Effects of formal credit on pastoral household expense: Evidence from the Qinghai-Xizang Plateau of China

Formal credit is critical in agricultural production,allowing more expenditure and productive input,thereby improving farmers'welfare.In pastoral China,formal financial institutions are gradually increasing.However,a limited understanding remains of how formal credit affects herders'household expenses.Based on a survey of 544 herders from the Qinghai-Xizang Plateau of China,this study adopted the propensity score matching approach to identify the effect of formal credit on herders'total household expenses,daily expenses,and productive expenses.The results found that average age,grassland mortgage,and other variables significantly affected herders'participation in formal credit.Formal credit could significantly improve household expenses,especially productive expenses.A heterogeneity analysis showed that formal credit had a greater impact on the household total expense for those at higher levels of wealth;however,it significantly affected the productive expense of herders at lower wealth levels.Moreover,the mediating effect indicated that formal credit could affect herders'household income,thus influencing their household expenses.Finally,this study suggests that policies should improve herders'accessibility to formal credit.

A Comparative Analysis of the Control Effect of Medical Expenses between General Hospitals and Traditional Chinese Medicine Hospitals from 2012 to 2021

Objective To analyze the changing trend of average medical expenses and structure in general hospitals and traditional Chinese medicine(TCM)hospitals and the effects and differences achieved by the two kinds of hospitals through controlling unreasonable growth of medical expenses,so as to provide reference for controlling the rapid rise of medical cost in public hospitals and optimizing the cost structure.Methods Based on the changes of related indicators of medical expense control from 2012 to 2021,the overall characteristics,changes of cost structure and trends of medical expenses in general hospitals and TCM hospitals were investigated.Results and Conclusion From 2012 to 2021,the increase of medical expenses in general hospitals and traditional Chinese medicine hospitals had slowed down,the proportion of drug revenue to medical income began to decline,and the medical service income increased.However,the proportion of inspection,test and sanitary materials income has increased instead of decreasing,but the management cost has decreased.The two kinds of hospitals have achieved certain cost control results,the structure of medical cost has changed greatly,and the technical service and labor value of medical personnel have been reflected to a certain extent.However,it is still necessary to explore a more scientific and reasonable cost control mechanism to promote the further optimization of medical cost structure.

Research on the Effect of R&D Investment Intensity and Sales Expense on the Performance of Biomedical Enterprises

Objective To explore the influence of new drug R&D investment and sales expense on the performance of biomedical enterprises.Methods The financial statements of 76 listed biomedical enterprises for 5 consecutive years were selected,and the data were modeled to study the effect of R&D investment and sales expense on the performance of biomedical enterprises by using financial indicators as tools and statistical methods of multiple linear regression.Results and Conclusion Under the premise that the weak related factors such as enterprise scale,life cycle and asset-liability ratio are set as unrelated variables,the R&D investment intensity of biomedical enterprises is negatively correlated with the current performance,which also shows that the R&D of biomedical enterprises has the characteristics of high risk.Besides,the influence of early R&D investment is delayed.However,the sales expense of leading biomedical enterprises with large scales have higher proportion.Meanwhile the greater sales expense of the same enterprise in different periods,the better the enterprise performance is.Biomedical enterprises should consider their own development stage to develop more patented drugs.Besides,they must formulate plans for allocating reasonable sales personnel and cost expense to ensure that enterprises can obtain better benefits.

Analysis on Medical Expenses of Hypertensive Inpatients in Urban Areas from 2010 to 2013-Evidence from Two Provinces in South of China

Along with the development of society and the rapid economic growth in the past decades, hypertension and other chronic diseases have become important reasons for people＇s poverty caused by illness in China. This study collected a total of 5857 people from 2010 to 2013 randomly from the database of the Medical Insurance Department （MID）, including 3229 people in Hubei province and 2628 people in Guangdong province. One-way ANOVA was used to compare the total medical expense, out-of-pocket （OOP） expense and hospital stay between variables. A multiple linear regression analysis was done to identify possible risk factors of total medical expense. The results showed that the average total medical expense per capita was 5709.89 yuan, and the medical expense per capita was 7053.58 and 4555.97 yuan in Guangdong province and Hubei province, respectively. The medical expense of hypertensive inpatients decreased from 7222.32 yuan in 2012 to 4894.66 yuan in 2013. There were no significant differences in medical expenses between different genders of hypertensive patients （P〉0.05）. People of different ages, provinces, medical insurances and medical institution levels showed significant differences in medical expenses. The government should increase the investment in chronic disease management and treatment in the central and western regions to narrow the gap with the eastern region. Medical insurance fund payment should be improved to ensure the fairness of the use of medical services in different medical insurances. And measures should be taken to encourage chronic patients to visit primary medical institutions to effectively reduce medical expenses.

Cost control based on value chain paying equal attention to earning more income and cutting down expense

According to the idea of cost control based on the value chain, several important factors are necessary. Firstly, it is necessary to have enough resources, which must be invested to create advantageous value chain based on customer value. It is also necessary to be sure of the cost advantage of the value chain. Secondly, the consumption of resources must be reduced as much as possible to enable the smallest operating cost for the value chain and make sure of the cost advantage based on maximum business value or profit. It is a kind of cost control from the whole view of creation and supply of value. In practice, it is also a kind of cost control system based on the value chain. It includes enough control and necessary resource investment from the view of the value creation, and keeps consumption of resources to a reasonable level from the view of the value supply. The main object of the first factor is to construct the advantageous value chain from creating customer value; and the second factor is to strengthen the advantageous value chain from supplying or producing customer value. Therefore it is a new kind of idea to explore this cost control from the whole view of creation and supply of value. It is more profitable for businesses to gain sustainable competitive advantage.

Reducing Hospital Utilization and Related Expenses at the Community Level

The reduction of health care expenses continues to be a major challenge for the economy and society of the United States and other nations. This study focused on a major source of health care expenses, inpatient hospitals, at the community level. It was based on the assumption that fewer inpatient hospital admissions per population contribute to lower health care costs. The study demonstrated that the hospitals of Syracuse, New York have generated fewer inpatient admissions and discharges than those of other New York State metropolitan areas per population. It suggested that the application of utilization rates for inpatient hospitalization in Syracuse to some other New York State areas could result in substantial savings. Between 2016 and 2017, the hospital discharge rates in Syracuse were 1.6 - 3.1 percentage points lower than those of Albany, 2.2 - 5.0 percentage points lower than those of Rochester, 4.1 - 4.9 lower than those of New York City, 5.4 - 8.2 percentage points lower than those of Buffalo, and 17.2 - 18.3 percentage points lower than those of Utica. The study suggested that the conservative hospitalization rates in Syracuse were developed and sustained over long periods of time through the use of ambulatory surgery, reduction of admissions through hospital emergency departments, and limitation of the inpatient bed supply. This was a lengthy process that resulted in a conservative hospital admission pattern. The study demonstrated, more recently, that specific programs such as the reduction of inpatient hospital readmissions and hospital lengths of stay have supported additional reductions of hospital and related utilization in Syracuse.

Role of Media Coverage in Keeping Lid on Government Expenses

Information monopoly of bureaucrats helps them maximize discretionary budget. Public disclosure of budget can alleviate information asymmetry between government and the public and empower public supervision on government budget. With information intermediary function and reputational governance function, the media exert a budget intervention effect in the public disclosure of government budget, which further increases the effect of government budget disclosure. This paper investigates how media reports influence "three public expenses"(TPE) budget planning of central government departments by examining media reports on the disclosure of budget and final accounts and using TPE budget as a proxy variable for discretionary budget of bureaucrats. We have reached the following findings:(1) The higher the TPE budget implementation rate, the greater budget growth will be. But this correlation can be restrained by media attention;(2) Different stance of the media may exert different governance effects on TPE budget. Good news about TPE may motivate bureaucrats to restrain the positive impact of TPE budget implementation on budget growth. However, bad news about TPE will exert its budget intervention effect only when administrative governance mechanism intervenes. This study has broadened research on the media's governance effect from the perspective of government budget transparency and verified that under China's unique institutional background, the media may still play a positive role in public sector governance.

Organizational Form and Expense-Preference Behavior： Evidence From Islamic Banks

This paper examines the organizational forms of Islamic banks, corporate governance mechanism, and their effects on organizational behavior, specifically related to managerial expense preferences. The paper opted for an ordinary least square （OLS） cluster regression and followed by a stochastic frontier approach test as a robustness test. Findings of this study indicate that organizational forms of Islamic banks influence managerial expense preferences. A stochastic frontier approach test supports the initial findings and reveals that the average noninterest cost inefficiency of Islamic banks without Shari＇ah Boards is 23% compared to commercial banks. Islamic banks with Shari＇ah Boards are, on average, 28% less noninterest cost inefficient compared to Islamic banks without Shari＇ah Boards, and are on average, 16% less noninterest cost inefficient compared to commercial banks. Shari＇ah Supervisory Boards＇ positive implications for Islamic banks are independent of the expectations of the governing structure or ownership. Specifically when looking at Islamic banks with Shari＇ah Supervisory Boards, managerial propensity to engage in self-serving behavior is reduced. This paper fulfils an identified need to understand how the distinct nature of Islamic banks organizational forms and governance impact managerial behaviour.

Cultural Practice in Cote d'Ivoire: An Ethnography of the Feminization of Funeral Expenses

The“Letagonins”:a concept socially constructed to designate the“beating”women of Ivorian society,evokes those who have as their leitmotif,a self-realization through work.The purpose lies in their ability to free themselves from male domination.This concept means in one of the local Ivorian languages,notably the Gouro1:female boy.These women of Gouro ethnicity show a deep passion for the marketing of food products in Abidjan.However,behind this passion for food is their commitment to funeral expenses;a cultural activity customary lying with agnatic parentage.The transgression of custom by the latter under the prism of their social repositioning is the symbolic manifestation of the destandardization of the traditional relationship between man and woman in the organization of funerals in Gouro country,in the central West Ivorian.Understanding this relational reconfiguration has fuelled our passion as a researcher.In fact,ethnography has been mobilized as a method of observing the funeral practices of these women.In this regard,the study traces the strategies for negotiating access to the land as well as those used to negotiate access to information.

Minimum Expenses,Maximum Savings:How to Live in China Smartly

For more information,please click www.echinacities.com While it's at least very annoying,and at most woefully erroneous that many Chinese people judge all foreigners to be totally minted,it's not hard to see why,when many foreigners are here living decadent lifestyles,partying on weekends(and weekdays),travelling all over the country and mincing around town with Macbooks,iPods and Ray Bans.But then there are the secret 'squirrelers',who scrimp together just enough cash to

Income and Expenses for Ordinary People

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2014—2023年西安市某三甲综合医院AECOPD住院患者的流行病学特征及费用结构研究

目的探讨2014—2023年西安市某三甲综合医院慢性阻塞性肺疾病急性加重(AECOPD)住院患者的流行病学特征及费用结构研究。方法收集某院2014年1月—2023年12月的AECOPD住院患者的病案首页信息(n=6748),回顾性分析其人口学特征、临床特征的分布及住院费用构成情况,并采用结构变动度分析不同年度住院费用的结构变动情况。结果2014—2023年主诊确诊为AECOPD患者占本机构所有住院患者4.81‰,10年间AECOPD住院患者的构成比呈持续下降趋势(χ2=1083.351,P<0.001);不同年度中AECOPD住院患者的性别、职业、医疗付费方式、来源的分布均有统计学差异(P<0.05);不同年度AECOPD住院患者的季节分布有统计学差异(χ2=157.328,P<0.001);不同年度AECOPD住院患者住院天数分布之间有统计学差异(χ2=83.463,P<0.001);不同年度中AECOPD患者的住院次数、入院病情、是否合并症或并发症、是否有药物过敏史以及是否有再次住院计划的构成比之间均有统计学差异(P<0.05);不同年度AECOPD住院患者的结局之间有统计学差异(χ2=153.367,P<0.001);AECOPD患者次均住院费用呈2014—2016年逐步升高,2016—2023年逐步下降的趋势(P<0.01);不同年度AECOPD患者住院费用中均以药品费用和诊断费用为主;2014—2022年AECOPD住院患者次均费用整体住院的结构变动度(DSV)为41.62%,其中2012年与2013年住院费用的DSV最大(22.69%),2017年与2018年的DSV最小(4.23%)。结论近10年AECOPD住院患者的构成比和病死率整体呈下降趋势;AECOPD住院患者中70~79岁组构成比最高,主要分布在冬季;10年间次均住院费用整体呈下降趋势,费用构成主要以药品费和诊断费用为主,药品费用成逐年下降的趋势,诊断费用呈逐年增加的趋势,说明医疗政策改革在优化住院费用结构、控制费用不合理增长中的作用显著。

安徽省某三甲医院DRG付费改革效果评价

[目的]评价安徽省某三甲医院DRG付费改革的实施效果。[方法]收集2020-2022年某三甲医院DRG病例资料,比较住院费用、住院天数、内外科病例构成、正常倍率组占比及各项住院费用指标在3个年度之间的差异。[结果]与2020年相比,该院2021年、2022年的总费用、材料费、检查费、药品费、住院天数的中位数明显下降,差异均有统计学意义(P<0.05);与2021年相比,2022年内科病例占比及正常倍率组占比提高,差异均有统计学意义(P<0.05)。[结论] DRG付费改革倒逼医疗机构控制医疗费用不合理增长,优化费用结构,提升医疗服务效率,有利于推进分级诊疗。

考虑实质性降本的物流成本评价指标及相关对策建议

为科学评判物流成本,提升物流成本评价指标的系统性、全面性,首先,对物流成本、宏观物流成本的概念进行辨析,通过国内外对比、实地调研等方法,深入分析我国物流成本构成、物流发展阶段与水平,并从产业结构、平均运距、运输结构三方面探讨宏观物流成本影响因素;然后,提出单位货物运输周转量支撑GDP产出值、单位货物运输周转量物流成本、物流费用增速与GDP增速之比(或之差)、社会物流总费用占社会物流总额比重等物流成本评价补充指标,从不同维度弥补了“社会物流总费用与GDP的比率”作为物流成本单一宏观评价指标的局限性;最后,基于实质性降本视角,分析制约物流成本的深层原因,并从降低多式联运成本,优化运输组织,加快发展物流领域新质生产力,实现精益化仓储管理,提升供应链一体化管理水平等方面,提出降低物流成本的对策建议。

我国社会保险经办服务体系的发展成就与转型升级

在对我国社会保险经办服务体系30年来的发展历程和取得的成就回顾与总结基础上,对经办服务体系存在的问题及其成因进行梳理:当前各级社会保险经办机构超编现象十分普遍;专业技术人员比例逐年下降;经办费用投入难以满足数字化转型的需求。鉴于此,提出加快社会保险经办服务体系高质量发展的改革思路:全国社会保险经办系统实行人员编制动态调整机制;全面提高人力资本水平;全面推进数字化转型;社会保险经办投入列入社会保险基金成本。

日本个人医疗费用封顶制实践及启示

日本个人医疗费用封顶制以患者利益为主导,聚焦重大疾病保障;制度改革循序渐进,确保了医保基金可持续;自付限额以年龄和收入为划分维度,防止了泛福利化。这些实践经验对我国未来实施个人医疗费用封顶制具有一定的借鉴意义。我国应逐步优化基本医疗保障资源配置,设置与家庭收入相挂钩的自付限额,明确个人医疗费用封顶制的保障范围,创新医保支付方式和医疗过程监督机制。

基于决策树模型HC25病组DRGs细分组及住院费用的影响因素研究

目的构建基于决策树模型HC25病组患者DRGs细分组的研究及住院费用的影响因素。方法收集西安交通大学第一附属医院2020年1月至2022年6月依据CHS-DRG分组方案进入HC25(胆囊切除术,不伴并发症或合并症)病组患者的病案首页数据(n=3844),通过单因素和多因素分析了解影响住院费用的主要因素,通过建立决策树模型进行病例组合,分析分组效果及不同分组的费用标准。结果正态性检验结果显示:住院费用呈偏态分布(χ2=0.197,P<0.001);单因素方差分析结果显示:住院费用在不同年龄、性别、手术方式、患者来源、医疗付费方式、入院病情危重情况、术前时间、住院时间、是否有再住院计划之间,差异有统计学意义(P均<0.05);多重线性逐步回归分析结果显示,影响住院费用显著性差异的因素从大到小依次为:住院时间、手术方式、入院病情危重情况、性别、术前时间、患者来源、再住院计划(P均<0.05);采用CHAID共生成了7个DRGs分组,第一层分类节点变量是手术方式,第二层是术前时间、住院时间,第三层是入院时病情危重情况;不同DRGs组合的住院费用比较,差异有统计学意义(χ2=2474.595,P<0.001),组合DRGs(1)的住院费用最高,权重最高;DRGs(7)的住院费用最低,权重最小;所有DRGs病组中超标费用患者共170例(4.42%),各组超标费用比例均<10%。结论基于决策树模型对HC25病组的细分组效果合理有效,能较客观反映医疗资源消耗水平。

基于代理模型估值不确定度的昂贵多目标优化问题研究

针对代理模型辅助的多目标优化算法中个体不确定度之间相互冲突的问题,本文提出个体每个目标估值不确定的填充准则,同时,为了减少训练模型消耗的计算资源,提出基于非支配排序的样本选择算法。为了验证该算法的可行性,采用DTLZ和WFG测试函数进行测试,得出结果与近些年发表5种具有代表性的同类型算法进行对比,结果说明该算法可以有效的解决昂贵高维高目标优化问题。

DIP改革背景下负向医疗行为成因及治理策略分析

从医保管理部门、医疗机构和参保患者三个维度对医保支付方式改革背景下负向医疗行为的成因进行分析,发现以下问题:医保管理部门的法律制度不健全、部门联动缺失、双向沟通机制不完善,医疗机构的管理精细化程度不够、绩效考核体系落后、双向转诊落实不理想,部分参保患者存在负向就医行为。因此,避免负向医疗行为发生的治理策略包括:医保管理部门应健全法律制度体系、建立部门联动机制、拓展双向沟通渠道,医疗机构应推进管理精细化程度、调整绩效考核体系、建立分级诊疗秩序,参保患者应提高道德感使命感,共同维护医保基金安全。

健康中国背景下的“看病贵”与政府支出——基于资源配置结构性失衡视角的分析

“看病贵”意味着医疗卫生资源转化为医疗卫生服务的成本高,有限资源下医疗卫生服务供给的数量和质量难以满足公众健康需求,从而直接影响健康中国建设。同时,人口快速老龄化带来的医疗卫生需求爆发式增长,将形成医疗卫生体系的额外压力,加剧供求矛盾。基于医疗卫生资源配置结构性失衡视角研究“看病贵”与政府支出之间的关系发现:政府增加卫生支出会通过加剧人力资源配置的结构性失衡而加剧“看病贵”问题;只有将增加政府卫生支出与深化医疗卫生体制改革相结合,才能真正缓解全社会“看病贵”问题。因此,应深化公立医院改革,优化政府对医疗卫生资源的配置方式,加强基层医疗卫生体系建设,重塑医疗卫生服务治理模式,构建专业化治理模式,系统性重构中国医疗卫生领域人才建设。