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A Cognitive Study on Politeness Intention Processing and Its Association with Pragmatic Failure in Cross-Cultural Communication
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作者 Rong YAN Tengfei FENG Samad ZARE 《Chinese Journal of Applied Linguistics》 2024年第3期481-497,525,共18页
Although a large number of studies have focused on various aspects of politeness,very little is known about how politeness intention is activated cognitively during verbal communication.The present study aims to explo... Although a large number of studies have focused on various aspects of politeness,very little is known about how politeness intention is activated cognitively during verbal communication.The present study aims to explore the cognitive mechanism of politeness intention processing,and how it is related to pragmatic failure during cross-cultural communication.Using 30 Chinese EFL university students who were instructed to finish a probe word judgment task with 96 virtual scenarios,the results indicate that within both mono-and cross-cultural contexts,the response time in the experimental scenarios was significantly slower than that of the filler scenarios.This suggests that politeness intention was activated while understanding the surface meaning of the conversation;however,the EFL learners could not completely avoid the negative transfer of their native politeness conventions when they were comprehending the conversational intention of the target language.Furthermore,no significant differences in response time were found between the groups with high and low English pragmatic competence,illustrating that transferring the pragmatic rules and principles into cross-cultural communication skills was more cognitively demanding.Overall,this study adds to the literature on politeness research and provides some implications for foreign language pragmatic instructions. 展开更多
关键词 politeness intention cognitive processing pragmatic failure cross-cultural pragmatics cross-cultural communication
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Research on the Writing Textbooks for English Majors at Polytechnics
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作者 王百杰 《海外英语》 2017年第8期235-238,共4页
Textbooks, as one of the important elements for the teaching effects and students' training aim and quality are the main carri-er and means for the realization of teaching objectives. The paper analyzes the proble... Textbooks, as one of the important elements for the teaching effects and students' training aim and quality are the main carri-er and means for the realization of teaching objectives. The paper analyzes the problems of currently-used textbooks at the followingthree aspects, textbook users, compiling styles and contents, based on 31 popular English writing textbooks used at Polytechnics as re-search subjects. Aiming to improve textbook quality and English teaching reform at Polytechnics, the paper also puts forward the ideasof compiling English writing textbooks on the basis of Feuerstein's theory. 展开更多
关键词 English writing research on textbooks Cognitive Processing theory
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Differential cognitive responses to guqin music and piano music in Chinese subjects: an event-related potential study 被引量:9
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作者 Wei-Na ZHU Jun-Jun ZHANG +3 位作者 Hai-Wei LIU Xiao-Jun DING Yuan-Ye MA Chang-Le ZHOU 《Neuroscience Bulletin》 SCIE CAS CSCD 2008年第1期21-28,共8页
Objective To compare the cognitive effects of guqin (the oldest Chinese instrument) music and piano music. Methods Behavioral and event-related potential (ERP) data in a standard two-stimulus auditory oddball task... Objective To compare the cognitive effects of guqin (the oldest Chinese instrument) music and piano music. Methods Behavioral and event-related potential (ERP) data in a standard two-stimulus auditory oddball task were recorded and analyzed. Results This study replicated the previous results of culture-familiar music effect on Chinese subjects: the greater P300 amplitude in frontal areas in a culture-familiar music environment. At the same time, the difference between guqin music and piano music was observed in NI and later positive complex (LPC: including P300 and P500): a relatively higher participation of right anterior-temporal areas in Chinese subjects. Conclusion The results suggest that the special features of ERP responses to guqin music are the outcome of Chinese tonal language environments given the similarity between Guqin's tones and Mandarin lexical tones. 展开更多
关键词 music GUQIN PIANO cognitive process event-related potential (ERP) NI LPC P300
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Brain areas activated by uncertain reward-based decision-making in healthy volunteers 被引量:3
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作者 Zongjun Guo Juan Chen +3 位作者 Shien Liu Yuhuan Li Bo Sun Zhenbo Gao 《Neural Regeneration Research》 SCIE CAS CSCD 2013年第35期3344-3352,共9页
Reward-based decision-making has been found to activate several brain areas, including the ven- trolateral prefronta~ lobe, orbitofrontal cortex, anterior cingulate cortex, ventral striatum, and mesolimbic dopaminergi... Reward-based decision-making has been found to activate several brain areas, including the ven- trolateral prefronta~ lobe, orbitofrontal cortex, anterior cingulate cortex, ventral striatum, and mesolimbic dopaminergic system. In this study, we observed brain areas activated under three de- grees of uncertainty in a reward-based decision-making task (certain, risky, and ambiguous). The tasks were presented using a brain function audiovisual stimulation system. We conducted brain scans of 15 healthy volunteers using a 3.0T magnetic resonance scanner. We used SPM8 to ana- lyze the location and intensity of activation during the reward-based decision-making task, with re- spect to the three conditions. We found that the orbitofrontal cortex was activated in the certain reward condition, while the prefrontal cortex, precentral gyrus, occipital visual cortex, inferior parietal lobe, cerebellar posterior lobe, middle temporal gyrus, inferior temporal gyrus, limbic lobe, and midbrain were activated during the 'risk' condition. The prefrontal cortex, temporal pole, inferior temporal gyrus, occipital visual cortex, and cerebellar posterior lobe were activated during am- biguous decision-making. The ventrolateral prefrontal lobe, frontal pole of the prefrontal lobe, orbi- tofrontal cortex, precentral gyrus, inferior temporal gyrus, fusiform gyrus, supramarginal gyrus, infe- rior parietal Iobule, and cerebellar posterior lobe exhibited greater activation in the 'risk' than in the 'certain' condition (P 〈 0.05). The frontal pole and dorsolateral region of the prefrontal lobe, as well as the cerebellar posterior lobe, showed significantly greater activation in the 'ambiguous' condition compared to the 'risk' condition (P 〈 0.05). The prefrontal lobe, occipital lobe, parietal lobe, temporal lobe, limbic lobe, midbrain, and posterior lobe of the cerebellum were activated during deci- sion-making about uncertain rewards. Thus, we observed different levels and regions of activation for different types of reward processing during decision-making. Specifically, when the degree of reward uncertainty increased, the number of activated brain areas increased, including greater ac- tivation of brain areas associated with loss. 展开更多
关键词 neural regeneration NEUROIMAGING DECISION-MAKING REWARD uncertainty cognitive processing functionalmagnetic resonance imaging BRAIN grants-supported paper NEUROREGENERATION
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Investigation of system structure and information processing mechanism for cognitive skywave over-the-horizon radar 被引量:8
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作者 Xia Wu Jianwen Chen Kun Lu 《Journal of Systems Engineering and Electronics》 SCIE EI CSCD 2016年第4期797-806,共10页
Based on the cognitive radar concept and the basic connotation of cognitive skywave over-the-horizon radar(SWOTHR), the system structure and information processingmechanism about cognitive SWOTHR are researched. Amo... Based on the cognitive radar concept and the basic connotation of cognitive skywave over-the-horizon radar(SWOTHR), the system structure and information processingmechanism about cognitive SWOTHR are researched. Amongthem, the hybrid network system architecture which is thedistributed configuration combining with the centralized cognition and its soft/hardware framework with the sense-detectionintegration are proposed, and the information processing framebased on the lens principle and its information processing flowwith receive-transmit joint adaption are designed, which buildand parse the work law for cognition and its self feedback adjustment with the lens focus model and five stages informationprocessing sequence. After that, the system simulation andthe performance analysis and comparison are provided, whichinitially proves the rationality and advantages of the proposedideas. Finally, four important development ideas of futureSWOTHR toward "high frequency intelligence information processing system" are discussed, which are scene information fusion, dynamic reconfigurable system, hierarchical and modulardesign, and sustainable development. Then the conclusion thatthe cognitive SWOTHR can cause the performance improvement is gotten. 展开更多
关键词 cognitive radar skywave over-the-horizon radar system structure intelligence information processing information fusion target detection
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Evolution Handoff Strategy for Real-Time Video Transmission over Practical Cognitive Radio Networks 被引量:1
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作者 LIU Fa MA Yongkui +1 位作者 ZHAO Honglin DING Kai 《China Communications》 SCIE CSCD 2015年第2期141-154,共14页
The transmission delay of realtime video packet mainly depends on the sensing time delay(short-term factor) and the entire frame transmission delay(long-term factor).Therefore,the optimization problem in the spectrum ... The transmission delay of realtime video packet mainly depends on the sensing time delay(short-term factor) and the entire frame transmission delay(long-term factor).Therefore,the optimization problem in the spectrum handoff process should be formulated as the combination of microscopic optimization and macroscopic optimization.In this paper,we focus on the issue of combining these two optimization models,and propose a novel Evolution Spectrum Handoff(ESH)strategy to minimize the expected transmission delay of real-time video packet.In the microoptimized model,considering the tradeoff between Primary User's(PU's) allowable collision percentage of each channel and transmission delay of video packet,we propose a mixed integer non-linear programming scheme.The scheme is able to achieve the minimum sensing time which is termed as an optimal stopping time.In the macro-optimized model,using the optimal stopping time as reward function within the partially observable Markov decision process framework,the EHS strategy is designed to search an optimal target channel set and minimize the expected delay of packet in the long-term real-time video transmission.Meanwhile,the minimum expected transmission delay is obtained under practical cognitive radio networks' conditions,i.e.,secondary user's mobility,PU's random access,imperfect sensing information,etc..Theoretical analysis and simulation results show that the ESH strategy can effectively reduce the transmission delay of video packet in spectrum handoff process. 展开更多
关键词 practical cognitive radio networks spectrum handoff process partially observable Markov decision process video transmission
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Auditory event-related brain potentials for an early discrimination between normal and pathological brain aging
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作者 Juliana Dushanova Mario Christov 《Neural Regeneration Research》 SCIE CAS CSCD 2013年第15期1390-1399,共10页
The brain as a system with gradually decreasing resources maximizes its chances by reorganizing neural networks to ensure efficient performance. Auditory event-related potentials were recorded in 28 healthy volunteers... The brain as a system with gradually decreasing resources maximizes its chances by reorganizing neural networks to ensure efficient performance. Auditory event-related potentials were recorded in 28 healthy volunteers comprising 14 young and 14 elderly subjects in auditory discrimination motor task (low frequency tone - right hand movement and high frequency tone - left hand movement). The amplitudes of the sensory event-related potential components (N1, P2) were more pronounced with increasing age for either tone and this effect for P2 amplitude was more pronounced in the frontal region. The latency relationship of N1 between the groups was tone-dependent, while that of P2 was tone-independent with a prominent delay in the elderly group over all brain regions. The amplitudes of the cognitive components (N2, P3) diminished with increasing age and the hemispheric asymmetry of N2 (but not for P3) reduced with increasing age. Prolonged N2 latency with increasing age was widespread for either tone while between-group difference in P3 latency was tone-dependent. High frequency tone stimulation and movement requirements lead to P3 delay in the elderly group. The amplitude difference of the sensory components between the age groups could be due to a general greater alertness, less expressed habituation, or decline in the ability to retreat attentional resources from the stimuli in the elderly group. With aging, a neural circuit reorganization of the brain activity affects the cognitive processes. The approach used in this study is useful for an early discrimination between normal and pathological brain aging for early treatment of cognitive alterations and dementia. 展开更多
关键词 neural regeneration aging auditory stimuli sensory discrimination motor task electrophysiologyevent-related potential sensory processing cognitive process grants-supported paper NEUROREGENERATION
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Application of QUEST Model of Questioning in the Classroom: Action Research Methodology in High School Education
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作者 Nadira Pardo Patrick Bakes 《Journal of Health Science》 2015年第1期24-27,共4页
It is well known that humans learn through a process of assimilation, incorporating new concepts into existing cognitive structures and forming revised representations in their mental lexicon. The study examines the a... It is well known that humans learn through a process of assimilation, incorporating new concepts into existing cognitive structures and forming revised representations in their mental lexicon. The study examines the application of the theories underlying Graesser's QUEST model to the high school classroom, to determine if the framing of new concepts into question-asking protocols and cognitive rehearsal regimes allows for increased and enhanced learning in high school students. Mandler's seminal work in Cognitive Psychology, Learning, and Memory are well known (1967) as is the work of one of his former graduate students, now Professor Emeritus, Dr. Arthur C Graesser from the University of Memphis (USA) who developed the QUEST model with his own graduate students, including Dr. Pardo, in the AI and Cognitive Science Laboratories at the University of Memphis. A pre-test/post-test quasi-experimental design was applied to two different levels of math and science classes, and overall performance was measured by how many questions they could answer before and after the classroom instruction. 展开更多
关键词 LTM cognitive processing teaching methods.
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The Social Group and Its Positive Effect on Social and Learning Skills the Child Earns
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作者 Valbona Keci 《Sociology Study》 2018年第1期21-25,共5页
The education of children during the preschool age and social factors have a big impact on their preparation for life Kindergarten and the group will prepare the child to become independent in his decisions and activi... The education of children during the preschool age and social factors have a big impact on their preparation for life Kindergarten and the group will prepare the child to become independent in his decisions and activities. In the preschool period, the child experiences a rapid development, especially in the emotional sphere. That is why one of the prior characteristics of the development is emotionality. Preschool children's feelings are so strong that they include the children's appearance. Children experience the objective truth very subjectively. All the knowledge and the behavior of the child depend on emotions, which we must take great care of in the kindergarten. We can use the child's emotions to stimulate in a positive way the motivation to learn. In cases where there is the emotionally convenient atmosphere for growth and development, the child has strong security and faith feelings to build relationships with the others. Starting the kindergarten is a challenge both for the mother and the child. The mother should be the child's biggest reliance to get used to the new environment. Socialization and the emotional development of the child cannot be separated. Winning and development of skills is in both individual and social nature. Cognitive processes do not function in the social emptiness 展开更多
关键词 Preschool education KINDERGARTEN SOCIALIZATION emotions cognitive processes
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Craftsmanship as the Model of a New Cultural Way
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作者 Fabio D'Andrea 《Sociology Study》 2013年第12期941-961,共21页
In this essay the idea is put forward that rethinking doing is the task that human sciences will need to undertake in the twenty-first century because the dichotomy do/think is one of the most deceptive and dangerous ... In this essay the idea is put forward that rethinking doing is the task that human sciences will need to undertake in the twenty-first century because the dichotomy do/think is one of the most deceptive and dangerous that the Western furor dividendi has ever formulated. Likewise, this is the time to re-do thinking: Both activities, divided from each other, are today quantitatively efficient, but incapable of making sense of themselves, of their own proceeding and of the world where they operate. Similarly incapable are the people who perform them and suffer cruelly from this defeat. It would take a rehabilitated subject, restored to an active role as interpreter and creator of culture, to remedy these shortcomings, reintegrating the spheres in a tensile equilibrium rich in novelty and significance. To this end, in an interdisciplinary perspective, insights by Dumont, Simmel, and Damasio are discussed and connected to Sennett's crucial intuition of the need for a new craftsmanship. This becomes the model of a foundational cultural act, in which a complex vision of culture joins a subjectivity that is at the same time a dynamic balance between rational and emotional components and a process where body and soul are inextricably entwined. 展开更多
关键词 Cognitive process craftsmanship national variants of modernity paradigm shift SUBJECTIVITY
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A Model on the Source of Language Vagueness
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作者 Li Wei-bin 《International Journal of Technology Management》 2013年第12期40-42,共3页
Vagueness of language has long been explored in the fields of philosophy and logic. Although Zadeh put forward fuzzy sets theory which was considered to be a decent quantitative instrument for the study of language va... Vagueness of language has long been explored in the fields of philosophy and logic. Although Zadeh put forward fuzzy sets theory which was considered to be a decent quantitative instrument for the study of language vagueness, the source of vagueness still remains a disputed issue. As the study of vagueness goes further, researchers attached more and more attention to the relation between language-cognition- reality, especially in the cognitive field. Thus we found that it would be more satisfied with the issue to construct a relation-model between five factors: reality, concept, human, language, and context. This model, which is different from the semantic triangle in explicating the factors, human and context, may help to explain the nature of vagueness and reclassify the language vagueness. 展开更多
关键词 language vagueness relation-model cognitive process
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Investigating a comorbid pattern of ill-health among late adolescents in relation to transdiagnostic processes: A prospective community study
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作者 Katja Boersma Maria Tillfors 《Health》 2013年第11期1835-1847,共13页
An increase in anxiety, depressed mood and sleep problems has been observed among adolescents. These symptoms have high rates of comorbidity and shared psychological processes have been proposed as maintaining factors... An increase in anxiety, depressed mood and sleep problems has been observed among adolescents. These symptoms have high rates of comorbidity and shared psychological processes have been proposed as maintaining factors. This study examined the occurrence and development of individual profiles of depressive symptoms, anxiety and sleeps problems and investigated them in relation to catastrophic thinking and cognitive avoidance. We used longitudinal data from a community sample of 379 senior high school students at two time points, one year apart. Five clusters were identified: a low scores cluster, a sleep problems cluster, a comorbidity cluster (high on all variables), a low mood cluster and a cluster with elevation on anxiety and depressed mood (“distress”). In general, the clusters showed stability across time. However, for the low mood and “distress” cluster, there was also an increased odds of developing sleep problems. The comorbidity and the “distress” cluster displayed the highest levels of catastrophic thinking. In conclusion, symptom patterns differed among adolescents and were stable over time. Anxiety and/or depressive symptoms were a risk factor for the development of sleep problems. Symptom constellations were related to differences in catastrophic thinking and cognitive avoidance and this may explain maintenance and exacerbation of problems over time. 展开更多
关键词 Mental Health Adolescents COMORBIDITY Transdiagnostics Cognitive Processes
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The Study on Pragmatic Category of Communicative Intention
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作者 李永宏 《海外英语》 2017年第7期213-214,共2页
Successful communication is a dynamic cognitive process,which relies more on proper communicative intention.Communicative pragmatic category emphasizes the speaker and the hearer's mutual knowledge envirionment.
关键词 communnicative intention cognitive process pragmatic category
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Application of Information Processing Theory in Second Language Vocabulary Acquisition
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作者 Xiaojing Liang 《Journal of Contemporary Educational Research》 2021年第12期109-113,共5页
Vocabulary acquisition is an intricate process,which has a close relationship with memory.In cognitive psychology,a large number of studies on memory system have been conducted based on the information processing theo... Vocabulary acquisition is an intricate process,which has a close relationship with memory.In cognitive psychology,a large number of studies on memory system have been conducted based on the information processing theory,placing great value on second language learners’cognitive process.This study intends to probe into second language vocabulary acquisition from the perspective of information processing theory in hope to help learners acquire vocabulary more scientifically and efficiently. 展开更多
关键词 Second language vocabulary acquisition Information processing theory Cognitive process
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Analyzing the Integrated Teaching of Theory and Practice in Communication Technology Based on the Cognitive Process
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作者 Xiaobiao Wu Hui Shi +1 位作者 Ying Zhang Jing Tu 《Journal of Contemporary Educational Research》 2021年第12期38-46,共9页
This study analyzes the cognitive characteristics of students in communication courses in military colleges and the impact of integrated teaching of theory and practice on students’cognitive process as well as propos... This study analyzes the cognitive characteristics of students in communication courses in military colleges and the impact of integrated teaching of theory and practice on students’cognitive process as well as proposes the information processing model of students’cognitive process in the integrated teaching of theory and practice.Combining the cognitive characteristics of the students from Communication Technology,on the one hand,this study analyzes the five factors that affect the teaching effect of integrating theory and practice;on the other hand,it proposes improvement measures for the integration of theory and practice from the structure of the teaching content,teaching organization and management,modern education technology,and the ability of teachers. 展开更多
关键词 Integration of theory and practice Cognitive process Teaching reform
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Text Difficulty Study:Do Machines Behave the Same as Humans Regarding Text Difficulty?
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作者 Bowen Chen Xiao Ding +4 位作者 Yi Zhao Bo Fu Tingmao Lin Bing Qin Ting Liu 《Machine Intelligence Research》 EI CSCD 2024年第2期283-293,共11页
With the emergence of pre-trained models,current neural networks are able to give task performance that is comparable to humans.However,we know little about the fundamental working mechanism of pre-trained models in w... With the emergence of pre-trained models,current neural networks are able to give task performance that is comparable to humans.However,we know little about the fundamental working mechanism of pre-trained models in which we do not know how they approach such performance and how the task is solved by the model.For example,given a task,human learns from easy to hard,whereas the model learns randomly.Undeniably,difficulty-insensitive learning leads to great success in natural language processing(NLP),but little attention has been paid to the effect of text difficulty in NLP.We propose a human learning matching index(HLM Index)to investigate the effect of text difficulty.Experiment results show:1)LSTM gives more human-like learning behavior than BERT.Additionally,UID-SuperLinear gives the best evaluation of text difficulty among four text difficulty criteria.Among nine tasks,some tasks’performance is related to text difficulty,whereas others are not.2)Model trained on easy data performs best in both easy and medium test data,whereas trained on hard data only performs well on hard test data.3)Train the model from easy to hard,leading to quicker convergence. 展开更多
关键词 cognition inspired natural language processing PSYCHOLINGUISTICS explainability text difficulty curriculum learning
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INCIDENTAL VOCABULARY ACQUISITION AND FOREIGN LANGUAGE VOCABULARY TEACHING 被引量:1
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作者 武卫 许洪 《Chinese Journal of Applied Linguistics》 2007年第3期64-70,125,共8页
In recent years, the research of incidental vocabulary learning takes the cognitive processing approach to explore lexical development and has become a hot issue in the field of second language vocabulary acquisition.... In recent years, the research of incidental vocabulary learning takes the cognitive processing approach to explore lexical development and has become a hot issue in the field of second language vocabulary acquisition. In terms of its origin, the concept was greatly influenced by and develops from linguistics and cognitive psychology of the 1970s and 1980s. The present paper reviews and analyzes the recent results of the research on incidental vocabulary acquisition. Some implications for L2 vocabulary teaching are also discussed. 展开更多
关键词 incidental vocabulary acquisition cognitive processing vocabulary teaching
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IS NOTICING VITAL FOR L2 LEARNING?——A CRITICAL REVIEW OF SCHMIDT’S "NOTICING HYPOTHESIS" 被引量:2
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作者 温植胜 《Chinese Journal of Applied Linguistics》 2008年第3期3-8,127,共7页
二语习得研究学者Schmidt提出的"注意假设"认为,"注意是二语发展的前提条件"。本文作者对此观点提出质疑。文章首先根据二语习得研究的输入理论指出该假设在理论方面存在片面性;然后进一步指出该假设所引证的Schmid... 二语习得研究学者Schmidt提出的"注意假设"认为,"注意是二语发展的前提条件"。本文作者对此观点提出质疑。文章首先根据二语习得研究的输入理论指出该假设在理论方面存在片面性;然后进一步指出该假设所引证的Schmidt自身的研究以及其他二语习得研究者的相关研究均未能支持该假设的成立。作者最后指出,尽管"注意假设"对外语教学与研究带来一定程度的启示作用,由于这方面的实证研究数目相当有限,而且在研究方法上也有待改善,因此Schmidt关于"注意是二语发展的前提条件"之假设不能成立。语言学界仍需继续深入探讨二语习得所牵涉的复杂认知心理过程。 展开更多
关键词 noticing hypothesis L2 interlanguage development L2 cognitive processes
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Effects of FonF Feedback on Learners' Cognitive Processing of Language Errors
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作者 吉乐 陈念宁 《Chinese Journal of Applied Linguistics》 2013年第2期250-269,288,共21页
In order to analyze the learners' cognitive process under the teacher's focus-on-form feedback on second language writing, this study carried out an simulation experiment to investigate learners' correction rates a... In order to analyze the learners' cognitive process under the teacher's focus-on-form feedback on second language writing, this study carried out an simulation experiment to investigate learners' correction rates and confidence levels according to three major variables: feedback modes, error types and treatment orders. The results show that: (1) treatments of "Code" and "Underline" both had their advantages and disadvantages under different situations; (2) different types of errors are sensitive to different feedback modes; (3) orders of treatment may influence learners' perception of instructor's intention; and (4) learners' confidence level may record the cognitive level of the target language and correlate with the correct rate. Finally, it is suggested to pay more attention to the interactive mechanism of feedback effect and to apply more diversified treatments under various situations in practice. 展开更多
关键词 second language writing simulation experiment FonF feedback cognitive process
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Does Mood Affect the Efficiency of Credit Approval? Evidence from Online Peer-to-Peer Lending 被引量:2
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作者 Yan Li Sisi Sheng 《Frontiers of Business Research in China》 2016年第3期470-506,共37页
Using a large dataset obtained from "Paipaidai," an online peer-to-peer lending platform in China, we examine whether credit officers' mood affects the efficiency of credit approval from a perspective of individual... Using a large dataset obtained from "Paipaidai," an online peer-to-peer lending platform in China, we examine whether credit officers' mood affects the efficiency of credit approval from a perspective of individual decision-making. Refering to studies in psychology and financial economics, we employ season, temperature and weather as mood proxies, and control the variables related to the quality of the loan to study credit approval behavior under different mood conditions. The results suggest that the efficiency of credit approval by individual credit officers is significantly correlated with their mood--a positive mood improves efficiency, while a negative mood reduces it. Specifically, loans examined under better mood conditions (e.g., during spring, comfortable temperatures, and sunny days) have a significantly higher probability of approval, but a lower probability of default if approved; and those examined under poorer mood conditions show a lower probability of approval and a higher probability of default if approved. This effect of mood is even stronger when a loan application is more complex, atypical, or unusual to evaluate. Moreover, investor sentiment, denoted by closed-end fund premiums, has the same effect on credit approval as well. 展开更多
关键词 MOOD cognitive processing credit approval financial decision-making behavior online peer-to-peer lending
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