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论被保险人故意犯罪行为致死致残的免责——《保险法》第67条立法缺陷的检讨与完善
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作者 陈璟菁 《中国保险管理干部学院学报》 2004年第1期36-38,共3页
依我国保险法第67条的规定,被保险人故意犯罪导致自身死亡或残废的,保险人不承担给付保险金的责任,其立法本意是为了避免保险中的道德风险,防止保险制度的滥用,维护社会公共秩序和善良风俗。但在保险业务的实际操作中,这一法律规定已暴... 依我国保险法第67条的规定,被保险人故意犯罪导致自身死亡或残废的,保险人不承担给付保险金的责任,其立法本意是为了避免保险中的道德风险,防止保险制度的滥用,维护社会公共秩序和善良风俗。但在保险业务的实际操作中,这一法律规定已暴露出其立法缺陷和不合理之处。本文结合案例,对我国保险法第67条的立法缺陷进行了检讨,并在此基础上提出了完善该法条的建议。 展开更多
关键词 保险 故意犯罪行为 保险法》 立法缺陷 “保险事故” 道德风险 免责问题 中国
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Households' Risk Perception and Behavioral Responses to Natech Accidents 被引量:5
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作者 Junlei Yu Ana Maria Cruz Akihiko Hokugo 《International Journal of Disaster Risk Science》 SCIE CSCD 2017年第1期1-15,共15页
This study analyzes data on households' risk perception and protective behavior following a natural disaster triggered technological accident(Natech accident)that occurred at an industrial park in Sendai during th... This study analyzes data on households' risk perception and protective behavior following a natural disaster triggered technological accident(Natech accident)that occurred at an industrial park in Sendai during the Great East Japan Earthquake and Tsunami, on 11 March2011. The results indicate that some households carried out multiple evacuations and that households' risk perceptions changed throughout the Natech accident evacuation process. Risk perception differed according to household location and demographic characteristics. We also found differences in the protective measures adopted for households in different locations. Specifically, those living closer to the Natech accident tended to evacuate immediately,whereas those living further away tended to shelter in place. Wind direction is discussed as a factor that influences households' risk perception and evacuation response to a Natech accident. The findings of this study advance knowledge of household behavior in response to a Natech accident and can assist emergency managers in developing strategies for better management of evacuation processes. 展开更多
关键词 Evacuation behavior Great East Japan Earthquake and Tsunami Natech accidents Protective actions Risk perception
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