Assessment of Compliance to Building Energy Efficiency Strategies in the Development of Housing Estates in FCC, Abuja Nigeria

Compliance to local energy efficiency strategies can significantly reduce energy consumption in buildings and promote sustainability. However, Nigeria Building Energy Efficiency Code (BEEC) seems to be just paper work without enforcement or compliance. Assessment of Compliance to Green Building Energy Efficiency Strategies in the Development of Housing Estates in FCC, Abuja Nigeria was carried out. The compliance of estate buildings to BEEC in the study area was assessed;and the aspects of the building energy efficiency strategies with more compliance were determined. Data were mainly from primary sources such as questionnaire survey, interview with key informants and observation. The study population included all estate developers and building construction professionals. Data were gathered from one hundred and fifty (150) building professionals through questionnaire administration. Data collected were analysed using Z score and ANOVA and presented in tables. Results show that only 18% of respondents agreed that building complied with BEEC, and the Z score for positive affirmation is below average score. There is a significant difference in the integration of different energy efficient management strategies in the estates’ construction at 95% confidence level. The integration of measures such as window to wall ratio and window shading’ were significantly higher than other BEEC strategies such as roof insulation and minimal air condition unit (≤EER/COP of 2.8). Thus, the development of estates in FCC Abuja did not achieve energy efficiency.

An Effective Prediction Method for Supporting Decision Making in Real Estate Area Selection

Real estate has been a dominant industry in many countries. One problem for real estate companies is determining the most valuable area before starting a new project. Previous studies on this issue mainly focused on market needs and economic prospects, ignoring the impact of natural disasters. We observe that natural disasters are important for real estate area selection because they will introduce considerable losses to real estate enterprises. Following this observation, we first develop a self-defined new indicator named Average Loss Ratio to predict the losses caused by natural disasters in an area. Then, we adopt the existing ARIMA model to predict the Average Loss Ratio of an area. After that, we propose to integrate the TOPSIS model and the Grey Prediction Model to rank the recommendation levels for candidate areas, thereby assisting real estate companies in their decision-making process. We conduct experiments on real datasets to validate our proposal, and the results suggest the effectiveness of the proposed method.

Trends in the incidence of cryptorchidism and hypospadias of registry-based data in Korea： a comparison between industrialized areas of petrochemical estates and a non-industrialized area

This study aimed to represent the recent trends in the nationwide incidence of cryptorchidism and hypospadias in Korea, and to determine whether there is evidence of spatial heterogeneity in the incidence. The incidence was calculated as the number of newly diagnosed patients （males） during the first 4 years after a live birth in a population, nationally and regionally （a non-industrialized area （Chuncheon） and petrochemical estates （Yeocheon and Ulsan））, between 2000 and 2005. The data （numerator） for new patients were acquired from the National Health Insurance Review Agency, and the data （denominator） for the resident registration population were from the National Statistical Office. Between 2000 and 2005, the national incidence of cryptorchidism and hypospadias had an increased tendency from 5.01 to 17.43 per 10 000 persons and from 1.40 to 3.28 per 10 000 persons, respectively. The incidence of cryptorchidism was significantly higher in Yeocheon （throughout the study period） and in Ulsan （2001, 2002, 2004 and 2005） than the national incidence, whereas the incidence in Chuncheon was significantly lower in 2001 and 2002. It was difficult to compare the rates of hypospadias yearly and regionally because of the small number of cases. In conclusion, the incidence of cryptorchidism has recently increased in Korea. The petrochemical estates, Yeocheon and Ulsan, had a significantly higher incidence of cyptorchidism than the national incidence, which suggests that further study is needed to obtain a more precise estimation of the trends in the incidence of the anomalies and to confirm the association between petrochemicals and the anomalies.

Study on the Mediterranean-style Commercial Real Estates in Hangzhou

The Mediterranean-style commercial real estates have become increasingly popular in Hangzhou, but they are not compatible with the real Mediterranean style in humanistic connotations. By investigating and analyzing the commercial real estates in Hangzhou, the authors found that the architectural forms and landscape elements are similar with those in Mediterranean region, but the design techniques show the tendency of localization, and plant landscapes and regional cultural characteristics are not compatible with the real Mediterranean style.

Empirical evidence on the ownership and liquidity of real estate tokens

To better understand the potential and limitations of the tokenization of real asset mar-kets,empirical studies need to examine this radically new organization of financial mar-kets.In our study,we examine the financial and economic consequences of tokenizing 58 residential rental properties in the US,particularly those in Detroit.Tokenization aims at fragmented ownership.We found that the residential properties examined have 254 owners on average.Investors with a greater than USD 5,000 investment in real estate tokens,diversify their real estate ownership across properties within and across the cities.Property ownership changes about once yearly,with more changes for proper-ties on decentralized exchanges.We report that real estate token prices move accord-ing to the house price index;hence,investing in real estate tokens provides economic exposure to residential house prices.

Research on the intelligent supervision and operation platform of railway real estate

Railway real estate is the fundamental element of railway transportation production and operation.Effective management and rational utilization of railway real estate is essential for railway asset operation.Based on the investigation of the requirements of railway real estate management and operation,combined with Beidou positioning,GIS(Geographic Information System),multi-source data fusion and other cutting-edge technologies,this paper puts forward the multi-dimensional dynamic statistical method of real estate information,the identification method of railway land occupation and the comprehensive evaluation method of real estate development and utilization potential,and build the railway real estate supervision and operation platform,design the function of the platform,so as to provide intelligent solutions for the railway real estate operation.

Prioritizing real estate enterprises based on credit risk assessment:an integrated multi‑criteria group decision support framework

Credit risk assessment involves conducting a fair review and evaluation of an assessed subject’s solvency and creditworthiness.In the context of real estate enterprises,credit risk assessment provides a basis for banks and other financial institutions to choose suitable investment objects.Additionally,it encourages real estate enterprises to abide by market norms and provide reliable information for the standardized management of the real estate industry.However,Chinese real estate companies are hesitant to disclose their actual operating data due to privacy concerns,making subjective evalu-ation approaches inevitable,occupying important roles in accomplishing Chinese real estate enterprise credit risk assessment tasks.To improve the normative and reliability of credit risk assessment for Chinese real estate enterprises,this study proposes an integrated multi-criteria group decision-making approach.First,a credit risk assessment index for Chinese real estate enterprises is established.Then,the proposed framework combines proportional hesitant fuzzy linguistic term sets and preference ranking organization method for enrichment evaluation II methods.This approach is suitable for processing large amounts of data with high uncertainty,which is often the case in credit risk assessment tasks of Chinese real estate enterprises involving massive subjec-tive evaluation information.Finally,the proposed model is validated through a case study accompanied by sensitivity and comparative analyses to verify its rationality and feasibility.This study contributes to the research on credit assessment for Chinese real estate enterprises and provides a revised paradigm for real estate enterprise credit risk assessment.

Architecting the Metaverse: Blockchain and the Financial and Legal Regulatory Challenges of Virtual Real Estate

There has been disagreement over the value of purchasing space in the metaverse, but many businesses including Nike, The Wendy’s Company, and McDonald’s have jumped in headfirst. While the metaverse land rush has been called an “illusion” given underdeveloped infrastructure, including inadequate software and servers, and the potential opportunities for economic and legal abuse, the “real estate of the future” shows no signs of slowing. While the current virtual space of the metaverse is worth $6.30 billion, that is expected to grow to $84.09 billion by the end of 2028. But the long-term legal and regulatory considerations of capitalizing on the investment, as well as the manner in which blockchain technology can secure users’ data and digital assets, has yet to be properly investigated. With the metaverse still in a conceptual phase, building a new 3D social environment capable of digital transactions will represent most of the initial investment in time in human capital. Digital twin technologies, already well-established in industry, will be ported to support the need to architect and furnish the new digital world. The return on and viability of investing in the “real estate of the future” raises questions fundamental to the success or failure of the enterprise. As such this paper proposes a novel framing of the issue and looks at the intersection where finance, technology, and law are converging to prevent another Dot-com bubble of the late 1990s in metaverse-based virtual real estate transactions. Furthermore, the paper will argue that these domains are technologically feasible, but the main challenges for commercial users remain in the legal and regulatory arenas. As has been the case with the emergence of online commerce, a legal assessment of the metaverse indicates that courts will look to traditional and established legal principles when addressing issues until the enactment of federal and/or state statutes and accompanying regulations. Lastly, whereas traditional regulation of real estate would involve property law, the current legal framing of ownership of metaverse assets is governed by contract law.

Convenience Analysis of Public Service Facilities in the Walking Circle of Urban Housing Estates

A walkable urban built environment with convenient facilities is the key to improve the living quality of urban residents and build a livable city in the new era.Taking each urban housing estate as the center and based on walking accessibility,the walking circle of housing estates was constructed.Taking the six functional systems of convenient shopping,catering service,fi nancial service,scientifi c research and education,leisure and entertainment,and medical service as evaluation factors,and considering the actual frequency of residents’use of various public service facilities and the reduction of walking,the convenience evaluation system of public service facilities was established.Taking the urban built environment within the Second Ring Road of Shijiazhuang City,Hebei Province as an example,it is found that the convenience of public service facilities in the walking circle of housing estates within the Second Ring Road presented a circular layer distribution of“low outside and high inside”.This study will provide the reference for urban renewal and renovation and improvement of facilities.

A Concept about Guide on Hazards for the Real Estate Business-An Example from Bulgaria

The paper is a part of wider investigation related to the application of basic sciences to the sustainable development of society.It deals with the presentation of knowledge to the real estate(fast growing business)about the local natural and man-made hazards in the near vicinity of any structure(inhabitant,recreation area,land,etc.)and their influence to the social safety and human comfort of life.The structure,necessary information and knowledge base for visible or hidden hazards about a guide for the real estate business is included.An example of application the knowledge about seismic hazard and related phenomena simplified to be more available to the non-specialists(such as real estate agents and companies)targeted to Sofia(the largest urban center and capital of Bulgaria)can attract and improve the learning abilities of the real estate for the society’s sake.

A Review of Domestic and Foreign Research on Real Estate Financial Management

With the tightening of house purchase policies in recent years, the introduction of financial and land restriction policies, as well as the impact of the COVID-19 pandemic, real estate bombshells are common. Real estate is in the critical stage of transformation and upgrading, and industrial development is facing dire challenges and pressure for survival. As an important part of enterprise management, financial management is directly related to the success or failure of enterprise development. Facing the financial risks emerging in the financial management of the real estate industry at this stage, this review begins from financial management personnel training, investment calculation management, budget management, and asset management in the effort of optimizing the real estate financial management operating mechanism under the new situation and ensuring the healthy and stable development of real estate enterprises, while maintaining core competitiveness.

Examining the Impact Factors and Strategies to Mitigate Economic Fluctuation in the Real Estate Sector

With the continuous growth of the economy and the rapid pace of urbanization,the real estate sector has assumed an increasingly substantial role within the national economy.Ensuring the stable and sustainable development of the real estate sector to maximize its societal and economic contributions has become a pressing issue.China,presently engaged in an extensive urbanization drive,places real estate development and sales as pivotal components in the broader real estate industry,significantly impacting the overall functionality of the real estate market.Real estate,being a comprehensive system encompassing land,housing,infrastructure,and other key elements,exerts a profound influence on people’s basic needs such as shelter,sustenance,and daily living.Its evolution directly shapes the trajectory of the national economy and social stability.Therefore,to foster the consistent and robust growth of China’s real estate economy,it is necessary to implement effective measures that entail a systematic and thorough analysis of the factors responsible for the fluctuations in China’s real estate economy.

基于中介服务视角的房地产业数字化转型研究——以贝壳找房数字化模式为案例

数字化技术在房地产业业务活动、商业模式、产业生态等不同场景中逐步得到应用,特别是房地产中介服务业数字化、平台化成为房地产业数字化转型的一种典型与代表。与此同时,房地产业数字化转型仍然面临着技术、人才、安全等方面的困难和挑战。为了适应数字化时代房地产业转型升级,促进经济高质量发展,本文基于对贝壳找房的走访与调研,重点梳理和总结房地产中介服务业现有的数字化应用场景和发挥的作用,分析其面临的困难和挑战,试图为房地产业数字化转型提供有价值的参考建议。

中国式现代化的合理住房制度构建

我国现行住房制度与全体人民住有所居的目标差距显著,症结在于普通商品房结构性过剩,重售轻租、重商品轻保障和供需错配的结构性矛盾突出。系统构建面向中国式现代化的合理住房制度,需要协同发挥政府和市场两种力量,以普通商品房合理调控推动实现人口规模巨大的现代化,以保障性住房合理建设推动实现全体人民共同富裕的现代化,以改善性住房合理供给推动实现人与自然和谐共生的现代化。房地产税改革将从效率、公平和治理三个维度完善合理住房制度构建。在调整中央与地方财权与事权关系的前提下,流通和保有环节的差异化课税对促进合理住房制度内部循环意义重大,并在远期推动实现物质文明与精神文明相协调的中国式现代化。

价值均衡视角下宅基地使用权继承纠纷的裁判规则构建

现阶段宅基地使用权继承纠纷解决存在司法处理态度不一、缺少统一立法规范的实践困境。根本原因在于宅基地使用权兼具身份价值和财产价值,而现有纠纷处理模式不能达成两种价值取向的均衡。鉴于此,建议适用“身份资格—房地关系”双重标准的限制继承规则作为司法裁判指引,同时明确“三权分置”背景下宅基地使用权的成员权内涵,以填补双重标准裁判规则的理论漏洞,消解新规则的内在矛盾。

房地产行业冲击下的系统性风险

房地产是当前中国最大的“灰犀牛”之一.本文首次就房地产行业冲击对我国所有行业可能造成的系统性风险影响进行了压力测试.为克服以往二维压力测试无法刻画所有行业之间联动的问题,本文提出了一种新的动态高维Copula(DHDC)宏观压力测试方法.还提出了一种新的系统性风险度量—条件市值损失(CoMVL),它结合了已有风险度量CoES和MES的优点,又融入了市值信息,从而更好地测量负向冲击的影响.利用中国18个行业的指数回报数据,基于DHDC压力测试的实证分析表明:房地产行业冲击对其他各个行业产生了广泛的不利影响,如果未来一个月内房地产行业累积收益率下跌20%,将会导致制造业、金融业、信息技术业和采矿业的市值分别下跌10.14万亿元、0.81万亿元、0.65万亿元和0.42万亿元,收益率分别下跌29.10%、7.81%、15.27%和10.92%;房地产行业冲击对一个行业造成的市值损失75%以上归结于间接影响,即房地产行业通过影响其它行业而其它行业又对目标行业造成的影响.风险溢出网络分析表明,房地产行业冲击主要通过信息技术业、采矿业、批发零售业、交运仓储业、水电煤气业和建筑业六个行业对制造业和金融业产生了不利影响.拓展分析还表明,房地产行业冲击时间越长,对其他行业产生的不利影响也就越大;而且房地产行业负向冲击产生的影响要大于同等幅度下正向冲击产生的影响,即当前稳定房地产下跌预期对防范系统性风险相对更加重要.一系列稳健性检验都证实了本文结果的可靠性.本研究对于全面理解和防范房地产行业冲击对其它各行业可能带来的系统性风险具有重要的政策指引意义.

无委托人的不动产信托的信托财产所有权转移登记

在我国应当将无委托人的不动产信托的受托人登记为作为其信托财产的不动产的所有权人;现存的关于这种不动产信托仍然以其委托人为前述不动产的登记所有权人的情形需要改变。要致使《中国信托法》能够为我国政府不动产登记机构办理前述登记提供民事实体法依据,需要将下述两项规定中的某一项增补入该法中:一项是以“无委托人的信托的信托财产权转归受托人享有”为其内容的规定,另一项是以“无委托人的信托的信托财产权置于受托人的名义之下”为其内容的规定。有可能在我国确立的只能够适用于这种不动产信托的不动产信托登记制度,应当考虑将与其适用对象相适应的下述两项规定纳入其中:第一项是记载不动产信托预先登记规则的规定,第二项是关于其适用能够将这种不动产信托的受托人置于由法律作为其信托财产的不动产设定的义务的承担者的地位的规定。

非对称信息视角下中国区域金融风险的影响机制

本文基于委托代理理论,构建非对称信息视角下中国区域金融风险影响机制的分析框架,并采用TVP-SV-VAR模型探究不同地区区域内金融风险影响机制的异质性。研究表明,非对称信息下金融系统委托代理行为致使商业银行存在信贷配给,资金倾斜助长了地方债扩张和房地产泡沫累积,一旦债务违约及泡沫破裂造成大量银行不良资产积聚,将引发区域金融风险。异质性研究发现,经济发达地区中房地产泡沫是区域金融风险形成的主导因素;经济次发达地区中地方政府过度举债是引致区域金融风险的主要冲击;而经济欠发达地区的区域金融风险是地方政府过度举债与房地产泡沫共同作用所致。国家金融监督管理总局应严控商业银行信贷资金流向,并对地方债扩张和房地产泡沫等区域金融风险影响因素实行“属性+对策”的差异化监管,构建风险治理的区域协作平台,提高区域金融风险的防范处置能力。

民政部门担任遗产管理人的困境与法律对策研究

遗产管理人是《民法典》规定的新制度,民政部门作为兜底主体担任遗产管理人是我国法律制度上的一项创新。自《民法典》实施以来,各地都在积极探索民政部门担任遗产管理人的做法与经验,但由于缺乏配套性、操作性、实施性的具体规定,导致民政部门工作中产生许多困惑与问题,影响民政部门遗产管理职能的发挥与落地。应当通过制定立法解释,完善司法解释和相关规范性文件,从源头上解决裁判依据问题,进一步明确民政部门在遗产管理实务中独立的法律地位和诉讼主体地位,细化指定遗产管理人确认和启动程序在内的各项具体规则,制定遗产管理人工作操作指引,明确承担遗产管理职能的内设机构、职责、人员、编制和经费,并加快专业人才的培养步伐,使这一新制度能够落地落实,实现《民法典》的立法宗旨。

我国住房制度演进历程:成效、问题及改革

本文回顾了我国住房制度从福利分房到市场化改革的基本历程。在此基础上,对改革的成效、深化改革的建议作了阐述。回顾历史表明,在坚持市场化和“房住不炒”的总体原则下,无论是“九八”房改提出的基于不同收入人群的分类供给思路,还是党的十九大提出的多主体供应、多渠道保障、租购并举的住房制度,改革的目标都是住房供应体系的多层次、广覆盖、可持续,实现方式都是围绕这一住房制度,在土地、财税、金融等方面的综合配套,系统推进。