The study focuses on assessing the financial management practices and accounting mechanisms in agricultural cooperatives in Tulsipur Sub-Metropolitan,Dang District,Nepal with a focus on understanding their implication...The study focuses on assessing the financial management practices and accounting mechanisms in agricultural cooperatives in Tulsipur Sub-Metropolitan,Dang District,Nepal with a focus on understanding their implications for financial performance and organizational effectiveness.The sample size of total cooperatives(n=46)was divided into Savings and Credit Cooperatives(n=18)and Multipurpose Cooperatives(n=28),respectively,with a total number of respondents(n=138)categorized into managing directors,employees,and general members.Using a mixed-methods approach that combines quantitative analysis of financial data with qualitative insights gathered through interviews and surveys,the study emphasizes the importance of modern financial practices,improved reporting mechanisms,and relevant staff training for long-term sustainability.Recommendations include the integration of criteria and evaluation tools to assess cooperative performance,with Hamro Pahunch Multipurpose Cooperative identified as a high performer.Emphasizing the need for robust financial management strategies to navigate the complexity of the agricultural sector,manage risks,and achieve sustainable development,the study notes frequent preparation of financial management reports on a monthly and annual basis,and predominantly annual accounting management.Most cooperatives are using computerized models to present financial positions,but face challenges such as lack of marketing infrastructure,cooperative skills,and technical support.Ultimately,the study advocates for educating policy makers,cooperative leaders,practitioners and stakeholders on the role of effective financial management and accounting in enhancing the resilience,expansion and socio-economic impact of agricultural cooperatives,thereby fostering their long-term prosperity and viability as drivers of rural development and empowerment.展开更多
In an era of economic and financialglobalization, finance plays an increasingly vital role in thedriver of economy and society. International financialcooperation promotes national economic development andmakes countr...In an era of economic and financialglobalization, finance plays an increasingly vital role in thedriver of economy and society. International financialcooperation promotes national economic development andmakes countries engage in global economic cooperation andgovernance. Because of falling commodity prices, weakdemand for manufactured goods, volatility in developedmarkets and a tightened quantitative easing policy in the U.S., emerging countries are in a precarious financial state astrade decreases and growth slows. All countries now have topose the common challenge of stabilizing financial markets,regaining global growth momentum and improvinginternational financial and economic governance. Expandingfinancial cooperation may be a way to address these issues.This paper analyzes the significance of financial cooperationto facilitate the common development of BRICS nations. Itexamines the background, the characteristics, the maincontents and the challenges faced by the cooperative modeland the way forward as well. The goal is elaborate onexisting research while providing policy references for allemerging economies to guide them in the process of buildingfinancial partnerships.展开更多
Non-governmental organizations(NGOs), represented by the Institute of International Finance(IIF), are an important means of international financial cooperation. Asian Financial Cooperation Association(AFCA), with its ...Non-governmental organizations(NGOs), represented by the Institute of International Finance(IIF), are an important means of international financial cooperation. Asian Financial Cooperation Association(AFCA), with its nature and positioning similar to the IIF, is a newly founded international NGO under the Belt and Road Initiative(BRI). Therefore, AFCA can draw upon the existing experience of the IIF. Under the BRI, according to the Articles of AFCA, the non-governmental financial cooperation adopted by the IIF includes these three aspects; coordinating regional financing, developing regional financial markets, and maintaining regional financial stability. Further, since AFCA is non-governmental, it faces certain risks and challenges. In future, the new financial cooperation backed by AFCA needs to evolve and improve over time to better support the Belt and Road construction.展开更多
Since the formal establishment of strategic partnership,China and Egypt have continuously strengthened cooperation in the field of finance.The two countries have achieved positive progress through signing memoranda,es...Since the formal establishment of strategic partnership,China and Egypt have continuously strengthened cooperation in the field of finance.The two countries have achieved positive progress through signing memoranda,establishing financial institutions,providing investment and financing support,and implementing the bilateral currency swaps.However,given the lower level of financial inclusion and the lack of efficient investment and financing systems,the two countries still face some difficulties and deficiencies,and it is difficult to achieve in-depth financial cooperation.At present,Egypt,as a country along the Belt and Road,supports the Belt and Road Initiative(BRI)launched by its biggest trade partner,China.Deepening China-Egypt financial cooperation plays a significant role in both promoting the implementation of BRI and advancing China’s geopolitics,economic,security,and strategic interests.China and Egypt shall increase the size of currency swap based on existent cooperation,strengthen support for financial projects,build official dialogue platforms,and share achievements in fintech.All the activities mentioned above may contribute to the overcome of challenges,mutual communication,and the next phase of deepened cooperation.展开更多
In this paper, we conduct analysis on the development and optimization of financial management and the benefit distribution pattern from perspective of multi-dimensional cooperation enterprise. Financial management is...In this paper, we conduct analysis on the development and optimization of financial management and the benefit distribution pattern from perspective of multi-dimensional cooperation enterprise. Financial management is the whole process of capital operation of the modern enterprise decision-making, planning and control of the management activities. Financial management is an important part of enterprise management, enterprise' s sustainable development requires the financial management in the central position in the management of the enterprise, according to the present our country enterprise financial management of a series of problems, in this paper, starting from the connotation of the enterprise financial management, we analyses the center of the enterprise financial management status and further puts forward some countermeasures to solve from the perspectives of the multi-dimensional cooperation which obtains the satisfactory performance.展开更多
In Part I the author analyses the impact of the financial and economic crisis in terms of global and Sino-India cooperation,and the Challenges that the two countries are facing. In Part II the Guiding Principles on Si...In Part I the author analyses the impact of the financial and economic crisis in terms of global and Sino-India cooperation,and the Challenges that the two countries are facing. In Part II the Guiding Principles on Sino-India Economic and Trade Cooperation are being reviewed. And the author suggested some strategies and policy options for cooperation between China and India.展开更多
Russia’s reindeer population accounts for two thirds of the world’s total.There is a strong and resilient population of reindeer on the tundra,and reindeer herders inherit and transmit the unique culture of the nort...Russia’s reindeer population accounts for two thirds of the world’s total.There is a strong and resilient population of reindeer on the tundra,and reindeer herders inherit and transmit the unique culture of the north.Reindeer products have become the subject of innovative developments in the biopharmaceutical and healthcare products industry owing to their unique raw material properties.Because deer antlers and blood are widely used in traditional Chinese medicine,significant quantities of Arctic reindeer products are likely to be sold in China.Strengthening understanding of the Russian Arctic reindeer industry will help Chinese companies invest in the Russian Arctic,promote Sino-Russian Arctic cooperation on green biomanufacturing,and lead to the development of new products that promote human health.展开更多
In the paper,the status quo of the development of farmers' cooperative organizations in Yunnan Province is introduced.And then a series of problems exist in the financial support of farmers' cooperatives in Yu...In the paper,the status quo of the development of farmers' cooperative organizations in Yunnan Province is introduced.And then a series of problems exist in the financial support of farmers' cooperatives in Yunnan is analyzed,covering the unitary mainstay of credit and loan supply;inadequate credit and loan supply caused by famers' lack of security and mortgage;farmers' difficulties in loaning from banks or other financial institutions;single financial service,which can not satisfy the demands of farmers;the private loans are active while lacks right direction and guide;the outflow of capital in rural areas has limited the development of rural economy.In view of the above mentioned problems,countermeasures and relevant suggestions are put forward,namely increasing the subjects of the loan and credit supply and expanding the financing channels.Therefore,the spheres of business of the Agricultural Development Bank of China should be expanded.Besides,the support from Agricultural Bank of China for rural construction should be strengthened and the major role played by rural credit cooperatives in rural finance should be enforced.In addition,the innovation of financial products should be highlighted;the appearance of private financing should be allowed;financial support from the government should be increased and the preferential policies for taxes and fees should be implemented.展开更多
Since the 18th National Congress of the Communist Party of China( CPC),with the help of state policies,the new types of agricultural businesses have been flourishing. As one of the important forces of new types of agr...Since the 18th National Congress of the Communist Party of China( CPC),with the help of state policies,the new types of agricultural businesses have been flourishing. As one of the important forces of new types of agricultural businesses,the farmer's specialized cooperatives grow up rapidly in the development of the rural economy because of their characteristics which are consistent with the current rural economy. financial management is the core of the operation of farmer cooperatives,which directly affects the long-term sustainable development of cooperatives. Through the survey and analysis of the financial management of many farmers' cooperatives in Wei County,Hebei Province,this paper puts forward the deficiencies in the existing financial management of cooperatives. It also brings some reasonable suggestions to regulate and improve the financial management of cooperatives,in order to enhance the market competitiveness of farmers' cooperatives and realize better sustainable development of farmers' cooperatives.展开更多
At the first "no-necktie" summit held between China and Russia in November1998, the two heads of state coordinated their stands on their bilateral relationsas well as the basic trend of the world development...At the first "no-necktie" summit held between China and Russia in November1998, the two heads of state coordinated their stands on their bilateral relationsas well as the basic trend of the world development at the turn of the century andreached a consensus on the prospect of promoting the long-term strategy of mutualcooperation. Agreement was also produced on a series of major international issues,such as advancement of multi-polarization, advantages and disadvantages of eco-展开更多
In their development strategy, Poland's cooperative (co-op) banks should equally consider the competition and the rising expectations of their clientele. According to bank customers, an essential element of custome...In their development strategy, Poland's cooperative (co-op) banks should equally consider the competition and the rising expectations of their clientele. According to bank customers, an essential element of customer satisfaction--which ties into their loyalty--is the cost of financial services. Currently, delivering a comfortable level of costs for financial services appears to be one of the key verifiers of a bank's offer, especially in a slowed economy. An effort was made to assess the satisfaction level of Poland's co-op bank clients from the small and medium enterprise (SME) sector based on costs for services offered by said banks. The study indicated that 2/3 of the clientele was dissatisfied with high financial service and operation charges and low interest rates on current funds deposited by businesses. Co-op banks were able to deliver satisfactory interest rates for working capital loans in current accounts to over 60% of their clientele.展开更多
Financial technology changes the logic of financial interpretation through the use of digital and digital centric technologies,commercialization,big data analysis,machine learning and artificial intelligence.From fina...Financial technology changes the logic of financial interpretation through the use of digital and digital centric technologies,commercialization,big data analysis,machine learning and artificial intelligence.From financial institutions that use technology to provide financial services to technology companies that directly provide financial services,fintech companies play an important role in realizing financial brokerage and financial democratization and improving the availability and efficiency of financial services.Based on this,this paper focuses on the plight and path of cooperative governance of financial technology supervision,for the reference of relevant personnel.展开更多
As the third legally-binding instrument of the Arctic Council, the Agreement on Enhancing International Arctic Scientific Cooperation was signed in May 2017 and entered into force on 23 May 2018. The Agreement not onl...As the third legally-binding instrument of the Arctic Council, the Agreement on Enhancing International Arctic Scientific Cooperation was signed in May 2017 and entered into force on 23 May 2018. The Agreement not only reduces obstacles to the international scientific cooperation and promotes the movement of people and equipment across borders for the effective and efficient development of Arctic scientific knowledge, but also provides an improved international Arctic legal environment for conducting Arctic scientific cooperation based on UNCLOS and institutional arrangements. However, the observer states, the NGOs and IGOs, as well as Permanent Participants are rarely mentioned in this Agreement. This article chooses one group, non-Arctic states, as a case in point in order to critically discuss the influence of this new Arctic scientific cooperation agreement. It argues that the non-Arctic states are left behind at the original legal situation and trapped in an inferior status in Arctic science. Under these circumstances, this article suggests that non-Arctic states, especially those with competitive research abilities, should appeal for amendment of the Agreement to allow wider access to research areas and data sharing, especially when cooperating with the eight-member states of the Arctic Council. Also, non-Arctic states should take the Agreement as the reference when signing bilateral agreements with Arctic states so as to safeguard their interests when conducting Arctic scientific activities. Moreover, the active participation in other fora as well as various bilateral scientific projects can assist non-Arctic states to strengthen the relations with the Arctic states and build trust in the Arctic Council.展开更多
Since the independence of Russia, Sino-Russian relations have been develop-ing all along in a progressive momentum. At present, the two countrieshave established the "21st century-oriented strategic cooperative p...Since the independence of Russia, Sino-Russian relations have been develop-ing all along in a progressive momentum. At present, the two countrieshave established the "21st century-oriented strategic cooperative partnership of e-quality and mutual trust". Serving the basic interests of both sides with solid po-litical basis, the state relationship of this new type has proved to be the bestchoice of the Chinese and Russian people for the further development of bilateralties in the 21st century. Its major characteristics are as follows: A. Strategic cooperative partnership is established on the basis of the com-prehensive and gradual development of the Sino-Russian relations.展开更多
Implement agricultural "going out" strategy, guide and promote agricultural enterprises' higher and wider participation in international agricultural division of labor and cooperation, foster transnational agricult...Implement agricultural "going out" strategy, guide and promote agricultural enterprises' higher and wider participation in international agricultural division of labor and cooperation, foster transnational agricultural groups, which will help to speed up China's agricultural industrialization, internationalization and modernization, the promotion of domestic strategic adjustment of agricultural structure, the optimization and upgrading. Jilin Province shall make an integrated use of a variety of ways to strengthen the development strength of overseas market of agricultural resources and agricultural products, promote improved varieties, superior agricultural technology, equipment and agricultural products to "walk out", establish foreign grain, important industrial crop and fishery production base and independent logistics and trade system, and continuously improve the international competitiveness of China's agriculture. This thesis discusses the current research of overseas agriculture development and the major ways of the construction of Sino-Russian Cooperation Agriculture Park in Jilin Province. It also proposes the measures to accelerate the implementation of the development of Jilin Province Sino-Russian Cooperation Agriculture Park.展开更多
Collaborative governance mechanism is a public management process that emphasizes the establishment of trust relationship between various subjects within the government and between multiple subjects such as the govern...Collaborative governance mechanism is a public management process that emphasizes the establishment of trust relationship between various subjects within the government and between multiple subjects such as the government and non-government based on the needs of the interest community,so as to achieve the advantages of collaborative governance.It is an important measure to improve the national storm surge disaster management system and realize the modernization of disaster management capacity.It is also the trend of the government to improve public management.Based on the results of relevant national bulletins,the storm surge disaster is selected which is the most characteristic of Marine disasters in the scope of marine public management.We select Zhejiang Province as the research area,which is heavily affected by storm surge disaster.Based on the case subjects of previous major storm surge disasters in Zhejiang Province,we analyze the specific measures taken by relevant subjects to deal with storm surge disasters.This paper presents the current situation of the participants and the cooperation problems among the participants,finds out the causes of the problems,studies and puts forward countermeasures and suggestions for the coordination management among the participants,provides certain ideas for further developing the disaster prevention and reduction and emergency management of storm surge disasters in coastal areas in order to improve the understanding of multiple subjects on the emergency management of storm surge disasters.展开更多
Recognizing the role of society in the sustainability of payment system innovation through the quadruple helix framework,this study analyzes the causal influence of demand-side financial inclusion indicators on societ...Recognizing the role of society in the sustainability of payment system innovation through the quadruple helix framework,this study analyzes the causal influence of demand-side financial inclusion indicators on society's uptake of digital payment solutions(DPS)within the regional economy of the Gulf Cooperation Council.To this end,the present study relies on data extracted from Global Findex surveys(in 2014 and 2017),as well as the economic theory of random utility maximization,to model individuals'DPS uptake decisions“ceteris paribus.”The maximum likelihood estimation revealed no gender-based gradient in DPS uptake behaviors;additionally,financial inclusion indicators such as transaction account ownership and debit card ownership did not significantly influence endogenous or exogenous DPS uptake decisions between 2013 and 2017.However,all remaining financial inclusion indicators did significantly influence DPS uptake.Assessing these findings through the lens of open innovation and the ongoing efforts from the Arab Regional Payment System project,which seeks to expand financial inclusion by facilitating access to transaction accounts,there is reasonable evidence to suggest that complementary financial inclusion policies addressing the use dimension of DPS(i.e.,extending access to saving and borrowing,along with digital payroll practices for both private and public enterprises)would contribute to more effective policy on financial inclusion in the region.展开更多
文摘The study focuses on assessing the financial management practices and accounting mechanisms in agricultural cooperatives in Tulsipur Sub-Metropolitan,Dang District,Nepal with a focus on understanding their implications for financial performance and organizational effectiveness.The sample size of total cooperatives(n=46)was divided into Savings and Credit Cooperatives(n=18)and Multipurpose Cooperatives(n=28),respectively,with a total number of respondents(n=138)categorized into managing directors,employees,and general members.Using a mixed-methods approach that combines quantitative analysis of financial data with qualitative insights gathered through interviews and surveys,the study emphasizes the importance of modern financial practices,improved reporting mechanisms,and relevant staff training for long-term sustainability.Recommendations include the integration of criteria and evaluation tools to assess cooperative performance,with Hamro Pahunch Multipurpose Cooperative identified as a high performer.Emphasizing the need for robust financial management strategies to navigate the complexity of the agricultural sector,manage risks,and achieve sustainable development,the study notes frequent preparation of financial management reports on a monthly and annual basis,and predominantly annual accounting management.Most cooperatives are using computerized models to present financial positions,but face challenges such as lack of marketing infrastructure,cooperative skills,and technical support.Ultimately,the study advocates for educating policy makers,cooperative leaders,practitioners and stakeholders on the role of effective financial management and accounting in enhancing the resilience,expansion and socio-economic impact of agricultural cooperatives,thereby fostering their long-term prosperity and viability as drivers of rural development and empowerment.
文摘In an era of economic and financialglobalization, finance plays an increasingly vital role in thedriver of economy and society. International financialcooperation promotes national economic development andmakes countries engage in global economic cooperation andgovernance. Because of falling commodity prices, weakdemand for manufactured goods, volatility in developedmarkets and a tightened quantitative easing policy in the U.S., emerging countries are in a precarious financial state astrade decreases and growth slows. All countries now have topose the common challenge of stabilizing financial markets,regaining global growth momentum and improvinginternational financial and economic governance. Expandingfinancial cooperation may be a way to address these issues.This paper analyzes the significance of financial cooperationto facilitate the common development of BRICS nations. Itexamines the background, the characteristics, the maincontents and the challenges faced by the cooperative modeland the way forward as well. The goal is elaborate onexisting research while providing policy references for allemerging economies to guide them in the process of buildingfinancial partnerships.
基金"A Study on Changes in the Legal Order of International Finance"(11JJD820009),a major project funded by the Key Research Institute of Humanities and Social Sciences at Universities,Ministry of Education"A Study on Legal Matters Regarding the Financial Stability Board(FSB)in Global Financial Governance"(15CFX072),a youth project funded by the NSSF
文摘Non-governmental organizations(NGOs), represented by the Institute of International Finance(IIF), are an important means of international financial cooperation. Asian Financial Cooperation Association(AFCA), with its nature and positioning similar to the IIF, is a newly founded international NGO under the Belt and Road Initiative(BRI). Therefore, AFCA can draw upon the existing experience of the IIF. Under the BRI, according to the Articles of AFCA, the non-governmental financial cooperation adopted by the IIF includes these three aspects; coordinating regional financing, developing regional financial markets, and maintaining regional financial stability. Further, since AFCA is non-governmental, it faces certain risks and challenges. In future, the new financial cooperation backed by AFCA needs to evolve and improve over time to better support the Belt and Road construction.
文摘Since the formal establishment of strategic partnership,China and Egypt have continuously strengthened cooperation in the field of finance.The two countries have achieved positive progress through signing memoranda,establishing financial institutions,providing investment and financing support,and implementing the bilateral currency swaps.However,given the lower level of financial inclusion and the lack of efficient investment and financing systems,the two countries still face some difficulties and deficiencies,and it is difficult to achieve in-depth financial cooperation.At present,Egypt,as a country along the Belt and Road,supports the Belt and Road Initiative(BRI)launched by its biggest trade partner,China.Deepening China-Egypt financial cooperation plays a significant role in both promoting the implementation of BRI and advancing China’s geopolitics,economic,security,and strategic interests.China and Egypt shall increase the size of currency swap based on existent cooperation,strengthen support for financial projects,build official dialogue platforms,and share achievements in fintech.All the activities mentioned above may contribute to the overcome of challenges,mutual communication,and the next phase of deepened cooperation.
文摘In this paper, we conduct analysis on the development and optimization of financial management and the benefit distribution pattern from perspective of multi-dimensional cooperation enterprise. Financial management is the whole process of capital operation of the modern enterprise decision-making, planning and control of the management activities. Financial management is an important part of enterprise management, enterprise' s sustainable development requires the financial management in the central position in the management of the enterprise, according to the present our country enterprise financial management of a series of problems, in this paper, starting from the connotation of the enterprise financial management, we analyses the center of the enterprise financial management status and further puts forward some countermeasures to solve from the perspectives of the multi-dimensional cooperation which obtains the satisfactory performance.
文摘In Part I the author analyses the impact of the financial and economic crisis in terms of global and Sino-India cooperation,and the Challenges that the two countries are facing. In Part II the Guiding Principles on Sino-India Economic and Trade Cooperation are being reviewed. And the author suggested some strategies and policy options for cooperation between China and India.
基金a phased result of both the research on“Strategic Competition and Cooperation in the Arctic among China,Russia,and the United States from the Perspective of Sustainable Development”(Grant no.20BGJ045)the research project on the fusion of Arctic biological resource products and traditional Chinese medicine culture(Grant no.21JD004A)。
文摘Russia’s reindeer population accounts for two thirds of the world’s total.There is a strong and resilient population of reindeer on the tundra,and reindeer herders inherit and transmit the unique culture of the north.Reindeer products have become the subject of innovative developments in the biopharmaceutical and healthcare products industry owing to their unique raw material properties.Because deer antlers and blood are widely used in traditional Chinese medicine,significant quantities of Arctic reindeer products are likely to be sold in China.Strengthening understanding of the Russian Arctic reindeer industry will help Chinese companies invest in the Russian Arctic,promote Sino-Russian Arctic cooperation on green biomanufacturing,and lead to the development of new products that promote human health.
文摘In the paper,the status quo of the development of farmers' cooperative organizations in Yunnan Province is introduced.And then a series of problems exist in the financial support of farmers' cooperatives in Yunnan is analyzed,covering the unitary mainstay of credit and loan supply;inadequate credit and loan supply caused by famers' lack of security and mortgage;farmers' difficulties in loaning from banks or other financial institutions;single financial service,which can not satisfy the demands of farmers;the private loans are active while lacks right direction and guide;the outflow of capital in rural areas has limited the development of rural economy.In view of the above mentioned problems,countermeasures and relevant suggestions are put forward,namely increasing the subjects of the loan and credit supply and expanding the financing channels.Therefore,the spheres of business of the Agricultural Development Bank of China should be expanded.Besides,the support from Agricultural Bank of China for rural construction should be strengthened and the major role played by rural credit cooperatives in rural finance should be enforced.In addition,the innovation of financial products should be highlighted;the appearance of private financing should be allowed;financial support from the government should be increased and the preferential policies for taxes and fees should be implemented.
基金Supported by Tender Project of Agricultural University of Hebei Province(ZB201702)Research on Mechanism Innovation and Path Selection of Precise Poverty Alleviation-Based on Survey of 62 Poor Counties in Hebei Province&Social Science Fund Bidding Project of Agricultural University of Hebei Province in 2017(2016JD02)+3 种基金Research on Model and Mechanism Innovation of Industrial Precision Poverty Alleviation&Hebei Social Science Foundation Project(HB15GL072)Research on Innovative Path of Cultivating Mechanism of New Professional Farmers in Yanshan-Taihang Mountain Area under the Coordinated Development of Beijing,Tianjin and Hebei&Key Project of Hebei Provincial Department of Education(SD151020)Cultivation of New Professional Farmers in Hebei Province-Research on Concept,Mechanism and Path Innovation&Baoding Social Science Union Project(201501017)Research on Cultivation of New Professional Farmers in Yanshan-Taihang Mountain Area and Integration of "Two New"-Based on the View of Coordinated Development of Beijing,Tianjin and Hebei
文摘Since the 18th National Congress of the Communist Party of China( CPC),with the help of state policies,the new types of agricultural businesses have been flourishing. As one of the important forces of new types of agricultural businesses,the farmer's specialized cooperatives grow up rapidly in the development of the rural economy because of their characteristics which are consistent with the current rural economy. financial management is the core of the operation of farmer cooperatives,which directly affects the long-term sustainable development of cooperatives. Through the survey and analysis of the financial management of many farmers' cooperatives in Wei County,Hebei Province,this paper puts forward the deficiencies in the existing financial management of cooperatives. It also brings some reasonable suggestions to regulate and improve the financial management of cooperatives,in order to enhance the market competitiveness of farmers' cooperatives and realize better sustainable development of farmers' cooperatives.
文摘At the first "no-necktie" summit held between China and Russia in November1998, the two heads of state coordinated their stands on their bilateral relationsas well as the basic trend of the world development at the turn of the century andreached a consensus on the prospect of promoting the long-term strategy of mutualcooperation. Agreement was also produced on a series of major international issues,such as advancement of multi-polarization, advantages and disadvantages of eco-
文摘In their development strategy, Poland's cooperative (co-op) banks should equally consider the competition and the rising expectations of their clientele. According to bank customers, an essential element of customer satisfaction--which ties into their loyalty--is the cost of financial services. Currently, delivering a comfortable level of costs for financial services appears to be one of the key verifiers of a bank's offer, especially in a slowed economy. An effort was made to assess the satisfaction level of Poland's co-op bank clients from the small and medium enterprise (SME) sector based on costs for services offered by said banks. The study indicated that 2/3 of the clientele was dissatisfied with high financial service and operation charges and low interest rates on current funds deposited by businesses. Co-op banks were able to deliver satisfactory interest rates for working capital loans in current accounts to over 60% of their clientele.
文摘Financial technology changes the logic of financial interpretation through the use of digital and digital centric technologies,commercialization,big data analysis,machine learning and artificial intelligence.From financial institutions that use technology to provide financial services to technology companies that directly provide financial services,fintech companies play an important role in realizing financial brokerage and financial democratization and improving the availability and efficiency of financial services.Based on this,this paper focuses on the plight and path of cooperative governance of financial technology supervision,for the reference of relevant personnel.
基金supported by the Chinese Polar National Interests Assessment Program (Grant no.1701024)
文摘As the third legally-binding instrument of the Arctic Council, the Agreement on Enhancing International Arctic Scientific Cooperation was signed in May 2017 and entered into force on 23 May 2018. The Agreement not only reduces obstacles to the international scientific cooperation and promotes the movement of people and equipment across borders for the effective and efficient development of Arctic scientific knowledge, but also provides an improved international Arctic legal environment for conducting Arctic scientific cooperation based on UNCLOS and institutional arrangements. However, the observer states, the NGOs and IGOs, as well as Permanent Participants are rarely mentioned in this Agreement. This article chooses one group, non-Arctic states, as a case in point in order to critically discuss the influence of this new Arctic scientific cooperation agreement. It argues that the non-Arctic states are left behind at the original legal situation and trapped in an inferior status in Arctic science. Under these circumstances, this article suggests that non-Arctic states, especially those with competitive research abilities, should appeal for amendment of the Agreement to allow wider access to research areas and data sharing, especially when cooperating with the eight-member states of the Arctic Council. Also, non-Arctic states should take the Agreement as the reference when signing bilateral agreements with Arctic states so as to safeguard their interests when conducting Arctic scientific activities. Moreover, the active participation in other fora as well as various bilateral scientific projects can assist non-Arctic states to strengthen the relations with the Arctic states and build trust in the Arctic Council.
文摘Since the independence of Russia, Sino-Russian relations have been develop-ing all along in a progressive momentum. At present, the two countrieshave established the "21st century-oriented strategic cooperative partnership of e-quality and mutual trust". Serving the basic interests of both sides with solid po-litical basis, the state relationship of this new type has proved to be the bestchoice of the Chinese and Russian people for the further development of bilateralties in the 21st century. Its major characteristics are as follows: A. Strategic cooperative partnership is established on the basis of the com-prehensive and gradual development of the Sino-Russian relations.
文摘Implement agricultural "going out" strategy, guide and promote agricultural enterprises' higher and wider participation in international agricultural division of labor and cooperation, foster transnational agricultural groups, which will help to speed up China's agricultural industrialization, internationalization and modernization, the promotion of domestic strategic adjustment of agricultural structure, the optimization and upgrading. Jilin Province shall make an integrated use of a variety of ways to strengthen the development strength of overseas market of agricultural resources and agricultural products, promote improved varieties, superior agricultural technology, equipment and agricultural products to "walk out", establish foreign grain, important industrial crop and fishery production base and independent logistics and trade system, and continuously improve the international competitiveness of China's agriculture. This thesis discusses the current research of overseas agriculture development and the major ways of the construction of Sino-Russian Cooperation Agriculture Park in Jilin Province. It also proposes the measures to accelerate the implementation of the development of Jilin Province Sino-Russian Cooperation Agriculture Park.
文摘Collaborative governance mechanism is a public management process that emphasizes the establishment of trust relationship between various subjects within the government and between multiple subjects such as the government and non-government based on the needs of the interest community,so as to achieve the advantages of collaborative governance.It is an important measure to improve the national storm surge disaster management system and realize the modernization of disaster management capacity.It is also the trend of the government to improve public management.Based on the results of relevant national bulletins,the storm surge disaster is selected which is the most characteristic of Marine disasters in the scope of marine public management.We select Zhejiang Province as the research area,which is heavily affected by storm surge disaster.Based on the case subjects of previous major storm surge disasters in Zhejiang Province,we analyze the specific measures taken by relevant subjects to deal with storm surge disasters.This paper presents the current situation of the participants and the cooperation problems among the participants,finds out the causes of the problems,studies and puts forward countermeasures and suggestions for the coordination management among the participants,provides certain ideas for further developing the disaster prevention and reduction and emergency management of storm surge disasters in coastal areas in order to improve the understanding of multiple subjects on the emergency management of storm surge disasters.
文摘Recognizing the role of society in the sustainability of payment system innovation through the quadruple helix framework,this study analyzes the causal influence of demand-side financial inclusion indicators on society's uptake of digital payment solutions(DPS)within the regional economy of the Gulf Cooperation Council.To this end,the present study relies on data extracted from Global Findex surveys(in 2014 and 2017),as well as the economic theory of random utility maximization,to model individuals'DPS uptake decisions“ceteris paribus.”The maximum likelihood estimation revealed no gender-based gradient in DPS uptake behaviors;additionally,financial inclusion indicators such as transaction account ownership and debit card ownership did not significantly influence endogenous or exogenous DPS uptake decisions between 2013 and 2017.However,all remaining financial inclusion indicators did significantly influence DPS uptake.Assessing these findings through the lens of open innovation and the ongoing efforts from the Arab Regional Payment System project,which seeks to expand financial inclusion by facilitating access to transaction accounts,there is reasonable evidence to suggest that complementary financial inclusion policies addressing the use dimension of DPS(i.e.,extending access to saving and borrowing,along with digital payroll practices for both private and public enterprises)would contribute to more effective policy on financial inclusion in the region.