气候逐渐变暖已成为人类面临的全球性环境问题。在此背景之下我国提出了碳达峰与碳中和的目标:碳排放于2030年之前达到高峰,在2060年之前达到碳中和。商业银行作为金融中介机构由于资源配置能力显着,对碳中和发挥了不容忽视的影响。文...气候逐渐变暖已成为人类面临的全球性环境问题。在此背景之下我国提出了碳达峰与碳中和的目标:碳排放于2030年之前达到高峰,在2060年之前达到碳中和。商业银行作为金融中介机构由于资源配置能力显着,对碳中和发挥了不容忽视的影响。文章以我国商业银行在“碳中和”背景下的碳金融业务为研究对象,运用DEA-CCR模型衡量商业银行经营效率,分析商业银行碳信贷业务对于银行效率的影响,发现碳金融业务对于商业银行效率有积极作用。但我国商业银行碳金融业务仍然存在着发展模式单一、总体体量较小的问题,本文针对这些问题进一步提出银行如何发展碳中和业务的措施。The gradual warming of the climate has emerged as a global environmental challenge confronting humanity. In this context, China has proposed the objectives of reaching carbon emissions peak before 2030 and achieving carbon neutrality before 2060. As key financial intermediaries, commercial banks wield significant influence over carbon neutrality due to their substantial resource allocation capabilities. This study focuses on the carbon finance operations of Chinese commercial banks in the context of “carbon neutrality”, utilizing the DEA-CCR model to gauge bank efficiency, analyzing the impact of commercial banks’ carbon credit business on their operational efficiency, and determining that carbon finance activities have a positive effect on commercial bank efficiency. Nevertheless, China’s commercial banks still face issues related to a singular development approach and the overall magnitude is limited in their carbon finance operations. In light of these issues, this paper further puts forward measures for banks to develop carbon neutral business.展开更多
文摘气候逐渐变暖已成为人类面临的全球性环境问题。在此背景之下我国提出了碳达峰与碳中和的目标:碳排放于2030年之前达到高峰,在2060年之前达到碳中和。商业银行作为金融中介机构由于资源配置能力显着,对碳中和发挥了不容忽视的影响。文章以我国商业银行在“碳中和”背景下的碳金融业务为研究对象,运用DEA-CCR模型衡量商业银行经营效率,分析商业银行碳信贷业务对于银行效率的影响,发现碳金融业务对于商业银行效率有积极作用。但我国商业银行碳金融业务仍然存在着发展模式单一、总体体量较小的问题,本文针对这些问题进一步提出银行如何发展碳中和业务的措施。The gradual warming of the climate has emerged as a global environmental challenge confronting humanity. In this context, China has proposed the objectives of reaching carbon emissions peak before 2030 and achieving carbon neutrality before 2060. As key financial intermediaries, commercial banks wield significant influence over carbon neutrality due to their substantial resource allocation capabilities. This study focuses on the carbon finance operations of Chinese commercial banks in the context of “carbon neutrality”, utilizing the DEA-CCR model to gauge bank efficiency, analyzing the impact of commercial banks’ carbon credit business on their operational efficiency, and determining that carbon finance activities have a positive effect on commercial bank efficiency. Nevertheless, China’s commercial banks still face issues related to a singular development approach and the overall magnitude is limited in their carbon finance operations. In light of these issues, this paper further puts forward measures for banks to develop carbon neutral business.
