Recently, Islamic banks have been presented as an alternative to conventional banks. Indeed, Islamic banks have proved their worth during the 2009 crisis. They are known like an ethical bank. In Tunisia, only three Is...Recently, Islamic banks have been presented as an alternative to conventional banks. Indeed, Islamic banks have proved their worth during the 2009 crisis. They are known like an ethical bank. In Tunisia, only three Islamic banks exist. Even the conventional banks are interested to offer Islamic banking products and services; they are called Islamic banking window. This paper aims to determine the level of acceptance of Islamic banking window on Tunisian consumers and the impact of the social professional category on it. The research questions as follows： Are the consumers familiar with the financial Islamic products？ Did they perceive any differences between conventional and Islamic financial products？ What are the levels of acceptance of an Islamic banking product offered by a conventional bank？ In this respect, a questionnaire was administrated to a sample size of 120 people constituted of 54% men and 46% women from Tunis City. Three types of social professional category are found： 62% employee, 32% senior, and 6% profession. The data were processed by SPSS 21. The results showed that the majority of the respondents have a lack of knowledge of the Islamic banking products. The majority of the respondents don＇t see any differences between the product name of conventional and Islamic banking products. The acceptance level of an Islamic banking product offered by a conventional bank is very satisfying, 53% of the respondents are certain to purchase an Islamic banking product from a conventional bank and 42% are not sure. Only 5% refused.展开更多
Social computing and online groups have accompanied in a new age of the network, where information, networking and communication technologies are enabling systematized human efforts in primarily innovative ways. The s...Social computing and online groups have accompanied in a new age of the network, where information, networking and communication technologies are enabling systematized human efforts in primarily innovative ways. The social network communities working on various social network domains face different hurdles, including various new research studies and challenges in social computing. The researcher should try to expand the scope and establish new ideas and methods even from other disciplines to address the various challenges. This idea has diverse academic association, social links and technical characteristics. Thus it offers an ultimate opportunity for researchers to find out the issues in social computing and provide innovative solutions for conveying the information between social online groups on network computing. In this research paper we investigate the different issues in social media like users’ privacy and security, network reliabilities, and desire data availability on these social media, users’ awareness about the social networks and problems faced by academic domains. A huge number of users operated the social networks for retrieving and disseminating their real time and offline information to various places. The information may be transmitted on local networks or may be on global networks. The main concerns of users on social media are secure and fast communication channels. Facebook and YouTube both claimed for efficient security mechanism and fast communication channels for multimedia data. In this research a survey has been conducted in the most populated cities where a large number of Facebook and YouTube users have been found. During the survey several regular users indicate the certain potential issues continuously occurred on these social web sites interfaces, for example unwanted advertisement, fake IDS, uncensored videos and unknown friend request which cause the poor speed of channel communication, poor uploading and downloading data speed, channel interferences, security of data, privacy of users, integrity and reliability of user communication on these social sites. The major issues faced by active users of Facebook and YouTube have been highlighted in this research.展开更多
文摘Recently, Islamic banks have been presented as an alternative to conventional banks. Indeed, Islamic banks have proved their worth during the 2009 crisis. They are known like an ethical bank. In Tunisia, only three Islamic banks exist. Even the conventional banks are interested to offer Islamic banking products and services; they are called Islamic banking window. This paper aims to determine the level of acceptance of Islamic banking window on Tunisian consumers and the impact of the social professional category on it. The research questions as follows： Are the consumers familiar with the financial Islamic products？ Did they perceive any differences between conventional and Islamic financial products？ What are the levels of acceptance of an Islamic banking product offered by a conventional bank？ In this respect, a questionnaire was administrated to a sample size of 120 people constituted of 54% men and 46% women from Tunis City. Three types of social professional category are found： 62% employee, 32% senior, and 6% profession. The data were processed by SPSS 21. The results showed that the majority of the respondents have a lack of knowledge of the Islamic banking products. The majority of the respondents don＇t see any differences between the product name of conventional and Islamic banking products. The acceptance level of an Islamic banking product offered by a conventional bank is very satisfying, 53% of the respondents are certain to purchase an Islamic banking product from a conventional bank and 42% are not sure. Only 5% refused.
文摘Social computing and online groups have accompanied in a new age of the network, where information, networking and communication technologies are enabling systematized human efforts in primarily innovative ways. The social network communities working on various social network domains face different hurdles, including various new research studies and challenges in social computing. The researcher should try to expand the scope and establish new ideas and methods even from other disciplines to address the various challenges. This idea has diverse academic association, social links and technical characteristics. Thus it offers an ultimate opportunity for researchers to find out the issues in social computing and provide innovative solutions for conveying the information between social online groups on network computing. In this research paper we investigate the different issues in social media like users’ privacy and security, network reliabilities, and desire data availability on these social media, users’ awareness about the social networks and problems faced by academic domains. A huge number of users operated the social networks for retrieving and disseminating their real time and offline information to various places. The information may be transmitted on local networks or may be on global networks. The main concerns of users on social media are secure and fast communication channels. Facebook and YouTube both claimed for efficient security mechanism and fast communication channels for multimedia data. In this research a survey has been conducted in the most populated cities where a large number of Facebook and YouTube users have been found. During the survey several regular users indicate the certain potential issues continuously occurred on these social web sites interfaces, for example unwanted advertisement, fake IDS, uncensored videos and unknown friend request which cause the poor speed of channel communication, poor uploading and downloading data speed, channel interferences, security of data, privacy of users, integrity and reliability of user communication on these social sites. The major issues faced by active users of Facebook and YouTube have been highlighted in this research.
