Analysis on The Incentive Effect of Occupational Pension in The Human Resource Strategy of Private University

Occupational pension can play an active role in the management of human resources at the present stage,and has the good effect.As a human resource strategy,the active application of occupational pension in private universities can effectively improve the traditional salary management work,promote the salary management work smoothly,and provide effective conditions for human resource assessment.In private university human resources strategy,the positive application of occupational pension,need to continue to play its incentive function and effect,to attract more excellent teachers to participate in school construction,to improve the overall teaching achievements.This paper mainly starts with the connotation and the definition of occupational pension,introduces and analyzes the relevant situation of occupational pension comprehensively,and gives a detailed description of the incentive effect of occupational pension in the human resource strategy of private universities.

Research on improving the system of account rate in occupational pension

In the reform of government organizations and institutions of China, we put forward the establishment of personal account system in occupational pension, and the introduction of the ＂account＂ management model of the non real account accumulation. This paper analyzes the current situation of personal accounts in our country, and puts forward that the account rate of bank deposit can not resist inflation, and can not reflect the real return rate of China＇s pension funds, which is not conducive to the preservation and appreciation of personal account funds. On the basis of the above, the paper puts forward that the account rate should not only consider the level of economic development and inflation, but also to adapt to the financial payment ability, and establish the personal account risk reserve fund system and other improvement measures, and strive to achieve the sustainable development of the personal account system.

China’s pension system:achievements,challenges and future developments

This study focuses on the framework and achievements of China’s pension system,and analyses the long-term risk and institutional dilemmas.Because the existing pension system does not clearly define the responsibilities among the government,the market and the individuals,the main challenge facing China’s current pension system is the huge future fund gap and the difficulty in coping with the risk of an ageing population.The proposal for China’s pension scheme reformation is to establish a three-pillar pension system:transfer the social pooling account into a public pension as the first pillar;merge the refilled personal account by transferring the state-owned assets and the enterprise annuity into the occupational pension as the second pillar;and promote the tax deferral individual pension plan as the third pillar.The roles and functions of the government in the three-pillar pension system are different:for the first pillar,it is fully responsible for the system construction,management and funding security;for the second and the third pillar,it is responsible for system construction and operational supervision.

Reform of China’s Pension System

This paper mainly analyzes development and reform of China’s pension system. It introducesthe evolution of China’s pension system reform and discusses its strengths and problems.The paper then proposes some suggestions on the direction of China’s pension reform. Thelast section is devoted to a discussion of China’s corporate occupational pension, which isa fast-developing area of the pension system.