This paper studies banking efficiency from a Kuwaiti banking sector perspective. This will be accomplished by comparing and analysing the efficiency of Kuwaiti banking operations before and after the International Fin...This paper studies banking efficiency from a Kuwaiti banking sector perspective. This will be accomplished by comparing and analysing the efficiency of Kuwaiti banking operations before and after the International Financial Crisis. Traditional and Islamic banks will be taken into consideration. The overall goal of this inquiry is to determine whether the efficiency of Kuwaiti banks has improved and why. Internal and external influences on Kuwaiti banking efficiency will be examined as well. Methods of work performed by bank managers and policy makers in Kuwait contributing to banking operations efficiency will be considered as well.展开更多
Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not ...Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affairs of the other partner. Credit risk management in banks has become more important not only because of the series of financial crisis that the world has experienced in the recent past, but also the introduction of Basel II Accord. The objective of the study was to establish the relationship between credit risk management and profitability in commercial banks in Kenya, Both qualitative and quantitative methods were used in order to fulfill the main purpose of the study. A regression model was used to do the empirical analysis. The results obtained from the regression model show that there is an effect of credit risk management on profitability at a reasonable level. The findings and analysis reveal that credit risk management has an effect on profitability in all the commercial banks analyzed.展开更多
The growth of international banks in China occurred after the "open-door" policy implemented. With the China accession to WTO, the effect of international banks to our economy and politics become more important. If ...The growth of international banks in China occurred after the "open-door" policy implemented. With the China accession to WTO, the effect of international banks to our economy and politics become more important. If international banks want to succeed in China over the next ten years so that the market as a whole develops and matures, they need the Chinese banks to be successful in their restructuring program. There is truly a win-win outcome here if all segments of the banking community recognize the benefit of improving the competitiveness of the Chinese banking industry as a whole. This article analyzes the pattern and strategy of expansion of international banks in China, for the purpose of showing some enlightenment to domestic banks.展开更多
文摘This paper studies banking efficiency from a Kuwaiti banking sector perspective. This will be accomplished by comparing and analysing the efficiency of Kuwaiti banking operations before and after the International Financial Crisis. Traditional and Islamic banks will be taken into consideration. The overall goal of this inquiry is to determine whether the efficiency of Kuwaiti banks has improved and why. Internal and external influences on Kuwaiti banking efficiency will be examined as well. Methods of work performed by bank managers and policy makers in Kuwait contributing to banking operations efficiency will be considered as well.
文摘Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affairs of the other partner. Credit risk management in banks has become more important not only because of the series of financial crisis that the world has experienced in the recent past, but also the introduction of Basel II Accord. The objective of the study was to establish the relationship between credit risk management and profitability in commercial banks in Kenya, Both qualitative and quantitative methods were used in order to fulfill the main purpose of the study. A regression model was used to do the empirical analysis. The results obtained from the regression model show that there is an effect of credit risk management on profitability at a reasonable level. The findings and analysis reveal that credit risk management has an effect on profitability in all the commercial banks analyzed.
文摘The growth of international banks in China occurred after the "open-door" policy implemented. With the China accession to WTO, the effect of international banks to our economy and politics become more important. If international banks want to succeed in China over the next ten years so that the market as a whole develops and matures, they need the Chinese banks to be successful in their restructuring program. There is truly a win-win outcome here if all segments of the banking community recognize the benefit of improving the competitiveness of the Chinese banking industry as a whole. This article analyzes the pattern and strategy of expansion of international banks in China, for the purpose of showing some enlightenment to domestic banks.