As a new mode to offer finance support in rural areas, the establishment of rural banks provide not only service and support for the agricultural development and rural economy, but also solutions to the issue of long-...As a new mode to offer finance support in rural areas, the establishment of rural banks provide not only service and support for the agricultural development and rural economy, but also solutions to the issue of long-standing fund shortage and poverty in China. However, there are still a lot of problems that restrict the development of rural banks, such as unreasonable property right, unsound system of management as well as rural social credit, lacking of high-quality employees, innovation, policy support, supervision system, social awareness. Therefore, the analytic hierarchy process was employed in the current study with the aim of figuring out the essential factors which restricted the development of rural banks from two aspects of internal factors and external factors, furthermore, relevant suggestions were put forward.展开更多
This paper summarized the management models of village banks in China. We compared and analyzed different management models of four village banks in different regions on four aspects： regional agriculture feature, lo...This paper summarized the management models of village banks in China. We compared and analyzed different management models of four village banks in different regions on four aspects： regional agriculture feature, loan for farmers, loan for enterprises and the construction of network, then came to the conclusion that, if the village banks＇ health development can realize, they must pay attention to innovating in loan patterns as well as material loan and starting out the network development.展开更多
文摘As a new mode to offer finance support in rural areas, the establishment of rural banks provide not only service and support for the agricultural development and rural economy, but also solutions to the issue of long-standing fund shortage and poverty in China. However, there are still a lot of problems that restrict the development of rural banks, such as unreasonable property right, unsound system of management as well as rural social credit, lacking of high-quality employees, innovation, policy support, supervision system, social awareness. Therefore, the analytic hierarchy process was employed in the current study with the aim of figuring out the essential factors which restricted the development of rural banks from two aspects of internal factors and external factors, furthermore, relevant suggestions were put forward.
基金Supported by the Philosophy and Social Science Project in Heilongjiang Province(14B074)
文摘This paper summarized the management models of village banks in China. We compared and analyzed different management models of four village banks in different regions on four aspects： regional agriculture feature, loan for farmers, loan for enterprises and the construction of network, then came to the conclusion that, if the village banks＇ health development can realize, they must pay attention to innovating in loan patterns as well as material loan and starting out the network development.
