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Study on financial loss and its adjustment in earthquake insurance
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作者 刘如山 王自法 朱敏 《Acta Seismologica Sinica(English Edition)》 EI CSCD 2006年第2期207-216,共10页
In the paper, we briefly introduce the development and present situation of earthquake insurance in China and foreign countries, and the evaluation of earthquake losses on the basis of seismic risk and structural vuln... In the paper, we briefly introduce the development and present situation of earthquake insurance in China and foreign countries, and the evaluation of earthquake losses on the basis of seismic risk and structural vulnerability analyses. The emphasis is given to the probabilistic density function of earthquake loss adjustment for a single building under the given insurance policy and the overall variance of estimated earthquake losses aggregated from various locations with keen interest in the insurance industries. The correlation coefficient for the damages among single structures in the United States is also introduced to interpret the risk of loss concentration in the earthquake insurance. The paper provides a scientific basis for adjusting earthquake loss and premium rate, and it also provides a useful reference for the application and expansion of earthquake insurance in China. 展开更多
关键词 earthquake insurance financial loss adjustment policy adjustment distribution correlation coefficient
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A study of cooperation processes in multi-agent systems of storm surge disaster
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作者 YIN Jiatong SHI Xiaoxiao +1 位作者 YAN Zhanghui LI Cheng 《Marine Science Bulletin》 2022年第2期84-96,共13页
Collaborative governance mechanism is a public management process that emphasizes the establishment of trust relationship between various subjects within the government and between multiple subjects such as the govern... Collaborative governance mechanism is a public management process that emphasizes the establishment of trust relationship between various subjects within the government and between multiple subjects such as the government and non-government based on the needs of the interest community,so as to achieve the advantages of collaborative governance.It is an important measure to improve the national storm surge disaster management system and realize the modernization of disaster management capacity.It is also the trend of the government to improve public management.Based on the results of relevant national bulletins,the storm surge disaster is selected which is the most characteristic of Marine disasters in the scope of marine public management.We select Zhejiang Province as the research area,which is heavily affected by storm surge disaster.Based on the case subjects of previous major storm surge disasters in Zhejiang Province,we analyze the specific measures taken by relevant subjects to deal with storm surge disasters.This paper presents the current situation of the participants and the cooperation problems among the participants,finds out the causes of the problems,studies and puts forward countermeasures and suggestions for the coordination management among the participants,provides certain ideas for further developing the disaster prevention and reduction and emergency management of storm surge disasters in coastal areas in order to improve the understanding of multiple subjects on the emergency management of storm surge disasters. 展开更多
关键词 cooperative governance storm surge disaster financial losses
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