Stochastic loss reserving using individual information model with over-dispersed Poisson

For stochastic loss reserving,we propose an individual information model(IIM)which accom-modates not only individual/micro data consisting of incurring times,reporting developments,settlement developments as well as payments of individual claims but also heterogeneity among policies.We give over-dispersed Poisson assumption about the moments of reporting developments and payments of every individual claims.Model estimation is conducted under quasi-likelihood theory.Analytic expressions are derived for the expectation and variance of outstanding liabilities,given historical observations.We utilise conditional mean square error of prediction(MSEP)to measure the accuracy of loss reserving and also theoretically prove that when risk portfolio size is large enough,IIM shows a higher prediction accuracy than individ-ual/micro data model(IDM)in predicting the outstanding liabilities,if the heterogeneity indeed influences claims developments and otherwise IIM is asymptotically equivalent to IDM.Some simulations are conducted to investigate the conditional MSEPs for IIM and IDM.A real data analysis is performed basing on real observations in health insurance.

Study on individualized information service for the reader in the library based on the network

With the massive increase of digital resource based on the network,it becomes very important that how to help readers acquire the information needed according to the individualized requirement and interest in an accurate,convenient and prompt method. Therefore,it is very urgent to investigate individualized information service of library. In this paper,based on the development of the individualized information service for the reader in the college library,the individualized information service is clarified by using three perspectives,including establishment of individualized information demand model,integration of internal and external resource and protection of the reader privacy. Finally,the corresponding strategy and related measure are presented.

Scalable Quantum Information Transfer between Individual Nitrogen-Vacancy Centers by a Hybrid Quantum Interface

We develop a design of a hybrid quantum interface for quantum information transfer （QIT）, adopting a nanome- chanical resonator as the intermedium, which is magnetically coupled with individual nitrogen-vacancy centers as the solid qubits, while eapacitively coupled with a coplanar waveguide resonator as the quantum data bus. We describe the Hamiltonian of the model, and analytically demonstrate the QIT for both the resonant interaction and large detuning cases. The hybrid quantum interface allows for QIT between arbitrarily selected individual nitrogen-vacancy centers, and has advantages of the sealability and controllability. Our methods open an alter- native perspective for implementing QIT, which is important during quantum storing or processing procedures in quantum computing.