人格特质、道德判断与行为意图——基于信用卡消费者未偿信贷的研究

在理论分析的基础上构建了信用卡消费者人格特质、道德判断与未偿信贷行为意图相互关系的概念模型,并使用调查数据基于结构方程模型(SEM)进行了实证研究。研究发现:经济价值取向和马基雅维利主义人格特质对道德判断具有显著的正向影响;主动获利非法行为和被动获利行为的道德判断对未偿信贷行为意图有显著的正向影响,而主动获利问题行为和无害行为的道德判断对未偿信贷行为意图没有显著影响;主动获利非法行为和被动获利行为的道德判断在人格特质对未偿信贷行为意图的影响中具有中介作用。

村民参与集体产权制度改革意愿研究——基于心理视角的实证

农村集体产权制度改革是实施乡村振兴战略的重要任务,在农村集体产权制度改革逐步推进的背景下,对村民参与集体产权制度改革意愿的研究具有重要价值。本文使用四川省彭州市530户农村居民的调研数据,基于因子分析和回归分析方法,实证分析了村民心理因素对其参与集体产权制度改革意愿的影响。研究发现,村民的风险感知对其参与集体产权制度改革的意愿有显著的负向影响,村民的改革认知、面子形象对其参与集体产权制度改革的意愿有显著的正向影响,中国文化背景下村民的价值观(中庸之道、人际观念和自我实现)对其参与集体产权制度改革的意愿有显著的正向影响。在这些心理因素中,按影响重要程度从高到低依次为改革认知、中庸之道、自我实现、面子形象、风险感知、人际观念。本文的研究结果为提升村民参与集体产权制度改革的意愿提供了新的思路。

Analysis of Input and Output of China's Agriculture Based on Canonical Correlation

I select effective irrigated area, consumption of agricultural chemical fertilizer, electricity consumed in rural areas, and total power of agricultural machinery as input variables of China's agriculture; I select grain, bean, tobacco, oil-bearing crop and fruit as output variables of China's agriculture. By using the data of China Statistical Yearbook in 2010, based on the analysis method of canonical correlation, I conduct research on the input and output of China's agriculture. The results show that consumption of chemical fertilizer has the biggest impact on the agricultural output of China, followed by the input of total power of agricultural machinery; the canonical variable of agricultural output of China is mainly impacted by grain, oil-bearing crop and fruit; in terms of the selected variables, the output increase of grain, oil-bearing crop and fruit in China arises from the input increase of agricultural chemical fertilizer and machinery, and there is high-degree correlation between the two. According to the conclusions, the policy suggestions are put forward as follows: gradually decrease consumption of chemical fertilizer; increase the use of modern agricultural machinery; increase agricultural irrigation input.