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商业银行表外业务风险因素与防范——基于中国数据样本的扎根理论研究
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作者 牟杰 冉华庆 闫永波 《财务与金融》 2024年第4期59-67,共9页
表外业务在为商业银行创造更多利润的同时,也带来了诸多风险。通过扎根理论编码分析,构建商业银行表外业务风险因素模型,并对模型进行深入分析。研究结果显示,商业银行表外业务的风险因素主要涉及表外业务自身、外部监管环境与市场主体... 表外业务在为商业银行创造更多利润的同时,也带来了诸多风险。通过扎根理论编码分析,构建商业银行表外业务风险因素模型,并对模型进行深入分析。研究结果显示,商业银行表外业务的风险因素主要涉及表外业务自身、外部监管环境与市场主体三个方面。表外业务自身方面,业务的入口、过程、出口三个阶段分别存在业务入口客户群体结构不佳、业务过程缺陷、业务出口风险增加的问题。外部监管环境方面,存在监管力度不足与监管体系不完善等问题。市场主体方面的风险因素包括:企业内部缺乏有效管理,管理层法律意识淡薄,催生了大量违规的融资行为;商业银行内部风险管理机制不健全,缺乏有效的风险识别及量化工具,导致无法及时实现风险识别;商业银行资产负债表信息失真,干扰了外部监管部门对表外业务的监管。基于上述研究结论,为有效防范表外业务风险,商业银行应清楚认识表外业务自身存在的问题,加强表外业务的全流程管理;监管部门应丰富监管手段,加大监管力度;企业及商业银行等市场主体应优化内部管理机制,杜绝虚构贸易背景等行为,及时、如实地向监管部门汇报风险监控数据及动态。 展开更多
关键词 表外业务 风险因素 金融监管 内部管理体系 扎根理论
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Study of the Effect of Bacterial Resistance Monitoring in Clinical Microbiology Testing
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作者 Lingfeng Lu jie mou +1 位作者 Kun Wu Ju Luo 《Journal of Clinical and Nursing Research》 2023年第6期131-136,共6页
Objective:To observe and analyze the effect of bacterial resistance monitoring in clinical microbiology testing.Methods:600 microbial specimens collected in our hospital in the past year(April 2021 to April 2022)were ... Objective:To observe and analyze the effect of bacterial resistance monitoring in clinical microbiology testing.Methods:600 microbial specimens collected in our hospital in the past year(April 2021 to April 2022)were used as the test subjects of this study.The specimens were divided into Group A(control group)and Group B(research group),with 300 cases in each group.Group A consisted of blood culture specimens,while Group B consisted of sputum specimens.After the tests were completed,the rates of unfavorable and favorable results,bacterial species distribution,and bacterial drug resistance of the specimens in both groups were compared.Results:Among group A specimens,29 cases were positive(9.67%)and 271 cases were negative(90.33%);among group B specimens,99 cases were positive(33.00%)and 201 cases were negative(66.00%);the difference between the two groups of data was statistically significant(P<0.05).As for the distribution of the types of bacteria,there were 472 cases of Gram-negative bacteria and 128 cases of Gram-positive bacteria.Conclusion:Bacterial resistance monitoring is helpful in clinical microbiology testing.Through proper monitoring,bacterial resistance can be well understood.In this way,patients get to receive appropriate treatment measures and suitable antibacterial prescriptions,thereby improving the patient outcome. 展开更多
关键词 Bacterial resistance monitoring Clinical microbiology testing Application value
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Overexpression of C-terminal fragment of glutamate receptor 6 prevents neuronal injury in kainate-induced seizure via disassembly of Glu R6-PSD95-MLK3 signaling module 被引量:7
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作者 jie mou Xiaomei Liu Dongsheng Pei 《Neural Regeneration Research》 SCIE CAS CSCD 2014年第23期2059-2065,共7页
Our previous study showed that when glutamate receptor (GluR)6 C terminus-containing peptide conjugated with the human immunodeficiency virus Tat protein (GluR6)-9c is delivered into hippocampal neurons in a brain... Our previous study showed that when glutamate receptor (GluR)6 C terminus-containing peptide conjugated with the human immunodeficiency virus Tat protein (GluR6)-9c is delivered into hippocampal neurons in a brain ischemic model, the activation of mixed lineage kinase 3 (MLK3) and c-Jun NH2-terminal kinase (JNK) is inhibited via GluR6-postsynaptic density protein 95 (PSD95). In the present study, we investigated whether the recombinant adenovirus (Ad) carrying GluR6c could suppress the assembly of the GluR6-PSD95-MLK3 signaling module and decrease neuronal cell death induced by kainate in hippocampal CA1 subregion. A seizure model in Sprague-Dawley rats was induced by intraperitoneal injections of kainate. The effect of Ad- Glur6-9c on the phosphorylation of INK, MLK3 and mitogen-activated ldnase kinase 7 (MKK7) was observed with western immunoblots and immunohistochemistry. Our findings revealed that overexpression of GluR6c inhibited the interaction of GluR6 with PSD95 and prevented the kainate-induced activation of INK, MLK3 and MKK7. Furthermore, kainate-mediated neuronal cell death was significantly suppressed by GluR6c. Taken together, GluR6 may play a pivotal role in neuronal cell death. 展开更多
关键词 nerve regeneration brain injury hippocampal neuronal injury seizures ADENOVIRUS GLUR6 PSD95 MLK3 KAINATE apoptosis JNK NSFC grants neural regeneration
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