A new fair e-eash payment scheme based on credit is present in this paper. In the scheme, an overdraft credit certificate is issued to user by hank. Using the overdraft credit certificate, user can produce e-cash hims...A new fair e-eash payment scheme based on credit is present in this paper. In the scheme, an overdraft credit certificate is issued to user by hank. Using the overdraft credit certificate, user can produce e-cash himself to pay in exchanges. Merchant can verify the e-cash received from user. Bank can make a fair dis pute resolution when there is a dissension between user and merchant. It can avoid 'the problem of partition e-cash for changes, prevent from reusing e-cash and fa- king e-cash, It. fits justice, anonymity, non deny and impartiality.展开更多
The present report is chiefly based on the project that proceeded from Sep 1st,2005 to Oct 30th;2005.It aims to solving the delayed payment and better satisfies the customers’ needs.In the project,SWOT analysis,quest...The present report is chiefly based on the project that proceeded from Sep 1st,2005 to Oct 30th;2005.It aims to solving the delayed payment and better satisfies the customers’ needs.In the project,SWOT analysis,questionnaire survey,CHS,brainstorming activities,a series of related credit policies and supervision systems are used in problem identification and analysis.The getting arrear strategy,the plan of activities were worked out with time-scale and implemented accordingly.By analyzing the data(results)collected from the implementation,it shows that the project has proved its hypothesis and achieved its goal and objectives in a significant way and the delayed payment solving is a useful approach for the company to get "safe cash flow".展开更多
基金Supported bythe National High TechnologyDevelopment 863 Programof China under Grant (863-301-1-3)
文摘A new fair e-eash payment scheme based on credit is present in this paper. In the scheme, an overdraft credit certificate is issued to user by hank. Using the overdraft credit certificate, user can produce e-cash himself to pay in exchanges. Merchant can verify the e-cash received from user. Bank can make a fair dis pute resolution when there is a dissension between user and merchant. It can avoid 'the problem of partition e-cash for changes, prevent from reusing e-cash and fa- king e-cash, It. fits justice, anonymity, non deny and impartiality.
文摘The present report is chiefly based on the project that proceeded from Sep 1st,2005 to Oct 30th;2005.It aims to solving the delayed payment and better satisfies the customers’ needs.In the project,SWOT analysis,questionnaire survey,CHS,brainstorming activities,a series of related credit policies and supervision systems are used in problem identification and analysis.The getting arrear strategy,the plan of activities were worked out with time-scale and implemented accordingly.By analyzing the data(results)collected from the implementation,it shows that the project has proved its hypothesis and achieved its goal and objectives in a significant way and the delayed payment solving is a useful approach for the company to get "safe cash flow".