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基于三阶段DEA方法的我国A股16家上市银行十三五期间创新效率的研究
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作者 吕喜明 杨春雪 +2 位作者 杨越 谢颖 陈瑞 《金融》 2017年第4期245-255,共11页
上个世纪,由于全球金融创新浪潮的兴起,以及计算机在金融创新方面的运用,商业银行的传统业务受到了巨大的冲击。进入21世纪,商业银行的传统存贷业务已经下滑60%。商业银行为了追求利益最大化,也开始重视对业务、技术、服务的创新。所以... 上个世纪,由于全球金融创新浪潮的兴起,以及计算机在金融创新方面的运用,商业银行的传统业务受到了巨大的冲击。进入21世纪,商业银行的传统存贷业务已经下滑60%。商业银行为了追求利益最大化,也开始重视对业务、技术、服务的创新。所以为了提升我国商业银行的创新水平,对我国商业银行的创新效率的研究显得尤为重要。我们以我国16家商业银行为主要研究对象从技术效率、纯技术效率、规模效率三个方面,通过运用传统DEA模型(CCR),得到三个方面初步的效率指标,之后通过SFA模型建立松弛变量,得到调整后的投入值,在通过第三阶段DEA处理方法,消除了环境因素和随机误差的影响,得到了同质化的创新指标,这对综合分析我国商业银行的创新效率提供了样本,通过对比分析这些数据,得出我国商业银行创新现在所面临的问题,通过扩大经营规模和产品创新等方法解决问题。 展开更多
关键词 商业银行 三阶段DEA模型 创新效率 SFA回归
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Research on the Influencing Factors of Personal Credit Based on a Risk Management Model in the Background of Big Data
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作者 ximing lv Jianbao Li +2 位作者 Shunkai Zhang Yi Li Chun Wang 《Journal of Applied Mathematics and Physics》 2017年第3期722-733,共12页
Between states, between enterprises and enterprises, between people, it can be stated that credit is full of every corner of our lives. But the current lack of social credit is fundamental. Credit risk is particularly... Between states, between enterprises and enterprises, between people, it can be stated that credit is full of every corner of our lives. But the current lack of social credit is fundamental. Credit risk is particularly prominent. In the extensive data generation today, the information on personal credit statistics is very large, but still lack the data system processing and screening. Through the information retrieval of 200 credit information reports, this paper constructs the evaluation system of personal credit by using the basic information of the individual. The basic information of these individuals has great convenience in information collection and information statistics, and this basic information covers all aspects that are likely to result in the breach of contract. Through the use of single factor analysis and logistic model to solve the index system, you can not only find the impact of individual indicators on the degree of personal credit, but also see the overall impact of indicators on the degree of credit, that is, the weight of the indicators. Finally, four different credit ratings are divided by assigning the indicators to the scores. Credit rating can clearly measure the respective credit situation. Through the classification of these levels, measuring the credit line when a person in the individual credit operation, at the same time, it can provide reference and proval to administrative departments, which is benefit for managing credit risks. It has a substantial meaning and value in use. The solution to the rating system cannot only be applied to individuals, but also to the enterprises, with a wide range of versatility. 展开更多
关键词 PERSONAL CREDIT Information RETRIEVAL Single Factor Analysis LOGISTIC Regression Model DIVISION of CREDIT RATING
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Residential Community Open-Up Strategy Based on Prim’s Algorithm and Neural Network Algorithm
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作者 ximing lv Ang Li +1 位作者 Shunkai Zhang Jianbao Li 《Journal of Applied Mathematics and Physics》 2017年第2期551-567,共17页
“Open community” has aroused widespread concern and research. This paper focuses on the system analysis research of the problem that based on statistics including the regression equation fitting function and mathema... “Open community” has aroused widespread concern and research. This paper focuses on the system analysis research of the problem that based on statistics including the regression equation fitting function and mathematical theory, combined with the actual effect of camera measurement method, Prim’s algorithm and neural network to “Open community” and the applicable conditions. Research results show that with the increasing number of roads within the district, the benefit time gradually increased, but each type of district capacity is different. 展开更多
关键词 OPEN COMMUNITY Regression Analysis Prim’s ALGORITHM GRAPH Theory NEURAL Net-Work ALGORITHM
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Research on Smart Growth of Sustainable Cities Based on Information Entropy and Super-Efficiency DEA Model
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作者 ximing lv Shunkai Zhang +1 位作者 Ang Li Jianbao Li 《Journal of Applied Mathematics and Physics》 2017年第5期1198-1214,共17页
Since the “smart growth” was put forward in the late 90s, it has become an accepted design idea and concept in the field of urban design in the world, and has been deeply studied and applied. In order to better prom... Since the “smart growth” was put forward in the late 90s, it has become an accepted design idea and concept in the field of urban design in the world, and has been deeply studied and applied. In order to better promote “smart grown”, we set up an evaluation system, which consists of eleven indicators. In this paper, Oxford City and Fengzhen City are used as the objects of the study. Then smart growth evaluation model is established. The weight of the index is calculated by the entropy method. We use the model to evaluate the development plans of the two cities, from which to calculate the contribution of the indicators on the level of smart growth. Finally, we use the super-efficient data envelopment analysis model (DEA) to rank the importance of the indicators to the smart growth. The results show that the level of smart growth in Oxford is higher than that in Fengzhen. And “Multifunctional Building Density in Central City”, “The Density of Public Area in Central City” two indicators account for more than 36% weight. The contribution of the two indicators is also located in the top two indicators. Two cities focus on the direction of smart growth is also different. In summary, the differences between China and Western countries in urban planning are mainly focused on housing and public resources. 展开更多
关键词 SMART GROWTH ENTROPY METHOD SUPER-EFFICIENCY EVALUATION
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A novel method for solving shortest tool length based on compressing 3D check surfaces relative to tool postures 被引量:1
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作者 Xiangyu LI Junxue REN +2 位作者 ximing lv Yuke ZHOU Congle LIU 《Chinese Journal of Aeronautics》 SCIE EI CAS CSCD 2021年第2期641-658,共18页
Solving the shortest tool length quickly under a known tool trajectory in multi-axis machining of complex channel parts is an urgent problem in industrial production. To solve this problem, a novel and efficient metho... Solving the shortest tool length quickly under a known tool trajectory in multi-axis machining of complex channel parts is an urgent problem in industrial production. To solve this problem, a novel and efficient method is proposed which is featured by extracting only a few necessary curves from the check surface instead of sampling the entire surface. By rotating and compressing the 3 D check surface relative to all tool postures, the boundaries of the area occupied by the 2 D compressed surfaces are the essential elements for determining the shortest tool length. A tracking-based numerical algorithm is introduced to efficiently solve the silhouette curves which are formed in compressing. To define the multi-taper shaped tool holding system(THS) which is commonly used in production, a characterization model for THS profile is established. A model for solving the shortest tool length is finally constructed based on the critical interference relationship between the THS profile and all compressed boundary curves. For acceleration, the boundary splines are segmented according to their knot vectors. Then a new concept called the axis-aligned tool length box(AATB) is introduced,which can provide a conservative range of tool length for a spline segment. By scanning the AATBs of all spline segments, the very few effective spline segments that may ultimately determine the shortest tool length are filtered out. This acceleration method makes the solution for the shortest tool length more focused and efficient. The results of experimental examples are also reported to validate the efficiency and accuracy of the proposed algorithm. 展开更多
关键词 CNC Compressed check surface Multi-axis machining Shortest tool length Silhouette curve Tool holding system
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