As a new mode to offer finance support in rural areas, the establishment of rural banks provide not only service and support for the agricultural development and rural economy, but also solutions to the issue of long-...As a new mode to offer finance support in rural areas, the establishment of rural banks provide not only service and support for the agricultural development and rural economy, but also solutions to the issue of long-standing fund shortage and poverty in China. However, there are still a lot of problems that restrict the development of rural banks, such as unreasonable property right, unsound system of management as well as rural social credit, lacking of high-quality employees, innovation, policy support, supervision system, social awareness. Therefore, the analytic hierarchy process was employed in the current study with the aim of figuring out the essential factors which restricted the development of rural banks from two aspects of internal factors and external factors, furthermore, relevant suggestions were put forward.展开更多
The status quo of new-type rural financial institutions in the Yellow River delta is summarized.It is pointed out that these financial institutions have improved the development of economy concerning agriculture,rural...The status quo of new-type rural financial institutions in the Yellow River delta is summarized.It is pointed out that these financial institutions have improved the development of economy concerning agriculture,rural areas and peasants,but due to the shortage of capital,deficit and many other reasons,the outlets is fewer,which can not serve the agriculture,rural areas and peasants well.The necessity of developing rural banks in the Yellow River delta is introduced:firstly,rural banks can serve the agriculture,rural areas and peasants well with flexible system and management methods.Secondly,rural banks can serve and support the vulnerable groups of the three rural issues concerning agriculture,countryside and famers well.Thirdly,rural banks provide strong support for the all around development of rural business concerning the agriculture,rural areas and peasants.Fourthly,rural banks have significant advantages in serving the agriculture,rural areas and peasants.The probability of developing rural banks in the Yellow River delta is analyzed from the three advantages of policy,environment and economy.The challenges faced by the development of rural banks are studied as follows:firstly,the short-term profits are hard to take effect.Secondly,the capital quantity of rural banks is large.Thirdly,the pressure of competition and operation is great.Thus the countermeasures of developing rural banks in the Yellow River delta are put forward:for instance,clarifying the service object in a certain area;using the minority to bring along the majority;reducing the risk of asymmetric information by information technology.展开更多
In the implementation of the rural revitalization strategy,the banking and financial institutions in Jingzhou City,Hubei Province,under the guidance of the Jingzhou Branch of the People's Bank of China,strive to i...In the implementation of the rural revitalization strategy,the banking and financial institutions in Jingzhou City,Hubei Province,under the guidance of the Jingzhou Branch of the People's Bank of China,strive to improve and develop the financial service system adapted to the characteristics of the countryside in the new period.It has innovated financial service products,improved the quality and efficiency of financial services,increased financial support,and achieved remarkable results.On the basis of the investigation,combined with the relevant written materials and statistical data collected,this paper makes an empirical study on the reality of the city's banking and financial institutions serving the revitalization of rural areas.展开更多
The present work seeks to develop a model for measuring efficiency of RCBs in Ghana by means of financial key performance indicators pairing macroeconomic indicators. A stochastic differential equation model for predi...The present work seeks to develop a model for measuring efficiency of RCBs in Ghana by means of financial key performance indicators pairing macroeconomic indicators. A stochastic differential equation model for predicting the efficiency of RCBs in the future is developed and simulated using gaussian jumps to evaluate the models’ performance in unpredicted situations with four distinct phases of efficiency. Unique solution Exit multiple 4-dimensional stochastic differential equations and Macroeconomic model is proven to be the best-fitting model for the data with the lowest information criterion.展开更多
According to practice and exploration of spark program for 26 years in Quanzhou,the main model and their effects of new rural construction in west bank of Taiwan Strait led by spark science and technology were expound...According to practice and exploration of spark program for 26 years in Quanzhou,the main model and their effects of new rural construction in west bank of Taiwan Strait led by spark science and technology were expounded. Six spark program systems were established,consisting of policy support guide,science and technology project lead,experts' intelligence support,spark science and technology training,scitech information service and spark program demonstration. Five spark projects were implemented to promote new rural construction in the west bank of Taiwan Strait,such as constructing the national spark industrial zone,organizing the new rural construction led by science and technology,constituting spark sci-tech innovation center,developing the rural informatization,and establishing science and technology commissioner bases. Finally,enlightenment of spark program and its development ways in the future were put forward.展开更多
文摘As a new mode to offer finance support in rural areas, the establishment of rural banks provide not only service and support for the agricultural development and rural economy, but also solutions to the issue of long-standing fund shortage and poverty in China. However, there are still a lot of problems that restrict the development of rural banks, such as unreasonable property right, unsound system of management as well as rural social credit, lacking of high-quality employees, innovation, policy support, supervision system, social awareness. Therefore, the analytic hierarchy process was employed in the current study with the aim of figuring out the essential factors which restricted the development of rural banks from two aspects of internal factors and external factors, furthermore, relevant suggestions were put forward.
文摘The status quo of new-type rural financial institutions in the Yellow River delta is summarized.It is pointed out that these financial institutions have improved the development of economy concerning agriculture,rural areas and peasants,but due to the shortage of capital,deficit and many other reasons,the outlets is fewer,which can not serve the agriculture,rural areas and peasants well.The necessity of developing rural banks in the Yellow River delta is introduced:firstly,rural banks can serve the agriculture,rural areas and peasants well with flexible system and management methods.Secondly,rural banks can serve and support the vulnerable groups of the three rural issues concerning agriculture,countryside and famers well.Thirdly,rural banks provide strong support for the all around development of rural business concerning the agriculture,rural areas and peasants.Fourthly,rural banks have significant advantages in serving the agriculture,rural areas and peasants.The probability of developing rural banks in the Yellow River delta is analyzed from the three advantages of policy,environment and economy.The challenges faced by the development of rural banks are studied as follows:firstly,the short-term profits are hard to take effect.Secondly,the capital quantity of rural banks is large.Thirdly,the pressure of competition and operation is great.Thus the countermeasures of developing rural banks in the Yellow River delta are put forward:for instance,clarifying the service object in a certain area;using the minority to bring along the majority;reducing the risk of asymmetric information by information technology.
文摘In the implementation of the rural revitalization strategy,the banking and financial institutions in Jingzhou City,Hubei Province,under the guidance of the Jingzhou Branch of the People's Bank of China,strive to improve and develop the financial service system adapted to the characteristics of the countryside in the new period.It has innovated financial service products,improved the quality and efficiency of financial services,increased financial support,and achieved remarkable results.On the basis of the investigation,combined with the relevant written materials and statistical data collected,this paper makes an empirical study on the reality of the city's banking and financial institutions serving the revitalization of rural areas.
文摘The present work seeks to develop a model for measuring efficiency of RCBs in Ghana by means of financial key performance indicators pairing macroeconomic indicators. A stochastic differential equation model for predicting the efficiency of RCBs in the future is developed and simulated using gaussian jumps to evaluate the models’ performance in unpredicted situations with four distinct phases of efficiency. Unique solution Exit multiple 4-dimensional stochastic differential equations and Macroeconomic model is proven to be the best-fitting model for the data with the lowest information criterion.
基金Supported by the Regional Science and Technology Project of Fujian Province,China(2009N3007)Science and Technology Project of Quanzhou City,Fujian Province,China(2008ZD11-1)12396 Multimedia Information Remote Service Platform Construction of Spark Science and Technology for Quanzhou City,Fujian Province,China(2008ZD15,2011ZD04N01)
文摘According to practice and exploration of spark program for 26 years in Quanzhou,the main model and their effects of new rural construction in west bank of Taiwan Strait led by spark science and technology were expounded. Six spark program systems were established,consisting of policy support guide,science and technology project lead,experts' intelligence support,spark science and technology training,scitech information service and spark program demonstration. Five spark projects were implemented to promote new rural construction in the west bank of Taiwan Strait,such as constructing the national spark industrial zone,organizing the new rural construction led by science and technology,constituting spark sci-tech innovation center,developing the rural informatization,and establishing science and technology commissioner bases. Finally,enlightenment of spark program and its development ways in the future were put forward.
