The Analysis of U.S. Deposit Insurance System and the Enlightenment to China

U.S. deposit insurance system has important and deep influence on the building and operating of the deposit insurance system for many countries in the world. Based on the analysis of the development stage and status quo of the U.S. deposit insurance system, this paper suggests that China should learn from the experience of U.S. deposit insurance system, to build and perfect the laws of deposit insurance system, and the mandatory, the scope, the insurance premium, and the top insurance amount of the deposit insurance system should be stated, and the deposit insurance agencies should maintain their independence and restrain the moral hazard. Only in that way can the deposit insurance system of China be built and perfected.

Study on the operation effect of long term care insurance system in Qingdao

Population aging has become a global social problem, the problem in our country has become the core of the aging problem. With the gradual aging of the elderly, loss of energy, loss of energy has become the norm for the elderly or sick elderly. According to the Ministry of Civil Affairs statistics, as of the end of 2014, the number of disabled elderly in China reached 35 million, about 90% of the disabled elderly need professional care services and professional treatment to ease the pain. In order to deal with the social problems brought about by the aging of the population, in July 1, 2012, Qingdao City, the first in the country to establish a long-term health care insurance system, has taken a key step to crack the problem of aging. In this paper, the situation of Qingdao long term care insurance system as the research object, taking Qingdao city as study sites, according to statistical data analysis of the implementation effect of long-term local health care policy, and through questionnaires and interviews in the form of local residents to participate in the investigation of awareness, and perception. At the same time, the results of the survey on long-term health care insurance system in Qingdao, the operation effect of the overall analysis.

Long term care insurance system of Germany

1990s, Germany is facing a serious problem of population aging, in 1995, of the population over the age of 60 in Germany, the proportion of the total population is as high as 21%, the proportion is expected to rise to 36% in 2030. The growing demand for long-term care services by the rapid aging of population is the basic background of the introduction of the long-term care insurance system in Germany.

Comparative Analysis on Policy Realization of Old and New Rural Social Endowment Insurance System

Based on the perspective of"political potential"and"incentive mechanism",this paper compares the different effects of the old rural social endowment insurance system and the new rural social endowment insurance system,so as to explain the policy realization degree of the old and new rural social endowment insurance system.According to the analysis,the new rural social endowment insurance system has greatly improved the implementation of policies,the implementation of policies,the overall planning ability between departments,and the enthusiasm of individual farmers to participate in the insurance.Compared with the old rural social endowment insurance system,the policy realization ability of the new rural social endowment insurance system has been significantly enhanced,and the effect of the policy realization has been significantly improved.

Study on Improving Development Strategies of New Rural Social Pension Insurance System in Heilongjiang Province

Since 2009, the new rural pension insurance in Heilongjiang Province has obtained certain achievements, but the effects are not obvious. Reflection on the development process, we find that there are a lot of problems. Therefore, in order to guarantee the smooth implementation of new rural social pension insurance work in Heilongjiang Province, this paper combined with the reality to provide several suggestions for improving the new rural social pension insurance system in Heilongjiang Province.

Experience and Enlightenment of the Fishery Mutual Insurance System in Asian Countries

Asia is the major producing area of aquatic products.In order to maintain the stability of fishery,some Asian countries have established a mutual insurance system,which,however,shows distinctive features in different countries as a result of their different historical,economic and social conditions.This paper introduced the development status and characteristics of the fishery mutual insurance system in some Asian countries,such as Japan,South Korea,India,etc.,and then summarized their experiences and what we can learn from their experiences from the perspectives of legislation,governmental support,mutual insurance associations,and credit.

Building Long-Term Care Insurance System in China

The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce briefly the long-term care insurance system in German, Japan and America for our learning. Therefore, China＇s long-term care insurance system could not totally indiscriminately imitate the mandatory long-term care insurance system in German and Japan, it also could not copy the business model of nursing insurance system in America. The conclusion is that long-term care insurance system in China should use the experience of developed countries based on the basic national conditions, doing some relative works, such as establishing policies and regulations, strengthening personnel training, and improving the market specification.

Reasons and Improving Strategies of Slow Development of Agricultural Insurance System in China

In order to establish modern agriculture and reduce harmful effects of natural disasters to agriculture, developing agricultural insurance and improving agricultural management system are essential. This paper firstly elaborated the feasibility and importance of improving agricultural economy, and analyzed some reasons which restricted China agricultural insurance developing speed, and then gave some improving suggestions in the end.

Study on the improvement of the urban and rural residents endowment insurance system

Urban and rural endowment insurance system as a whole is to perfect the system of social security system in our country an important aspect, is to complete the task of the endowment insurance system covering both urban and rural residents need to move. However the urban and rural endowment insurance system as a whole cannot be simply understood as an unified system of urban and rural endowment insurance, simply cannot understand the endowment insurance system for urban and rural areas is the same as or standard is the same. In our country, because of the long-term existence and development of the urban and rural dual structure, the level of productivity, economic level, between urban and rural income levels there are significant differences in aspects, also directly caused a split between urban and rural social security system, including endowment insurance system. At present, our country＇s endowment insurance system takes the form of government subsidies combined with individual pay cost, which improve and perfect the endowment insurance system in China is in the form of the old-age insurance system in the direction of the long term hard work. On the one hand, government should continue to improve the system of town worker is basic endowment insurance, at the same time into the peasant workers＇ endowment insurance system, integrating the endowment insurance system for urban and rural worker; Through further, on the other hand, the new farming maintain is a new type of rural social endowment insurance system and “city ju bao”, urban social endowment insurance system integration, promote urban and rural residents endowment insurance system for better implementation.

Fund balance of payments equilibrium perspective study birth insurance system in China

The balance of payments is birth insurance fund raising and using the basic principle, from the Angle of the fund balance of payments to the maternity insurance system in China has very strong theory significance and practical significance. Birth insurance is an important part of social security system, has the protection of women＇s health, improve population quality, guarantee the importance of women＇s equal employment, and more attention from the whole society, but there exist many obstacles in the process of implementation and resistance. This article obtains from the national birth insurance fund balance of payments, by combining it with the ginseng of birth insurance, enjoy treatment number, per capita salary level, worker year, per capita average wage level is found hidden in the maternity insurance system in China problems and contradictions, in order to provide feasible Suggestions for maternity insurance system in China.

Research on Information Security Technology of Online Insurance System Based on WEB

With the continuous development and advancement of science and technology,WEB-based online insurance system has become an inevitable choice to adapt to the development trend of the times.On the basis of establishing a system,it is necessary to manage the safe operation structure,thus effectively establishing complete supervision and maintenance.The system ensures that the management level of insured information security technology can be optimized.This paper briefly analyzes the framework of the WEB-based online insurance system and discusses the security mode and system implementation.

Research on Overseas Investment Insurance System

On April 17th,2020,Government of India has reviewed the extant Foreign Direct Investment policy for curbing opportunistic acquisitions due to the COVID-19 pandemic shows that overseas investment may face some uncertain political risks.As a natural barrier against risks,the insurance system should play an important role in protecting investors and financial institutions from economic losses.Compared with the following developed countries’models,the United States,Japan and German,the history and status quo of overseas investment insurance system are first discussed,and second the necessity of development.Then system’s deficiencies are basically analyzed from four aspects,namely insurance model,insurance coverage,single assurer and construction of specific legal rules.Lastly some relevant proposes of system construction are made respectively.

The bottlenecks analysis of basic endowment insurance system plan as a whole

The process of endowment insurance system plan as a whole is an important step of old-age insurance system reform in our country. At present, the process of endowment insurance system plan as a whole＇s process etxcountered bottlenecks. Come to the conclusion after analysis, the basic old-age insurance system across the country plan as a whole facing same questions, such as the regional income is different, the regional replacement rate of endowment insurance system is different, the ＂fragmentation＂ phenomenon of regional endowment insurance system, impact both fairness and efficiency of the basic endowment insurance system.

The study of basic medical insurance system for urban residents in China

The basic medical insurance system for urban residents is an important part of China＇s social security system.This article analyzes the problems which existing in the basic medical insurance system for urban residents and puts forward the corresponding countermeasures.

Research on the Impact of the Pension Insurance System on the Optimization of the Consumption Structure of Rural Families

Presently,the growth of residents’consumption is slowing,which necessitates the expansion of domestic demand.Against this backdrop,research on the impact of pension insurance on the optimization of the consumption structure in rural areas not only facilitates the welfare of rural residents and improves their consumption structure but also boosts the sustainable and healthy development of the Chinese economy.This paper applies China Family Panel Studies(CFPS)micro-data in 2018 and adopts Propensity Score Matching(PSM)to research the impact of China’s pension insurance system on the consumption structure in rural areas and its heterogeneity.This paper draws a conclusion at four levels.First,pension insurance effectively optimizes the consumption structure in rural areas,increases the current overall consumption level by 0.0024 percent,and objectively releases the consumption potential in rural areas.Second,participation in pension insurance enhances the overall consumption level of rural families in eastern China,central China,and northeastern China by 0.08 percent,0.146 percent,and 0.0446 percent respectively,yet,that inhibits the overall consumption level of rural families in rural areas in western China by 0.1057 percent.Third,from eastern China to western China,with regard to pension insurance,as its impact on consumption shifts from a higher level to a lower level,its impact on the optimization of consumption structures sinks to a lower level.Fourth,in terms of major factors,age(older),matrimonial res(married),years of education(longer),health(poor),and the number of family members(small)contribute to the stronger willingness to participate in pension insurance.

Probe into the double track system reform of the old age insurance system

In recent years, with the development of socialist market economy is gradually perfect, the endowment insurance system gradually affects people＇s daily life, the old-age insurance benefits of the ＂dual track＂ operation of the drawbacks caused by more and more people＇s attention, so the old-age insurance system reform, not only is the national endowment for the special requirements of self. It is the realization of China＇s social security reform priority among priorities. Based on the endowment insurance system of endowment insurance system reform, the interpretation of the resistance, found that at present our country how to deal with the problems of merger reform, discuss how to better realize the merger of the pension insurance system.

Research on Pension Insurance System under the Background of Aging

With the rapid development of economy in our country, the level of science and technology innovation, all of these prolong the life span of our life. Thus an aging population are increasingly highlight, which are deeply and widely influenced our society, economy, life and other aspects. As the basic insurance which maintain the elderly＇s life quality after they retired, Pension insurance will promove social stability and development. How to reform Pension insurance under the background of the aging of the population will get more and more attention from people. This article starts with the concept of the aging of the population and its development trend. Next, the article analyses the problems of Pension Insurance under the background of the aging of the population. Last, the article summarizes countermeasures according to solve these matters.

Non-equilibrium Analysis of Migrant Workers ' Medical Insurance System under the Background of Citizenization

The participation of migrant workers in medical insurance of urban workers is a formal institutional arrangement. However,in reality,the insurance participation rate of migrant workers is low and the medical insurance taken by the migrant workers is not sufficient,which seriously hinders the process of the citizenization of migrant workers. The main reason lies in the unbalanced supply and demand of the current system. With the continuous advancement of the citizenization process,the rural migrant workers' demand for medical insurance has changed.However,our research found that the supply of medical insurance system for migrant workers is seriously inadequate,the system and the institutional environment are disconnected,the internal contradictions of the system are increasing,and a large amount of potential profits are accumulated under the current system. Potential profit is the motive force to promote institutional innovation and promote the reform of current system to strike a balance.

Analyses the Endowment Insurance System of Flexible Employment

In modem society, flexible employment has become the important channel of improve employment. Workers who transfer into the flexible employment from regular employment easily lost the original endowment insurance rights and interests, which increase the cost of laborer to flexible employment and impede the development of flexible employment. The establishment of the endowment insurance system of flexible employment can eliminate the apprehension of supporting themselves and enjoy in old age well.

Telematics as a Transformative Agent for the Zimbabwean Auto Insurance Ecosystem

Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a need to look at ways that can augment conventional Vehicular Management Information Systems (VMIS) in transforming business processes through Telematics. This paper aims to contextualise the role that telematics can play in transforming the Insurance Ecosystem in Zimbabwe. The main objective was to investigate the integration of Usage-Based Insurance (UBI) with vehicle tracking solutions provided by technology companies like Econet Wireless in Zimbabwe, aiming to align customer billing with individual risk profiles and enhance the synergy between technology and insurance service providers in the motor insurance ecosystem. A triangulation through structured interviews, questionnaires, and literature review, supported by Information Systems Analysis and Design techniques was conducted. The study adopted a case study approach, qualitatively analyzing the complexities of the Telematics insurance ecosystem in Zimbabwe, informed by the TOGAF framework. A case-study approach was applied to derive themes whilst applying within and cross-case analysis. Data was collected using questionnaires, and interviews. The findings of the research clearly show the importance of Telematics in modern-day insurance and the positive relationship between technology and insurance business performance. The study, therefore revealed how UBI can incentivize positive driver behavior, potentially reducing insurance premiums for safe drivers and lowering the incidence of claims against insurance companies. Future work can be done on studying the role of Telematics in combating highway crime and corruption.