For a long time, private lending is the main channel for SME financing, and play an important role in solving the problem of SME financing.In addition,private lending also promotes the operation of private capital,whi...For a long time, private lending is the main channel for SME financing, and play an important role in solving the problem of SME financing.In addition,private lending also promotes the operation of private capital,which is conducive to the development of the national economy.This paper expound the development status of private lending, based on analysis of the SWOT, analyzing the strengths and weaknesses of private lending and private lending opportunities and challenges in the process of legalization.In the end of this paper, the author proposes appropriate coping strategies to solve threats and weaknesses that may exist for the development of private lending.展开更多
Nowadays, the policy of encouraging the development of SMEs, starting a business has become a popular choice for many people. Alongside entrepreneurial talent, the legal environment and system design are also very sig...Nowadays, the policy of encouraging the development of SMEs, starting a business has become a popular choice for many people. Alongside entrepreneurial talent, the legal environment and system design are also very significant for SMEs' surviving. This Article provides the successful experiences of SMEs in YIWU, including raising sufficient capital from private finance, highly autonomous forms of enterprise, as well as thinking highly of intellectual property. This article analyses the current problems of SMEs from both legal and economic perspectives, and gives three proposals: legalising underground lending system and creating private banks, introducing the Limited Liability Company into China, and providing the road for transforming intellectual property rights into easily realisable interests, for the purpose of building a more advantageous developing environment for SMEs.展开更多
文摘For a long time, private lending is the main channel for SME financing, and play an important role in solving the problem of SME financing.In addition,private lending also promotes the operation of private capital,which is conducive to the development of the national economy.This paper expound the development status of private lending, based on analysis of the SWOT, analyzing the strengths and weaknesses of private lending and private lending opportunities and challenges in the process of legalization.In the end of this paper, the author proposes appropriate coping strategies to solve threats and weaknesses that may exist for the development of private lending.
文摘Nowadays, the policy of encouraging the development of SMEs, starting a business has become a popular choice for many people. Alongside entrepreneurial talent, the legal environment and system design are also very significant for SMEs' surviving. This Article provides the successful experiences of SMEs in YIWU, including raising sufficient capital from private finance, highly autonomous forms of enterprise, as well as thinking highly of intellectual property. This article analyses the current problems of SMEs from both legal and economic perspectives, and gives three proposals: legalising underground lending system and creating private banks, introducing the Limited Liability Company into China, and providing the road for transforming intellectual property rights into easily realisable interests, for the purpose of building a more advantageous developing environment for SMEs.