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BanTech引领消费金融升级服务需求的策略建议 被引量:2
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作者 梁环忠 《天津商务职业学院学报》 2018年第3期25-34,共10页
消费已成为带动经济增长的首要动力,消费金融的升级服务需求已迫在眉睫,基于端、网、云要素,聚焦于组件化、自动化、智能化、跨界协作化的高科技银行的迭代创新被推向峰谷浪尖。为满足消费信贷需求的多元化与支付结算需求的场景化,满足... 消费已成为带动经济增长的首要动力,消费金融的升级服务需求已迫在眉睫,基于端、网、云要素,聚焦于组件化、自动化、智能化、跨界协作化的高科技银行的迭代创新被推向峰谷浪尖。为满足消费信贷需求的多元化与支付结算需求的场景化,满足财富管理需求的专业化和服务模式需求的便捷化,商业银行在打造高科技银行的过程中,应高度重视培育精准的数据挖掘分析能力,提升智能服务和产品研发能力,发挥细分市场的竞争优势;着力提升全渠道协同服务能力,充分挖掘客户的综合价值与提高客户粘性,构造新型金融商业服务生态系统;建立明晰的组合创新机制与权责关系,建立价值回报导向的激励考核体系;全面提升智能风控管理水平,抢先获取更多的市场影响力和竞争优势。 展开更多
关键词 科技银行 消费金融 新动能 组件化 智能化
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Smart Substation Integration Technology and Its Application in Distribution Power Grid 被引量:6
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作者 Qipeng Song Wanxing Sheng +4 位作者 Lingfeng Kou Dongbo Zhao Ziping Wu Hengfu Fang Xiaolong Zhao 《CSEE Journal of Power and Energy Systems》 SCIE 2016年第4期31-36,共6页
At present,smart substations use the IEC61850 standard based on the architectural framework of three layers and two networks to realize information digitization and advanced applications.Although the smart substation ... At present,smart substations use the IEC61850 standard based on the architectural framework of three layers and two networks to realize information digitization and advanced applications.Although the smart substation offers many improvements in design,equipment manufacturing,and construction,the intelligent devices used in smart substations are costly,and are also difficult to maintain since they are dispersed within a single unit.Functionality optimization and device integration,thus,have become important issues in smart substation development.This paper presents an integrated solution and implementation process for a smart substation system.In the process layer,an integrated intelligence component is developed that functions both as an intelligent terminal and a merging unit.In the bay layer,an integrated station-area protection measurement and control master device is designed to achieve such functions as protection,monitoring,control,fault recorder,and power quality monitoring.Finally,in the station control layer,an integrated information platform is established to bring together various system functions and to promote interactive sharing.Integration technology improves the economy and practicality of the smart substation,especially in a distribution power grid. 展开更多
关键词 Equipment integration integrated intelligent components smart substation substation-area monitoring and protection three layers and two networks
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