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基于互联网金融背景下中小企业融资途径研究 被引量:6
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作者 庞海峰 王尊 张燕 《中小企业管理与科技》 2018年第8期77-78,共2页
随着我国经济水平的发展和国民素质的提高,中小企业在我国经济体系中已经占有越来越重要的地位了。为了解决融资困难问题,中小企业应紧随经济发展,探索新的融资模式。而近些年出现的互联网金融融资模式是我国解决这个问题的渠道之一,同... 随着我国经济水平的发展和国民素质的提高,中小企业在我国经济体系中已经占有越来越重要的地位了。为了解决融资困难问题,中小企业应紧随经济发展,探索新的融资模式。而近些年出现的互联网金融融资模式是我国解决这个问题的渠道之一,同时传统金融机构应与互联网金融机构进行合作,通过对互联网金融的融资模式创新,缓解中小企业资金困境,也促使企业合规运用款项并按约还款,实现资金借贷的良性循环。 展开更多
关键词 中小企业 互联网金融 融资途径
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基于“互联网+”金融时代的商业银行创新发展分析
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作者 张文娟 《中国管理信息化》 2020年第23期152-153,共2页
深入发展的互联网极大程度便利了人们日常生产生活,但与此同时,因互联网时代的全面到来,在一定程度上冲击并影响了传统金融业。近年来,随着“互联网+”行动计划的大力提倡和贯彻落实,为互联网金融健康发展提供了积极的促进作用。面临着... 深入发展的互联网极大程度便利了人们日常生产生活,但与此同时,因互联网时代的全面到来,在一定程度上冲击并影响了传统金融业。近年来,随着“互联网+”行动计划的大力提倡和贯彻落实,为互联网金融健康发展提供了积极的促进作用。面临着“互联网+”金融时代的发展形势,商业银行要想保障自身稳定有序发展,就需要以自身优势为出发点,充分结合互联网金融优势,进而在创新方面不断加强力度,依托创新发展保障自身竞争力逐步提升,如此才能促进自身社会服务效益有效提高,为自身实现良好的长足发展提供强有力支撑。 展开更多
关键词 “互联网+”金融时代 商业银行 创新发展
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“互联网+”金融信用风险体系构建的对策研究——以互联网银行为例 被引量:3
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作者 颜秋霞 《时代金融》 2017年第8期66-67,共2页
在这个变革的时代里,现代商业银行已经呈现出银行业务网络化的发展趋势。伴随着市场经济不断发展,互联网银行业的信用风险凸显,出现了银行传统风险新特征和互联网银行新特征。究其原因是逆向选择和道德风险所造成。众所周知,互联网银行... 在这个变革的时代里,现代商业银行已经呈现出银行业务网络化的发展趋势。伴随着市场经济不断发展,互联网银行业的信用风险凸显,出现了银行传统风险新特征和互联网银行新特征。究其原因是逆向选择和道德风险所造成。众所周知,互联网银行对外开放程度高、风险危害程度高,所以我国十分迫切需要从建立信用法律体系、建立信用评级系统和提高数据安全等方面建立的信用体系,以保障互联网银行业的健康发展。 展开更多
关键词 “互联网+”金融 互联网银行 信用风险体系
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“互联网+”创新元素在金融数学学科教育中的渗透与融合
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作者 辜云飞 《数码设计》 2021年第7期176-177,共2页
随着我国金融市场的不断发展,金融领域各行业对于人才的要求也不断在变化,为了弥补传统金融类人才在解决当下日益复杂的金融问题上的力不从心,金融数学专业应运而生。而面对金融数学专业课程内容繁冗复杂、学科交互性强的特点,传统的教... 随着我国金融市场的不断发展,金融领域各行业对于人才的要求也不断在变化,为了弥补传统金融类人才在解决当下日益复杂的金融问题上的力不从心,金融数学专业应运而生。而面对金融数学专业课程内容繁冗复杂、学科交互性强的特点,传统的教学模式在培养该专业人才上已经十分吃力。开设院校必须抓住时代特点,在金融数学学科教育中引入创新元素来对其教育培养体系大力革新,才能发挥出金融数学之一专业的优势、培养出满足时代需求的金融类人才。 展开更多
关键词 创新 “互联网+”金融数学 本科院校
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“互联网+”时代的图书馆众筹风险防范研究 被引量:14
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作者 史煜娟 赵雪梅 《图书与情报》 CSSCI 北大核心 2016年第2期72-79,共8页
互联网正在深刻地改变着社会生产组织方式和消费方式。近年来,"互联网+"金融时代的众筹网络平台飞速发展,对各行各业产生了深远影响,图书馆亦不例外。文章首先介绍了国内外图书馆众筹类型和国内外对图书馆众筹模式进行的积极... 互联网正在深刻地改变着社会生产组织方式和消费方式。近年来,"互联网+"金融时代的众筹网络平台飞速发展,对各行各业产生了深远影响,图书馆亦不例外。文章首先介绍了国内外图书馆众筹类型和国内外对图书馆众筹模式进行的积极探索,进而分析了图书馆运用众筹模式存在的风险问题,最后提出了图书馆众筹模式的风险防范机制。 展开更多
关键词 “互联网+”金融时代 图书馆 众筹 风险
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Methodological Approaches to Study Internet Financial Communication
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作者 Pozniak Laetitia 《Journal of Modern Accounting and Auditing》 2015年第1期27-40,共14页
The aim of this paper is to show how qualitative and quantitative approaches can be complementary to study internet financial communication in a thesis by papers and how grounded theory (GT) can be the link among th... The aim of this paper is to show how qualitative and quantitative approaches can be complementary to study internet financial communication in a thesis by papers and how grounded theory (GT) can be the link among the different papers of the thesis. The study context of our thesis was the unregulated markets of New York Stock Exchange (NYSE) Euronext Brussels and the problematic rose from this context: What is the voluntary effort of communication when there is no obligation of internet financial communication? Four papers tried to answer this central question and other following research questions. To answer those research questions, several methodological approaches were used: content analysis of websites and scoring, linear regression, paired sample, and interviews. At the end of our thesis by papers, we discovered that GT was the general methodological travel among the papers: Every article had for vocation to try to answer the questions raised by the previous article. 展开更多
关键词 quantitative and qualitative approaches grounded theory (GT) INDUCTION financial communication INTERNET unregulated markets
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Commercial Bank's Changes on the Background of the Development of the Internet Finance
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作者 Li Weitao 《Review of Global Academics》 2014年第6期418-422,共5页
Currently, an unprecedented financial craze is sweeping the Internet nationwide and bringing impact to traditional banking business model, and commercial banks face constant change response options. This paper argues ... Currently, an unprecedented financial craze is sweeping the Internet nationwide and bringing impact to traditional banking business model, and commercial banks face constant change response options. This paper argues that change is inevitable, and may promote the developments of commercial banks, but maintaining the current situation may be a good strategy. So, According to their own conditions and the environment, the Internet finance choose their own mode of development, in order to acquire social and economic benefits. 展开更多
关键词 commercial bank intemet finance REFORM E-BUSINESS
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Risks and Countermeasures of Chinese P2P Lending Network in the Internet Financial Background
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作者 Xiaojin Guan 《International English Education Research》 2015年第2期34-35,共2页
In the era of big data-oriented development in today's society, with the Internet as the background of the financial lending rapid development of P2P network, and its role in promoting economic development has played... In the era of big data-oriented development in today's society, with the Internet as the background of the financial lending rapid development of P2P network, and its role in promoting economic development has played, but also generated a lot of negative impact. In this paper, the basic concepts of lending comb P2P networks, based on analyzes the risks faced by P2P networks borrowing against these risks P2P network is proposed to strengthen the regulatory lending advice and countermeasures. 展开更多
关键词 P2P Lending Network COUNTERMEASURES Intemet Banking Risk
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The Study on the Economic Application of Financial Big Data
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作者 Xue Rui Wang Chengcheng Zhou Meihui 《Review of Global Academics》 2014年第4期310-311,共2页
Big Data has become the focus of the Internet industry. With the development of various industries becoming more sophisticated, long-term accumulation of operational data, customer data displays exponential growth tre... Big Data has become the focus of the Internet industry. With the development of various industries becoming more sophisticated, long-term accumulation of operational data, customer data displays exponential growth trend. The rapid development of financial big data both poses opportunities and challenges for financial industry and economic growth. This article explains the economic application of big data based on the perspective of economics. 展开更多
关键词 Big Data Economic Application Financial Industry
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China's Internet Finance: A Critical Review 被引量:9
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作者 Jianguo Xu 《China & World Economy》 SCIE 2017年第4期78-92,共15页
China's Internet finance industry developed explosively from 2012 to 2015. Undersupply of finaneial services, progress of information technology and accommodative regulations for Internet finance jointly explain the ... China's Internet finance industry developed explosively from 2012 to 2015. Undersupply of finaneial services, progress of information technology and accommodative regulations for Internet finance jointly explain the explosive development. Regulation tightened after the small-scale P2P lending crisis in 2015. The present paper discusses the role of information technology and mega data analysis in financial services, with particular attention paid to some popular misconceptions. The paper predicts that large financial institutions and information technology companies will play a dominant role in the future development of lnternet finance. 展开更多
关键词 financial regulation financial repression information technology mega data analysis
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