Estimating the effects of financial access on poor farmers in rural northern Nigeria

By recognizing the gap in the literature in examining the effects of financial resources and development outcomes at the household level,this paper examines whether the poorest income quintile would benefit most from programs aimed at increasing their access to financial services in rural northern Nigeria.Most households from this part of the world consist of farmers and,hence,are exposed to the vagaries of climate change.The data from 320 questionnaires administered in two rural communities(Rijau and Fakai)were analyzed using an ordered logit regression model.The results showed that access to financial services by using formal financial institutions and farmer savings clubs benefits vulnerable farmers(mostly women).The robustness check using the Brant test also confirmed that the parallel regression assumption of the model was not violated.A policy scenario that seeks to increase the delivery of financial services to rural farm households using community savings clubs and microfinance institution reforms for reaching the financially underserved was also found to benefit the poorest income quintile,hence,bringing them out of poverty.

Climate change and financing adaptation by farmers in northern Nigeria

This paper examines farmers’perceptions of their exposure to climate change in rural northern Nigeria.It also examines whether there is a significant relationship between the exposure of farmers to climate change and their need for financial access as an adaptation strategy.Questionnaires were administered to 320 respondents in rural communities in northern Nigeria.Descriptive analysis shows that rural farmers are affected by climate change through increased temperature,prolonged dry seasons,floods,and drought,which lead to low harvest and,in turn,low income.An estimate from a non-parametric test also shows a significant relationship between farmers’perceived exposure to climate change and their need for credit.Although the Spearman correlation results show a 63%association between exposure to climate change and the need for finance,96%of those seeking credit to mitigate these impacts would be unable to do so due to financial exclusiveness.The paper recommends that the Central Bank of Nigeria should ensure that microfinance institutions refocus their products/services to those who need them the most in order to enhance access to financial resources and enable farmers to build resilience that will maximize post-harvest gains.Lastly,considering that climate change is a global phenomenon with local effects,perhaps the international community could support lending to smallholder farmers through central banks by insuring the loans that banks give to farmers towards financing climate change adaptation strategies.

Impact Assessment of Hillside Rainwater Harvesting Ponds on Agriculture Income: Case Study of Ntarama Sector in Rwanda

Nowadays, rainwater harvesting (RWH) technology is increasingly adopted as a strategic pathway for reducing poverty in rural drought prone areas for enhancing agricultural productivity and boosting farm income. The aim of this study is to assess the level of adoption and the impacts of RWH ponds on farm income in Ntarama sector of Bugesera District in Eastern Province of Rwanda. Fifteen farm ponds were visited and the level at which households adopted RWH ponds, their impact on farm income and performance in storing water were assessed. Interviews and questionnaires methods were used to farm ponds beneficiaries and the storage capacity of farm ponds was calculated to ensure that they meet irrigation water demand. Then, Microsoft excel was used as a data analysis tool. The results show that 42.5% of households have adopted RWH ponds and the adoption level of RWH ponds fails due to the lack of training about the role and use of RWH ponds before their implementation. Beside this the low level of public involvement during the site selection for ponds associated with social conflicts among water users was observed. However, it is further revealed that the use of RWH ponds positively impacts on agricultural income on 1/4 hectare per year by about 2,325,000 RWF (3100USD). The studied portion of area can bear 222 ponds of 120 m3 each if all the rain is harvested throughout the year instead of being three ponds. Furthermore, we found that the quantity of rainwater harvested of 328.5 m3 as a total of the 3 ponds was still too less to meet irrigation water demand. As negative impacts, the RWH technology can cause dangerous effects such as social conflicts, breeding site for mosquitoes, water related diseases, accidents and others with a level of severity of 32%, 24%, 20%, 16% and 8%, respectively. This happens when the RWH ponds are not properly managed.

Exploring the impact of soil water variability and varietal diversity on alfalfa yield,nutritional quality,and farm profitability

Background:Despite high nutritional and economic value,alfalfa yield has not been improved in the United States.Soil moisture critically influences alfalfa's yield and quality,affecting its physiological processes,nutrient uptake,and stand growth.Additionally,the maturity stage at harvest can significantly impact both hay yield and quality.Thus,this study aimed to assess the effect of different soil moisture levels and harvesting times on forage yield,nutritive value,and the overall profitability of commercially cultivated alfalfa.Methods:Two conventional and three lower-lignin alfalfa varieties were planted in a randomized complete block with split plot design under drought,rainfed,and irrigation conditions in 2020 in Manhattan,Kansas,USA.The dry matter yield(DMY)and forage nutritive value were evaluated at late bud,early flowering,and 7 days after early flowering stages,respectively.Results:DMY varied with production year,soil water availability,and growth stages,with drought conditions causing a decline in DMY of 5%to 38%in the second production year.Water conditions and maturity stages influenced crude protein(CP)and in vitro dry matter digestibility(IVDMD).Higher soil moisture and advancing maturity stages negatively impacted CP,IVDMD,and relative forage quality.The study revealed net profit margins of 62%,64%,and 52%for drought-prone,rainfed,and irrigated production,respectively.Conclusions:Harvest timing and irrigation practices were found to have substantial implications for forage yield and nutritive value of alfalfa.The yield-quality trade-off differed under drought and irrigation,with early harvesting leading to lower yields but higher protein content and digestibility.The study findings provide potential guidance for improving alfalfa hay yield,quality,and profitability.

Rescuing agroforestry as strategy for agriculture in Southern Brazil

Knowledge about agricultural ecosystems, as well as about ecological and social interactions that occur in an agricultural context, is essential to promote a balanced environment for production. Incorporating the forest landscape into farming systems has promoted the development of integrated production systems such as agroforestry. However, many aspects of the relationship between farming and the forest landscape have changed since the modernization of agriculture introduced by the Green Revolution. The objectives of this review are：（1） to contribute to the understanding of the changes in cultivation strategies and in the dynamics of agricultural systems,particularly in the context of farming in Santa Catarina State, Brazil;（2） to contribute to the understanding of agroforestry systems as a strategy to reintroduce the element of forestry into agricultural production systems; and（3） to compile a list of forest plant species that could be used in agroforestry. The approach adopted in this manuscript seeks to highlight the potential of agroforestry systems to conserve natural resources and thereby to support agricultural development by connecting environmental conservation with income for farmers.

TIBETAN PIGS IN NYINGCHI BRING WEALTH TO VILLAGERS

Nyingchi City situated at the southeast of Tibet is known for its Tibetan pigs,selling pork contributes a key part of the villagers’family income.The pork of the Tibetan pigs is more expensive than the common pork in the markets,because it is believed with better taste and good for health.In many Tibetan farming areas and especially in the eastern Nyingchi,normally,each family raises ten to fifteen Tibetan pigs.It is called the Tibetan pigs,because the pig breed was said to be domesticated from wild boar,according to local Tibetans.

Systems Dynamic Digraph Analysis of Scale Pig Production Development in Center China

Scale pig production is an effective approach to improve farmers＇ income. Many pig feeding villages and intensive pig farms has presented rapidly in Center China in recent years, the focus of large quantity of manure and sewage discharged by pig farms has become the leading source of pollution in vast rural areas. How to dissolve the contravention between the development of scale pig production and the serious pollution caused by swine excreta in rural area is a complex systematic problem. An approach named Systems Dynamic Digraph Analysis Approach is presented in this paper. And the approach is applied to analyze the scale pig breeding system in small hill watershed area systematically. A case of Pingxiang Taihua pig farm in the west region of Jinggang Mountain, which is a typical intensive pig farm in small hill watershed area in Center China, was studied, after the systematical analyses with its system dynamic digraph, three common management policies are presented at the end of the paper.