Novel Early-Warning Model for Customer Churn of Credit Card Based on GSAIBAS-Cat Boost

As the banking industry gradually steps into the digital era of Bank 4.0,business competition is becoming increasingly fierce,and banks are also facing the problem of massive customer churn.To better maintain their customer resources,it is crucial for banks to accurately predict customers with a tendency to churn.Aiming at the typical binary classification problem like customer churn,this paper establishes an early-warning model for credit card customer churn.That is a dual search algorithm named GSAIBAS by incorporating Golden Sine Algorithm(GSA)and an Improved Beetle Antennae Search(IBAS)is proposed to optimize the parameters of the CatBoost algorithm,which forms the GSAIBAS-CatBoost model.Especially,considering that the BAS algorithm has simple parameters and is easy to fall into local optimum,the Sigmoid nonlinear convergence factor and the lane flight equation are introduced to adjust the fixed step size of beetle.Then this improved BAS algorithm with variable step size is fused with the GSA to form a GSAIBAS algorithm which can achieve dual optimization.Moreover,an empirical analysis is made according to the data set of credit card customers from Analyttica official platform.The empirical results show that the values of Area Under Curve(AUC)and recall of the proposedmodel in this paper reach 96.15%and 95.56%,respectively,which are significantly better than the other 9 common machine learning models.Compared with several existing optimization algorithms,GSAIBAS algorithm has higher precision in the parameter optimization for CatBoost.Combined with two other customer churn data sets on Kaggle data platform,it is further verified that the model proposed in this paper is also valid and feasible.

Wild soybean(Glycine soja)transcription factor GsWRKY40 plays positive roles in plant salt tolerance

Wild soybean(Glycine soja),a relative of cultivated soybean,shows high adaptability to adverse environmental conditions.We identified and characterized a wild soybean transcription factor gene,GsWRKY40,that promotes plant salt stress.GsWRKY40 was highly expressed in wild soybean roots and was up-regulated by salt treatment.GsWRKY40 was localized in nucleus and demonstrated DNA-binding activities but without transcriptional activation.Mutation and overexpression of GsWRKY40 altered salt tolerance of Arabidopsis plants.To understand the molecular mechanism of GsWRKY40 in regulating plant salt resistance,we screened a cDNA library and identified a GsWRKY40 interacting protein GsbHLH92 by using yeast two-hybrid approach.The physical interaction of GsWRKY40 and GsbHLH92 was confirmed by co-immunoprecipitation(co-IP),GST pull-down,and bimolecular fluorescence complementation(BiFC)techniques.Intriguingly,co-overexpression of GsWRKY40 and GsbHLH92 resulted in higher salt tolerance and lower ROS levels than overexpression of GsWRKY40 or GsbHLH92 in composite soybean plants,suggesting that GsWRKY40 and GsbHLH92 may synergistically regulate plant salt resistance through inhibiting ROS production.qRT-PCR data indicated that the expression level of GmSPOD1 gene encoding peroxidase was cooperatively regulated by GsWRKY40 and GsbHLH92,which was confirmed by using a dual luciferase report system and yeast one-hybrid experiment.Our study reveals a pathway that GsWRKY40 and GsbHLH92 collaboratively up-regulate plant salt resistance through impeding GmSPOD1 expression and reducing ROS levels,providing a novel perspective on the regulatory mechanisms underlying plant tolerance to abiotic stresses.

Wild Gibbon Optimization Algorithm

Complex optimization problems hold broad significance across numerous fields and applications.However,as the dimensionality of such problems increases,issues like the curse of dimensionality and local optima trapping also arise.To address these challenges,this paper proposes a novel Wild Gibbon Optimization Algorithm(WGOA)based on an analysis of wild gibbon population behavior.WGOAcomprises two strategies:community search and community competition.The community search strategy facilitates information exchange between two gibbon families,generating multiple candidate solutions to enhance algorithm diversity.Meanwhile,the community competition strategy reselects leaders for the population after each iteration,thus enhancing algorithm precision.To assess the algorithm’s performance,CEC2017 and CEC2022 are chosen as test functions.In the CEC2017 test suite,WGOA secures first place in 10 functions.In the CEC2022 benchmark functions,WGOA obtained the first rank in 5 functions.The ultimate experimental findings demonstrate that theWildGibbonOptimization Algorithm outperforms others in tested functions.This underscores the strong robustness and stability of the gibbonalgorithm in tackling complex single-objective optimization problems.

Clinicopathological alterations in wild mammals from the reservoir system of Trypanosoma cruzi:a scoping review

Trypanosoma cruzi is the etiologic agent of Chagas disease.This flagellated protozoan is transmitted to humans as well as different species of domestic and wild animals via vectors from the Reduviidae family(known as"kissing bugs").Despite the fact that hundreds of species of wild mammals are part of the reservoir system,the morphologi-cal changes and clinical manifestations resulting from the pathogenesis of the infection have been largely neglected.The aim of this review is to systematically compile the available information regarding clinicopathological altera-tions in wild mammals due to natural infection by T.cruzi.Information was obtained from six online bibliographic data search platforms,resulting in the identification of 29 publications that met the inclusion criteria.Mortality was the most common clinical manifestation,cardiac damage was the main finding at necropsy,and lymphoplas-macytic inflammation was the most frequent microscopic injury.Thus,regardless of its role as a reservoir,T.cruzi has the potential to affect the health status of wild mammals,a situation that highlights the need for further research to analyze,measure,and compare its effects at both the individual and population levels.

Comparative Study of Genetic Structure and Genetic Diversity betweenWild and Cultivated Populations of Taxus cuspidata,Northeast China

Taxus cuspidata is a rare plant with important medicinal and ornamental value.Aiming at the obvious differences between wild and cultivated populations of T.cuspidata from Northeast China,a total of 61 samples,that is,33 wild yews and 28 cultivated yews were used to analyze the differences and correlations of the kinship,genetic diversity,and genetic structure between them by specific length amplified fragment sequencing(SLAF-seq).Finally,470725 polymorphic SLAF tags and 58622 valid SNP markers were obtained.Phylogenetic analysis showed that 61 samples were classified into 2 clusters:wild populations and cultivated populations,and some wild yews were categorized into the cultivated populations;the genetic diversity analysis showed that the Nei diversity index of wild populations(0.4068)was smaller than that of cultivated populations(0.4414),and the polymorphic information content(PIC)of wild populations(0.2861)was smaller than that of cultivated populations(0.3309).The genetic differentiation analysis showed that the total populations of gene diversity(H_(t))of cultivated and wild populations were respectively 0.8159 and 0.5685,the coefficient of gene differentiation(G_(st))of cultivated and wild populations was respectively 0.3021 and 0.1068,and the gene flow(N_(m))(2.4967)of wild populations was larger than cultivated populations(0.8199).The molecular variance(AMOVA)revealed that inter-population variation accounted for 29.57%of the total genetic variation,while intra-population variation accounted for 70.42% of the total genetic variation(p<0.001),this suggested that the genetic variation in the T.cuspidata is mainly attributed to within-population factors.In conclusion,the genetic distance between geographical ecological groups of wild populations was generally smaller than that of cultivated populations,and the degree of genetic diversity and genetic differentiation was smaller than that of cultivated populations.As evident,the utilization of SLAF-seq technology enables efficient and accurate development of SNP markers suitable for genetic analysis of T.cuspidata species.These developed SNP markers can provide a molecular foundation for T.cuspidata breeding,construction of genetic maps,variety identification,and association analysis of agronomic traits.

A Germplasm Resource Repository:The Book Review of Illustrated Flora of Food Crops and Their Wild Related Plants in China

Illustrated Flora of Food Crops and Their Wild Related Plants in China systematically examines the botanical and morphological characteristics of China's major food crops,such as rice,wheat,corn,sweet potato,potato,mung bean,and buckwheat.Featuring more than 5000 color photos and 200 line drawings,it offers a comparative study that highlights the kinship and internal connections between cultivated and wild species.The book is an invaluable resource for breeders,offering a comprehensive morphological and genetic database that aids in the development of high-yielding,high-quality,and disease-resistant crop varieties.

Comprehensive Evaluation of Application Value of Wild Flower Resources in Flower Border in Hefei City

In order to further understand and better develop and utilize wild flower resources in Hefei City,a comprehensive evaluation model of landscape value of wild flowers in the application of flower border was constructed by field investigation and analytic hierarchy process(AHP).The application value of wild flowers in Hefei was evaluated by selecting evaluation indicators from three aspects of ornamental value,adaptability and resource potential.

Lightning in a Forest (Wild) Fire: Mechanism at the Molecular Level

The mechanism of lightning that ignites a forest fire and the lightning that occurs above a forest fire are explained at the molecular level. It is based on two phenomena, namely, internal charge separation inside the atmospheric cloud particles and the existence of a layer of positively charged hydrogen atoms sticking out of the surface of the liquid layer of water on the surface of rimers. Strong turbulence-driven collisions of the ice particles and water droplets with the rimers give rise to breakups of the ice particles and water droplets into positively and negatively charged fragments leading to charge separation. Hot weather in a forest contributes to the updraft of hot and humid air, which follows the same physical/chemical processes of normal lightning proposed and explained recently[1]. Lightning would have a high probability of lighting up and burning the dry biological materials in the ground of the forest, leading to a forest (wild) fire. The burning of trees and other plants would release a lot of heat and moisture together with a lot of smoke particles (aerosols) becoming a strong updraft. The condition for creating lightning is again satisfied which would result in further lightning high above the forest wild fire.

The Influence of Chuang Tsu on Oscar Wilde’s Literary Works

Oscar Wilde,the renowned British writer,was deeply influenced by Eastern culture,particularly by Chuang Tsu’s“Thought of Doing Nothing”,a Taoist concept of human conduct.Wilde not only embraced this philosophy,but also incorporated it into his literary creations and art criticism,enhancing the steadfastness of his own value judgments.

Construction of Early-warning Model for Plant Diseases and Pests Based on Improved Neural Network

By studying principles and methods related to early-warning model of plant diseases and using PSO method, parameter optimization was conducted to backward propagation neural network, and a pre-warning model for plant diseases based on particle swarm and neural network algorithm was established. The test results showed that the construction of early-warning model is effective and feasible, which will provide a via- ble model structure to establish the effective early-warning platform.

China agricultural outlook for 2015–2024 based on China Agricultural Monitoring and Early-warning System(CAMES)

The primary goal of Chinese agricultural development is to guarantee national food security and supply of major agricultural products. Hence, the scientiifc work on agricultural monitoring and early warning as wel as agricultural outlook must be strengthened. In this study, we develop the China Agricultural Monitoring and Early-warning System (CAMES) on the basis of a comparative study of domestic and international agricultural outlook models. The system is a dynamic and multi-market partial equilibrium model that integrates biological mechanisms with economic mechanisms. This system, which includes 11 categories of 953 kinds of agricultural products, could dynamical y project agricultural market supply and demand, assess food security, and conduct scenario analysis at different spatial levels, time scale levels, and macro-micro levels. Based on the CAMES, the production, consumption, and trade of the major agricultural products in China over the next decade are projected. The fol owing conclusions are drawn:i) The production of major agricultural products wil continue to grow steadily, mainly because of the increase in yield. i ) The growth of agricultural consumption wil be slightly higher than that of agricultural production. Meanwhile, a high self-sufifciency rate is expected for cereals such as rice, wheat, and maize, with the rate being stable at around 97%. i i) Agricultural trade wil continue to thrive. The growth of soybean and milk im-ports wil slow down, but the growth of traditional agricultural exports such as vegetables and fruits is expected to continue.

Deformation early-warning index for heightened gravity dam during impoundment period

The mechanical parameters of materials in a dam body and dam foundation tend to change when dams are reinforced in aging processes.It is important to use an early-warning index to reflect the safety status of dams,particularly of heightened projects in the impoundment period.Herein,a new method for monitoring the safety status of heightened dams is proposed based on the deformation monitoring data of a dam structure,a statistical model,and finite-element numerical simulation.First,a fast optimization inversion method for estimation of dam mechanical parameters was developed,which used the water pressure component extracted from a statistical model,an improved inversion objective function,and a genetic optimization iterative algorithm.Then,a finite element model of a heightened concrete gravity dam was established,and the deformation behavior of the dam with rising water levels in the impoundment period was simulated.Subsequently,mechanical parameters of aged dam parts were calculated using the fast optimization inversion method with simulated deformation and the water pressure deformation component obtained by the statistical model under the same conditions of water pressure change.Finally,a new earlywarning index of dam deformation was constructed by means of the forward-simulated deformation and other components of the statistical model.The early-warning index is useful for forecasting dam deformation under different water levels,especially high water levels.

Data Processing Model of Coalmine Gas Early-Warning System

The data processing mode is vital to the performance of an entire coalmine gas early-warning system, especially in real-time performance. Our objective was to present the structural features of coalmine gas data, so that the data could be processed at different priority levels in C language. Two different data processing models, one with priority and the other without priority, were built based on queuing theory. Their theoretical formulas were determined via a M/M/I model in order to calculate average occupation time of each measuring point in an early-warning program. We validated the model with the gas early-warning system of the Huaibei Coalmine Group Corp. The results indicate that the average occupation time for gas data processing by using the queuing system model with priority is nearly 1/30 of that of the model without priority.

Characteristics Analysis and the Early-warning Service System of Heavy Fog in Chizhou City

By analyzing the heavy fog data in Chizhou City in recent 50 years(1959-2007),the general rules of meteorological elements variations were found when the heavy fog happened.The meteorological elements included the temperature,humidity,wind direction,wind speed,air pressure and so on.The conceptual models of high-altitude and ground situation were established when the heavy fog happened in Chizhou City.Based on considering sufficiently the special geographical environment in Chizhou City,we found the key factors which affected the local heavy fog via the relative analyses.By using the statistical forecast methods which included the second-level judgment method and regression method of event probability and so on,the forecast mode equation of heavy fog was established.Moreover,the objective forecast system of heavy fog in Chizhou City was also manufactured.It provided the basis and platform which could be referred for the heavy fog forecast,service and the release of early-warning signal.

A new early-warning prediction system for monitoring shear force of fault plane in the active fault

The most common method used to describe earthquake activity is based on the changes in physical parameters of the earth＇s surface such as displacement of active fault and seismic wave.However,such approach is not successful in forecasting the movement behaviors of faults.In the present study,a new mechanical model of fault activity,considering the shear strength on the fault plane and the influence of the resistance force,is established based on the occurrence condition of earthquake.A remote real-time monitoring system is correspondingly developed to obtain the changes in mechanical components within fault.Taking into consideration the local geological conditions and the history of fault activity in Zhangjiakou of China,an active fault exposed in the region of Zhangjiakou is selected to be directly monitored by the real-time monitoring technique.A thorough investigation on local fault structures results in the selection of two suitable sites for monitoring potential active tectonic movements of Zhangjiakou fault.Two monitoring curves of shear strength,recorded during a monitoring period of 6 months,turn out to be steady,which indicates that the potential seismic activities hardly occur in the adjacent region in the near future.This monitoring technique can be used for early-warning prediction of the movement of active fault,and can help to further gain an insight into the interaction between fault activity and relevant mechanisms.

Risk Early-Warning Method for Natural Disasters Based on Integration of Entropy and DEA Model

Risk early-warning of natural disasters is a very intricate non-deterministic prediction, and it was difficult to resolve the conflicts and incompatibility of the risk structure. Risk early-warning factors of natural disasters were differentiated into essential attributes and external characters, and its workflow mode was established on risk early-warning structure with integrated Entropy and DEA model, whose steps were put forward. On the basis of standard risk early-warning DEA model of natural disasters, weight coefficient of risk early-warning factors was determined with Information Entropy method, which improved standard risk early-warning DEA model with non-Archimedean infinitesimal, and established risk early-warning preference DEA model based on integrated entropy weight and DEA Model. Finally, model was applied into landslide risk early-warning case in earthquake-damaged emergency process on slope engineering, which exemplified the outcome could reflect more risk information than the method of standard DEA model, and reflected the rationality, feasibility, and impersonality, revealing its better ability on comprehensive safety and structure risk.

The Innovation Research of Financial Early-Warning Index Measurement

The period economic fluctuation is vital for an enterprise to exist and further develop, it directly affect the enterprise financial health. So, it is significant to build up financial early-warning index and measure the warning condition that the enterprise faces and take the effective measures to eliminate. We criticize Altman’sZ calculating model and build up some new indexes for enterprise financial early-warning condition measuring and making sound decision.

Early-warning signals for an outbreak of the influenza pandemic

Over the course of human history, influenza pandemics have been seen as major disasters, so studies on the influenza virus have become an important issue for many experts and scholars. Comprehensive research has been performed over the years on the biological properties, chemical characteristics, external environmental factors and other aspects of the virus, and some results have been achieved. Based on the chaos game representation walk model, this paper uses the time series analysis method to study the DNA sequences of the influenza virus from 1913 to 2010, and works out the early-warning signals indicator value for the outbreak of an influenza pandemic. The variances in the CCR wall〈 sequences for the pandemic years （or ＋ -1 to 2 years） are significantly higher than those for the adjacent years, while those in the non-pandemic years are usually smaller. In this way we can provide an influenza early-warning mechanism so that people can take precautions and be well prepared prior to a pandemic.

A study on the early-warning technique concerning debris flow disasters

According to the principle of the eruption of debris flows, the new torrent classification techniques are brought forward. The torrent there can be divided into 4 types such as the debris flow torrent with high destructive strength, the debris flow torrent, high sand-carrying capacity flush flood torrent and common flush flood by the techniques. In this paper, the classification indices system and the quantitative rating methods are presented. Based on torrent classification, debris flow torrent hazard zone mapping techniques by which the debris flow disaster early-warning object can be ascertained accurately are identified. The key techniques of building the debris flow disaster neural network (NN) real time forecasting model are given detailed explanations in this paper, including the determination of neural node at the input layer, the output layer and the implicit layer, the construction of knowledge source and the initial weight value and so on. With this technique, the debris flow disaster real-time forecasting neural network model is built according to the rainfall features of the historical debris flow disasters, which includes multiple rain factors such as rainfall of the disaster day, the rainfall of 15 days before the disaster day, the maximal rate of rainfall in one hour and ten minutes. It can forecast the probability, critical rainfall of eruption of the debris flows, through the real-time rainfall monitoring or weather forecasting. Based on the torrent classification and hazard zone mapping, combined with rainfall monitoring in the rainy season and real-time forecasting models, the debris flow disaster early-warning system is built. In this system, the GIS technique, the advanced international software and hardware are applied, which makes the system’s performance steady with good expansibility. The system is a visual information system that serves management and decision-making, which can facilitate timely inspect of the variation of the torrent type and hazardous zone, the torrent management, the early-warning of disasters and the disaster reduction and prevention.

The Management Platform for Online Rate of Meteorological Early-warning Loudspeakers

The meteorological early-warning loudspeaker is a specific initiative for the meteorological departments to address the issues concerning issues concerning agriculture,countryside and farmers.Its significance is that it can promptly deliver the early-warning information concerning some meteorological disasters(such as torrential rains,typhoons,cold wave,hail)to the areas affected,so as to provide reference and protection for agricultural production and effectively reduce the loss of agricultural producers.Up to now,the meteorological early-warning loudspeakers in Benxi have covered the villages.However,due to irregular occurrence of meteorological disasters,the listeners will turn off the information receivers of meteorological early-warning loudspeakers when they fail to receive meteorological information for a long time,so that the users can not promptly know the early-warning information regarding some sudden meteorological disasters.In view of this,the meteorological departments have introduced a series of management measures,such as the daily use of loudspeakers to publish weather forecast information,aimed at improving the online rate and usage rate of meteorological loudspeakers.And the management platform for online rate of meteorological early-warning loudspeakers is an important part of the management system.