Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not ...Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affairs of the other partner. Credit risk management in banks has become more important not only because of the series of financial crisis that the world has experienced in the recent past, but also the introduction of Basel II Accord. The objective of the study was to establish the relationship between credit risk management and profitability in commercial banks in Kenya, Both qualitative and quantitative methods were used in order to fulfill the main purpose of the study. A regression model was used to do the empirical analysis. The results obtained from the regression model show that there is an effect of credit risk management on profitability at a reasonable level. The findings and analysis reveal that credit risk management has an effect on profitability in all the commercial banks analyzed.展开更多
The aim of this study was to investigate the effect of dividend distributions and earnings per share by moderating bank size as measured by its total assets on the stock market value of banks operating in Jordan durin...The aim of this study was to investigate the effect of dividend distributions and earnings per share by moderating bank size as measured by its total assets on the stock market value of banks operating in Jordan during the period between 2011 and 2016.The hypotheses of the study were tested based on multiple and hierarchical regression method.The most important result of the study is that the earnings per share is the strongest variable that helps in predicting the stock market value of the bank shares,in addition to the significant effect of bank size as measured by its total assets.展开更多
经理支持系统ESS(Executive Support System),作为企业高层管理人员直接使用的信息系统,利用计算机技术和通信技术,专门用以支持高层管理和决策人员对企业内、外部信息的查询分析,支持高层管理人员的日常管理和战略决策工作。将ESS技术...经理支持系统ESS(Executive Support System),作为企业高层管理人员直接使用的信息系统,利用计算机技术和通信技术,专门用以支持高层管理和决策人员对企业内、外部信息的查询分析,支持高层管理人员的日常管理和战略决策工作。将ESS技术应用到银行业的资金营运风险管理中,改变了银行原资金营运风险管理模式,为银行风险管理提供了一项可行性方案,并取得了良好的效果。展开更多
文摘Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affairs of the other partner. Credit risk management in banks has become more important not only because of the series of financial crisis that the world has experienced in the recent past, but also the introduction of Basel II Accord. The objective of the study was to establish the relationship between credit risk management and profitability in commercial banks in Kenya, Both qualitative and quantitative methods were used in order to fulfill the main purpose of the study. A regression model was used to do the empirical analysis. The results obtained from the regression model show that there is an effect of credit risk management on profitability at a reasonable level. The findings and analysis reveal that credit risk management has an effect on profitability in all the commercial banks analyzed.
文摘The aim of this study was to investigate the effect of dividend distributions and earnings per share by moderating bank size as measured by its total assets on the stock market value of banks operating in Jordan during the period between 2011 and 2016.The hypotheses of the study were tested based on multiple and hierarchical regression method.The most important result of the study is that the earnings per share is the strongest variable that helps in predicting the stock market value of the bank shares,in addition to the significant effect of bank size as measured by its total assets.
文摘经理支持系统ESS(Executive Support System),作为企业高层管理人员直接使用的信息系统,利用计算机技术和通信技术,专门用以支持高层管理和决策人员对企业内、外部信息的查询分析,支持高层管理人员的日常管理和战略决策工作。将ESS技术应用到银行业的资金营运风险管理中,改变了银行原资金营运风险管理模式,为银行风险管理提供了一项可行性方案,并取得了良好的效果。