Virtual banking is broadly defined in this paper as the provision of banking services via means other than that of traditional physical branches. Currently, virtual banking exists in the forms of ATM, phone banking, h...Virtual banking is broadly defined in this paper as the provision of banking services via means other than that of traditional physical branches. Currently, virtual banking exists in the forms of ATM, phone banking, home banking and Internet banking. Understanding people＇s adoption intention of virtual banking can help financial institutions formulate appropriate marketing strategies for new forms of banking. This paper examines the current trends in the Internet revolution that have set in motion in the Chinese banking sector, and reports on an empirical research carried out in China to study the customers＇ preference for virtual banking and the factors which they consider influence the adoption of virtual banking.展开更多
Banks daily interact with a vast number of customers and are still depending on a legacy system. With today’s advances in technology, regarding lifting almost all processes to automation, from start of production to ...Banks daily interact with a vast number of customers and are still depending on a legacy system. With today’s advances in technology, regarding lifting almost all processes to automation, from start of production to finish, there is a need for revolution in archaic monetary management institutes. By not being in tune with the contemporary trends and times, banks are losing on an opportunity to transform some of their business models and relieve humans of repetitive work, prevent frauds, make better decisions and consequently gain losses. Banks can engage in implementation of new Virtual Assistants and Artificial Intelligence (A.I.) machine learning technologies, just as the other industries have engaged in modernizing <i>i.e. </i> medical checks, medical reports and evaluations, and this research paper will elaborate and emphasize the impact of artificial intelligence implementation on the banking sector processes. This research is based on both quantitative and model-based proofs of system performance by using several analytical tools, such as SPSS. The automation process helps institutions to enhance profitability, performance and to reduce human dependency. In a nutshell, Virtual Assistants powered with Artificial Intelligence improve the business process performance in every sector of business, especially the banking sector making it fast, reliable and not human dependent.展开更多
The assessment of Eastern Georges Bank cod with the assumption of a constant natural mortality of 0.2 has over-estimated stock productivity, resulting in a severe retrospective pattern since the late 2000 s. Comparing...The assessment of Eastern Georges Bank cod with the assumption of a constant natural mortality of 0.2 has over-estimated stock productivity, resulting in a severe retrospective pattern since the late 2000 s. Comparing relative exploitation rate(ratio of fishery catch at age to survey abundance indices at age) with total mortality calculated from the age distribution in surveys indicated a conflict when constant natural mortality was assumed. This inconsistency implies an increase in natural mortality since the mid-1990 s. In this paper, natural mortality estimated by Virtual Population Analysis(VPA) indicated that natural mortality for this stock has increased to 0.8 since the mid-1990 s for ages 6+. Potential factors contributing to this elevated natural mortality, including poor fish conditions and increased losses due to seal predation were discussed.展开更多
香港红十字会输血服务中心(Hong Kong Red Cross Blood Transfusion Service,HTBTS),隶属于医院管理局,为全港39家公、私立医院供血,在业务流程管理、临床血液供应与发放、血液成分制备流程与质量控制、采血部门的管理、献血者的招募策...香港红十字会输血服务中心(Hong Kong Red Cross Blood Transfusion Service,HTBTS),隶属于医院管理局,为全港39家公、私立医院供血,在业务流程管理、临床血液供应与发放、血液成分制备流程与质量控制、采血部门的管理、献血者的招募策略、采血模式、团体献血的运行及维护等多方面的管理上理念先进、作风严谨务实,全港医院血库均施行电子配血业务,具有丰富的经验。本人作为医院人才培养计划安排,2013年9月赴HTBTS及伊利沙伯医院进修学习并交流,现将情况介绍如下。展开更多
文摘Virtual banking is broadly defined in this paper as the provision of banking services via means other than that of traditional physical branches. Currently, virtual banking exists in the forms of ATM, phone banking, home banking and Internet banking. Understanding people＇s adoption intention of virtual banking can help financial institutions formulate appropriate marketing strategies for new forms of banking. This paper examines the current trends in the Internet revolution that have set in motion in the Chinese banking sector, and reports on an empirical research carried out in China to study the customers＇ preference for virtual banking and the factors which they consider influence the adoption of virtual banking.
文摘Banks daily interact with a vast number of customers and are still depending on a legacy system. With today’s advances in technology, regarding lifting almost all processes to automation, from start of production to finish, there is a need for revolution in archaic monetary management institutes. By not being in tune with the contemporary trends and times, banks are losing on an opportunity to transform some of their business models and relieve humans of repetitive work, prevent frauds, make better decisions and consequently gain losses. Banks can engage in implementation of new Virtual Assistants and Artificial Intelligence (A.I.) machine learning technologies, just as the other industries have engaged in modernizing <i>i.e. </i> medical checks, medical reports and evaluations, and this research paper will elaborate and emphasize the impact of artificial intelligence implementation on the banking sector processes. This research is based on both quantitative and model-based proofs of system performance by using several analytical tools, such as SPSS. The automation process helps institutions to enhance profitability, performance and to reduce human dependency. In a nutshell, Virtual Assistants powered with Artificial Intelligence improve the business process performance in every sector of business, especially the banking sector making it fast, reliable and not human dependent.
文摘The assessment of Eastern Georges Bank cod with the assumption of a constant natural mortality of 0.2 has over-estimated stock productivity, resulting in a severe retrospective pattern since the late 2000 s. Comparing relative exploitation rate(ratio of fishery catch at age to survey abundance indices at age) with total mortality calculated from the age distribution in surveys indicated a conflict when constant natural mortality was assumed. This inconsistency implies an increase in natural mortality since the mid-1990 s. In this paper, natural mortality estimated by Virtual Population Analysis(VPA) indicated that natural mortality for this stock has increased to 0.8 since the mid-1990 s for ages 6+. Potential factors contributing to this elevated natural mortality, including poor fish conditions and increased losses due to seal predation were discussed.
文摘香港红十字会输血服务中心(Hong Kong Red Cross Blood Transfusion Service,HTBTS),隶属于医院管理局,为全港39家公、私立医院供血,在业务流程管理、临床血液供应与发放、血液成分制备流程与质量控制、采血部门的管理、献血者的招募策略、采血模式、团体献血的运行及维护等多方面的管理上理念先进、作风严谨务实,全港医院血库均施行电子配血业务,具有丰富的经验。本人作为医院人才培养计划安排,2013年9月赴HTBTS及伊利沙伯医院进修学习并交流,现将情况介绍如下。
