Teaching Reform and Practice of Finance under the Background of New Liberal Arts

Under the background of new liberal arts,the problems existing in the teaching process of Finance were re-examined.For instance,the setting of teaching objectives does not meet the requirements of construction of new liberal arts,and teaching content emphasizes theory;teaching method is single,and teaching assessment is not reasonable.It is proposed that the curriculum reform should be carried out from five dimensions:teaching objective,teaching content,teaching method,practice system and teaching evaluation,so as to meet the requirements of construction of new liberal arts.

An Empirical Study of the Allocation Efficiency of Rural Financial Resources in Hubei Province from the Perspective of Agricultural Loans

The incompatibility of China's economy and finance has to some extent inhibited the development of rural economy. Taking Hubei Province for example,we measure the allocation efficiency of rural financial resources from the perspective of agricultural input and output,and use the modern rural financial development theory to set forth some policy recommendations on how to build a new rural financial resource allocation system. Studies have shown that the allocation efficiency of rural financial resources is low in China,and improving the allocation efficiency of rural financial resources is the key to perfecting rural financial environment while increasing financial support for agriculture.

A Study on the Factors Influencing the Income Gap between Urban and Rural Areas Based on State-space Model

The increasingly widening income gap between urban and rural areas is affected by many factors. Using the stepwise regression analysis,we find that urbanization level,socio-economic development,education level,financial development scale and financial development efficiency have the greatest impact on the income gap between urban and rural areas. By cointegration test,it is found that there is a long-term equilibrium relationship between these five variables and the income gap between urban and rural areas. We build the state-space model to research the dynamic impact of these factors on the income gap between urban and rural areas. The results show that by improving the level of urbanization,we can effectively narrow the income gap between urban and rural areas,while socio-economic development,the improvement of education level,expansion of financial development scale and financial development efficiency all significantly expand the income gap between urban and rural areas.

Evaluation and Optimization Approaches of Rural Financial Ecological Environment in Hubei Province

Agriculture is the foundation of national economy,and the quality of rural financial ecological environment determines the level of rural economic development. At the same time of making outstanding achievements in rural financial reform,there are still many problems in rural financial ecological environment. Taking Hubei Province as an example,this paper summarized existing problems from current situations of rural financial ecological environment,and finally came up with pertinent recommendations.

Influence of Urbanization on Growth of Rural Residents' Consumption in Western Ethnic Minority Areas of China

To make clear the relation between urbanization and growth of rural resident consumption in western ethnic minority areas of China,this paper selected cross-sectional area of 12 provinces( cities) in western ethnic minority areas in 2005- 2013 and made an empirical analysis through building panel data of influence of urbanization on rural resident consumption. Results indicate that there is positive correlation between urbanization and rural resident consumption growth in western ethnic minority areas. Urbanization increases income level of rural residents,strengthens demonstration effect of urban residents on rural resident consumption,and accordingly promotes rural resident consumption growth in western ethnic minority areas. Therefore,it is required to accelerate urbanization development,expand channels of increasing farmers' income,improve resident consumption environment,and bring into play promotion function of counties,to drive rural resident consumption growth in western ethnic minority areas.

Empirical Analysis of the Role of Urbanization in Driving the Growth of Rural Residents' Consumption

Urbanization is a powerful engine for the growth of rural residents' consumption in China.This paper selects the cross-sectional data concerning 31 provinces( municipalities) in China during 2005-2012,and builds the panel data model of influence of urbanization on rural residents' consumption in China for empirical analysis.The results show that there is a significant positive correlation between urbanization and rural residents' consumption level.From the mechanism,urbanization drives the growth of rural residents' consumption by improving rural residents' income level and changing rural residents' consumption concept.However,the uncertainties of rural residents' income inhibit the growth of rural residents' consumption.Therefore,it is necessary to accelerate the development of urbanization,broaden farmers' income channels,improve the consumer environment and accelerate the reform of the household registration system to further activate the rural consumer market.

Reform of Teaching Mode for College Students'Financial Literacy Training under General Education:Taking Yangtze University as an Example

The development of Internet finance has made the financial environment faced by college students more complicated.The level of financial literacy best reflects a person's sensitivity to the financial environment and flexibility to respond to financial events.Therefore,to improve the financial literacy of college students,popularizing financial knowledge is bound to become the key content of general education and teaching work in contemporary colleges and universities.In this article,taking 400 undergraduates from Yangtze University as the research object,the participation in online lending and the mastery of financial knowledge were investigated and analyzed,then the current teaching situation of financial literacy courses was introduced,and finally,a number of suggestions to improve the teaching reform of financial literacy were put forward.

Plight and Countermeasures of Petty Credit Loan in Rural Financial Institutions in the Context of Rural Revitalization Strategy

The implementation of China's rural revitalization strategy will surely release a huge financial demand in rural areas.How to use the petty credit loan in rural financial institutions to develop rural economy is an effective way to implement the rural revitalization strategy.This paper first analyzes the significance of petty credit loan in rural financial institutions for rural revitalization strategy,then introduces the remarkable contribution of petty credit loan in China's rural financial institutions to actively solving the problems of farmers about difficult financing and expensive financing and elaborates on the main problems of petty credit loan business in rural financial institutions that still exist in the process of supporting rural revitalization,and finally gives several suggestions on solving the problems about the financing of farmers and the development of petty credit loan business in rural financial institutions.

Analysis of Factors Affecting the Growth of New Agricultural Operating Entities

Based on the survey data of 718 new agricultural operating entities in Hubei Province in 2016,the principal component analysis method was used to comprehensively evaluate the factors affecting the growth of new agricultural operating entities. The results indicate that the policy environment and administrative environment have a high impact on the growth of new agricultural operating entities,followed by human environment,production and operating characteristics and family characteristics. The household characteristics have the lowest impact on the growth of new agricultural operating entities. Finally,it came up with the policy recommendations.