 million location records and 11 million dash camera images were collected from telematics onboard 1105 trucks. Peak impact of nearly 1570 congested miles and 610 trucks deployed was observed for a winter storm on February 15<sup><span style="font-family:Verdana;">th</span></sup><span style="font-family:Verdana;">, 2021 chosen for further analysis. In addition to tactical adjustments of resources during storms, this system-wide collection of resources allows agencies to monitor multiple seasons and make long</span><span style="font-family:Verdana;">-</span><span style="font-family:Verdana;">term strategic asset allocation decisions. Also, from a public information perspective, these resources were found to be very useful to agencies that interface with the media (and social media) during large storms to provide real-time visual updates on conditions throughout the state from pre-treatment, through cleanup.</span>
