Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a...Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a need to look at ways that can augment conventional Vehicular Management Information Systems (VMIS) in transforming business processes through Telematics. This paper aims to contextualise the role that telematics can play in transforming the Insurance Ecosystem in Zimbabwe. The main objective was to investigate the integration of Usage-Based Insurance (UBI) with vehicle tracking solutions provided by technology companies like Econet Wireless in Zimbabwe, aiming to align customer billing with individual risk profiles and enhance the synergy between technology and insurance service providers in the motor insurance ecosystem. A triangulation through structured interviews, questionnaires, and literature review, supported by Information Systems Analysis and Design techniques was conducted. The study adopted a case study approach, qualitatively analyzing the complexities of the Telematics insurance ecosystem in Zimbabwe, informed by the TOGAF framework. A case-study approach was applied to derive themes whilst applying within and cross-case analysis. Data was collected using questionnaires, and interviews. The findings of the research clearly show the importance of Telematics in modern-day insurance and the positive relationship between technology and insurance business performance. The study, therefore revealed how UBI can incentivize positive driver behavior, potentially reducing insurance premiums for safe drivers and lowering the incidence of claims against insurance companies. Future work can be done on studying the role of Telematics in combating highway crime and corruption.展开更多
Under the background of"people-oriented"thought and"green transportation",the idea of"priority for non-motor vehicles"came into being,which can improve the riding environment of non-motor...Under the background of"people-oriented"thought and"green transportation",the idea of"priority for non-motor vehicles"came into being,which can improve the riding environment of non-motor vehicle riders to a certain extent.According to the current situation of priority for non-motor vehicles in the old urban area of Nanchang,through field investigation,questionnaire investigation and interview,this study summarized the existing problems,and put forward optimization suggestions for these problems,in order to provide reference for areas with similar conditions.展开更多
With the deployment of Connected and Automated Vehicles in the coming decades,road transportation will experience a significant upheaval.CAVs(Connected and Autonomous Vehicles)have been a main emphasis of Transportati...With the deployment of Connected and Automated Vehicles in the coming decades,road transportation will experience a significant upheaval.CAVs(Connected and Autonomous Vehicles)have been a main emphasis of Transportation and the automotive sector,and the future of transportation system analysis is widely anticipated.The examination and future development of CAVs technology has been the subject of numerous researches.However,as three essential kinds of road users,pedestrians,bicyclists,and motorcyclists have experienced little to no handling.We explored the influence of CAVs on non-motorized mobility in this article and seven various issues that CAVs face in the environment.展开更多
A vehicle intelligent terminal is designed to collect vehicle state information and driver behavior information based on the application of Internet of Vehicle in the insurance industry, and data of 12 risk factors af...A vehicle intelligent terminal is designed to collect vehicle state information and driver behavior information based on the application of Internet of Vehicle in the insurance industry, and data of 12 risk factors affecting the traffic safety is extracted from the information. The Principal Component Analysis is improved and PCA based on the index significant priority is proposed, using which the data of risk factors is processed and 3 principal components are obtained as the pricing factor of the insurance industry.展开更多
Hanoi’s rapid urbanization has led to a surge in private vehicle ownership, particularly motorcycles, amidst inadequate public transportation infrastructure. Despite government efforts, many still prefer motorized tr...Hanoi’s rapid urbanization has led to a surge in private vehicle ownership, particularly motorcycles, amidst inadequate public transportation infrastructure. Despite government efforts, many still prefer motorized transport, citing mobility and safety concerns, exacerbated by insufficient pedestrian infrastructure. This study examines the motivations behind this reliance on motorized vehicles, particularly motorcycles, in Hanoi. Findings reveal safety and convenience as primary factors driving motorized transport use, especially for accessing bus stations. Economic incentives could promote non-motorized travel and public transport adoption. Policy implications highlight the importance of addressing economic factors and improving access infrastructure to manage motorized vehicle reliance and foster sustainable urban mobility in Hanoi.展开更多
The high risk of injury resulting from non-motorized vehicle(NMV)crashes has created the goal of using the 3E strategy to comprehensively improve NMV safety.Traditional safety improvement methods identify hot zones ge...The high risk of injury resulting from non-motorized vehicle(NMV)crashes has created the goal of using the 3E strategy to comprehensively improve NMV safety.Traditional safety improvement methods identify hot zones generally by crash frequency or density,which is effective for roadway engineering improvements but neglects characteristics related to other improvements such as safety education.As safety education would be more effective if targeted at the residences of crash-involved road users,the traditional approach to hot zones may therefore provide biased results for such alternative countermeasures.After confirming that 77.17%of NMV crashes occurred outside the involved riders’areas of residence,this study compared the differences between the locations of crashes and the residences of NMV crash-involved riders in safety influencing factors and hot zone identification.A Poisson lognormal bivariate conditional autoregressive(PLN-BCAR)model was developed to account for potential correlations between crashes and involved riders.The model was compared with the univariate Poisson lognormal conditional autoregressive(UPLN-CAR)model and the bivariate Poisson lognormal conditional autoregressive(BPLNCAR)model;the PLN-BCAR model outperformed the other two models in its better interpretation of the influencing factors and its more efficient parameter estimation.Model results indicated that crashes were mainly associated with roadway and land use characteristics,while involved road users were mainly associated with socioeconomic and land use characteristics.The potential for safety improvement method was adopted to identify hot zones for countermeasure implementation.Results showed over 60%of the identified hot zones were inconsistent:they needed improvement in either engineering or education but not both.These findings can help target the type of improvement to better utilize resources for NMV safety.展开更多
文摘Zimbabwe has witnessed the evolution of Information Communication Technology (ICT). The vehicle population soared to above 1.2 million hence rendering the Transport and Insurance domains complex. Therefore, there is a need to look at ways that can augment conventional Vehicular Management Information Systems (VMIS) in transforming business processes through Telematics. This paper aims to contextualise the role that telematics can play in transforming the Insurance Ecosystem in Zimbabwe. The main objective was to investigate the integration of Usage-Based Insurance (UBI) with vehicle tracking solutions provided by technology companies like Econet Wireless in Zimbabwe, aiming to align customer billing with individual risk profiles and enhance the synergy between technology and insurance service providers in the motor insurance ecosystem. A triangulation through structured interviews, questionnaires, and literature review, supported by Information Systems Analysis and Design techniques was conducted. The study adopted a case study approach, qualitatively analyzing the complexities of the Telematics insurance ecosystem in Zimbabwe, informed by the TOGAF framework. A case-study approach was applied to derive themes whilst applying within and cross-case analysis. Data was collected using questionnaires, and interviews. The findings of the research clearly show the importance of Telematics in modern-day insurance and the positive relationship between technology and insurance business performance. The study, therefore revealed how UBI can incentivize positive driver behavior, potentially reducing insurance premiums for safe drivers and lowering the incidence of claims against insurance companies. Future work can be done on studying the role of Telematics in combating highway crime and corruption.
文摘Under the background of"people-oriented"thought and"green transportation",the idea of"priority for non-motor vehicles"came into being,which can improve the riding environment of non-motor vehicle riders to a certain extent.According to the current situation of priority for non-motor vehicles in the old urban area of Nanchang,through field investigation,questionnaire investigation and interview,this study summarized the existing problems,and put forward optimization suggestions for these problems,in order to provide reference for areas with similar conditions.
文摘With the deployment of Connected and Automated Vehicles in the coming decades,road transportation will experience a significant upheaval.CAVs(Connected and Autonomous Vehicles)have been a main emphasis of Transportation and the automotive sector,and the future of transportation system analysis is widely anticipated.The examination and future development of CAVs technology has been the subject of numerous researches.However,as three essential kinds of road users,pedestrians,bicyclists,and motorcyclists have experienced little to no handling.We explored the influence of CAVs on non-motorized mobility in this article and seven various issues that CAVs face in the environment.
基金Supported by National Natural Science Foundation of China (61370088)National Electronic Information Industry Development Fund Project of China (No.[2011]506)+1 种基金Topic of the Ministry of Education about Humanities and Social Sciences of China (No.12JDGC007)International Scientific and Technological Cooperation Projects of China (No.2012DFB10060)
文摘A vehicle intelligent terminal is designed to collect vehicle state information and driver behavior information based on the application of Internet of Vehicle in the insurance industry, and data of 12 risk factors affecting the traffic safety is extracted from the information. The Principal Component Analysis is improved and PCA based on the index significant priority is proposed, using which the data of risk factors is processed and 3 principal components are obtained as the pricing factor of the insurance industry.
文摘Hanoi’s rapid urbanization has led to a surge in private vehicle ownership, particularly motorcycles, amidst inadequate public transportation infrastructure. Despite government efforts, many still prefer motorized transport, citing mobility and safety concerns, exacerbated by insufficient pedestrian infrastructure. This study examines the motivations behind this reliance on motorized vehicles, particularly motorcycles, in Hanoi. Findings reveal safety and convenience as primary factors driving motorized transport use, especially for accessing bus stations. Economic incentives could promote non-motorized travel and public transport adoption. Policy implications highlight the importance of addressing economic factors and improving access infrastructure to manage motorized vehicle reliance and foster sustainable urban mobility in Hanoi.
基金the International Science and Technology Cooperation Programme of China(2017YFE0134500)。
文摘The high risk of injury resulting from non-motorized vehicle(NMV)crashes has created the goal of using the 3E strategy to comprehensively improve NMV safety.Traditional safety improvement methods identify hot zones generally by crash frequency or density,which is effective for roadway engineering improvements but neglects characteristics related to other improvements such as safety education.As safety education would be more effective if targeted at the residences of crash-involved road users,the traditional approach to hot zones may therefore provide biased results for such alternative countermeasures.After confirming that 77.17%of NMV crashes occurred outside the involved riders’areas of residence,this study compared the differences between the locations of crashes and the residences of NMV crash-involved riders in safety influencing factors and hot zone identification.A Poisson lognormal bivariate conditional autoregressive(PLN-BCAR)model was developed to account for potential correlations between crashes and involved riders.The model was compared with the univariate Poisson lognormal conditional autoregressive(UPLN-CAR)model and the bivariate Poisson lognormal conditional autoregressive(BPLNCAR)model;the PLN-BCAR model outperformed the other two models in its better interpretation of the influencing factors and its more efficient parameter estimation.Model results indicated that crashes were mainly associated with roadway and land use characteristics,while involved road users were mainly associated with socioeconomic and land use characteristics.The potential for safety improvement method was adopted to identify hot zones for countermeasure implementation.Results showed over 60%of the identified hot zones were inconsistent:they needed improvement in either engineering or education but not both.These findings can help target the type of improvement to better utilize resources for NMV safety.
