China has entered the aging society, due to the imperfect national endowment insurance system, the traditional pension mode can no longer meet the needs of old people, so that the family pension and social pension are...China has entered the aging society, due to the imperfect national endowment insurance system, the traditional pension mode can no longer meet the needs of old people, so that the family pension and social pension are facing tremendous pressure. In this paper, firstly, explaining the concept of the housing endowment, and summarizing the feasibility and necessity of the housing endowment. Then through the investigation and the analysis of SPSS data, with the housing endowment in the United States and Singapore' success, summing up what our country should do to make improvements, and then we will induce the current situation and predicament of the housing endowment in Nanjing. Finally, we can put forward relevant countermeasures and suggestions by the feasibility to the reality to Nanjing city in the future.展开更多
As China has entered the aging society, the social and family are facing an increasing pressure in pension system. To explore diversified pension model for China has become the key to solve this problem. In 2013 the s...As China has entered the aging society, the social and family are facing an increasing pressure in pension system. To explore diversified pension model for China has become the key to solve this problem. In 2013 the state council issued an document named Opinions to Speed Up the Derelopment of Pension Services, which clearly put forward that the government should promote the elderly housing reverse mortgage endowment insurance pilot ". "To implement housing endowment", practiced successfully in European and American countries, has proved a good way to solve the problem of lack of pension. This paper makes a analysis of the model, including the necessity,some practice and restricting factors promoting in our country, so as to explore countermeasures and Suggestions of the feasibility.展开更多
文摘China has entered the aging society, due to the imperfect national endowment insurance system, the traditional pension mode can no longer meet the needs of old people, so that the family pension and social pension are facing tremendous pressure. In this paper, firstly, explaining the concept of the housing endowment, and summarizing the feasibility and necessity of the housing endowment. Then through the investigation and the analysis of SPSS data, with the housing endowment in the United States and Singapore' success, summing up what our country should do to make improvements, and then we will induce the current situation and predicament of the housing endowment in Nanjing. Finally, we can put forward relevant countermeasures and suggestions by the feasibility to the reality to Nanjing city in the future.
文摘As China has entered the aging society, the social and family are facing an increasing pressure in pension system. To explore diversified pension model for China has become the key to solve this problem. In 2013 the state council issued an document named Opinions to Speed Up the Derelopment of Pension Services, which clearly put forward that the government should promote the elderly housing reverse mortgage endowment insurance pilot ". "To implement housing endowment", practiced successfully in European and American countries, has proved a good way to solve the problem of lack of pension. This paper makes a analysis of the model, including the necessity,some practice and restricting factors promoting in our country, so as to explore countermeasures and Suggestions of the feasibility.