河南伊川:“信用工程”解决“贷款难”

过去，河南伊川一些农民、个体工商户、中小企业总反映“贷款难”。同时也有信贷人员抱怨“贷户信用意识差，放贷容易收贷难”。河南省伊川县农村信用联社（下称伊川联社）通过广泛的调研。发现问题的症结是信用问题，而解决其最有效的途径就是在辖区内实施信用工程建设，完善农村信用体系。

宁夏金融支农中的主要举措、存在问题及政策建议

2004年,宁夏粮食产量和农民收入增长达到近年最好水平。本文重点阐述了近年来人民银行大力引导金融机构加大对“三农”的支持力度、农村信用社创新支农机制、创建农村“信用工程”、促进农村经济结构调整和增加农民收入等方面的主要举措,从中总结经验,分析存在的问题,并对如何进一步为“三农”发展提供更加全面、高效的信贷支持和金融服务提出了政策建议。

诚信铺就致富路

“信用也开始值钱了!”，河南省滑县上官镇的一大批种、养户感受真切，一笔笔助农、支农贷款为他们铺就了致富路。

Implementation of remote monitoring system for prediction of tool wear and failure using ART2

Remote monitoring of tools for prediction of tool wear in cutting processes was considered, and a method of implementation of a remote-monitoring system previously developed was proposed. Sensor signals were received and tool wear was predicted in the local system using an ART2 algorithm, while the monitoring result was transferred to the remote system via intemet. The monitoring system was installed at an on-site machine tool for monitoring three kinds of tools cutting titanium alloys, and the tool wear was evaluated on the basis of vigilances, similarities between vibration signals received and the normal patterns previously trained. A number of experiments were carried out to evaluate the performance of the proposed system, and the results show that the wears of finishing-cut tools are successfully detected when the moving average vigilance becomes lower than the critical vigilance, thus the appropriate tool replacement time is notified before the breakage.

Research on an Integrated Modeling Method of Virtual Ship Assembly

A new method of virtual ship assembly modeling which integrates ship three-dimensional design and ship construction planning was described in this paper. A workflow model of simulation modeling based on the virtual ship assembly process was also established; furthermore, a method of information transformation between the ship three-dimensional design and ship construction plan was formulated. To meet the requirements of information sharing between different systems in the ship virtual assembly, a simulation database was created by using the software engineering design method and the relational data model. With the application of this database, the information of ship three-dimensional design, construction planning, and virtual assembly can be integrated into one system. Subsequently, this new method was applied as a tool to simulate the virtual assembly of a ship, and the results guarantee its rationality and reliability.

Design of a Simulation Tool for Steam Assisted Gravity Drainage： Based on the Concept of Unified Feature Modeling Scheme

CPS （cyber-physics system） engineering brings new revolutionary opportunities for multi-disciplinary and complex processes, like oil extraction from oil sands. Based on an established unified feature modeling scheme, a software modeling framework to simulate the process of SAGD （steam-assisted gravity drainage） is proposed. The main purpose of this work was to apply CPS in the complex production engineering informatics modeling as it applied to SAGD. Existing physics models and simulation algorithms for main SAGD phenomena were reviewed, and an integrated ontology model via a feature-based approach has been developed. Conservation laws were used as the governing principles, while the transport phenomena were modelled via the primary phenomenon features. The representation of typical data flows targeting to the functional simulation scenarios by applying the concept of phenomenon features was also done. The definition of this feature type represents a new expansion of the emerging unified feature scheme for engineering software modeling. Slotted liners were taken as the well-completion option and their design and specifications were included in the case study model. The unique representation of the planned software design is developed and expressed with graphical diagrams of the UML （unified modelling language） convention.

The Search for Indicators of ICT： Preliminary Study on Industrial Enterprises of Cordoba and Rosario

In this paper, the incorporation and use of ICT （Information and Communication Technologies） in organizations are recognized as a process that occurs in stages involving progressive levels of maturity towards the integration of the extended value chain. In the beginning, ICT are applied to the digitalization of tasks and processes within the organization that facilitates the transition to the stage of integration of information systems and internal communication. Once this level of maturity is reached, it is possible to extend the application oflCT in inter-organizational processes. The main objective of this work is to identify factors that encourage the integration of inter-organizational information systems and the development of the extended value chain. One of the difficulties that this kind of study has to face is on the lack of precise empirical tools that enable comparability of results, both in time and between sectors and countries. It is therefore necessary to perform specific works that shed light on whether the efforts of local organizations to integrate ICT enhance collaborative processes with the environment and the factors influencing these results. It was applied a mixed methodology that combines ad-hoc survey and Tool Assessment Websites, carried out on 23 industrial manufacturing companies located in Rosario and Cordoba Argentina. The search was oriented to the identification of a limited number of indicators, but with the advantage of being amenable to being followed in time, for a number of companies in the region under study. The results indicate that companies with customers and/or suppliers abroad denote a higher level of maturity in the application of ICT.

Approaches to Detecting Gene-Environment Interactions in Human Variation Using Genetic Engineering, Remote Sensing and GIS

Elucidation of the relationships between genetic polymorphisms and environmental exposures can provide insights into the pathways and mechanisms underlying complex traits. A new approach was used to detect G×E （gene-environment） interactions involved in human skin pigmentation variation to better understand the adaptive evolution of skin pigmentation. Specifically, we used genetic engineering, remote UVR （ultraviolet radiation） sensing and GIS （geographic information systems） to integrate the analysis of genetic and environmental factors into a coherent biological framework. Since we expected to generate large datasets for this multidimensional analysis, we used PCA （principal components analysis） as a spatial statistical analysis technique for analyzing the G×E interactions. The results suggest that skin pigmentation may be affected by mutations induced by UVR and support the hypothesis that global variation in skin pigmentation may be the result of localized adaptation to different UVR conditions via natural selection. Analyzing the relationships between heterozygous frequencies for SNP （single nucleotide polymorphism） loci and seasonal UVR levels as the environment changes will help elucidate the selective mechanisms involved in the UVR-induced evolution of skin pigmentation. Skin pigmentation fulfills the criteria for a successful evolutionary G×E interactions model.

尧都信合：铸就辉煌

——金杯银杯，不如老百姓的口碑；金奖银奖，不如老百姓的夸奖。 ——以我心灵美，换来信合美；以我诚信关，赢得客户情；视人民为父母，为客户谋幸福。——实施“沉下去”战略，创建、提升、优化“信用工程”。 ——创建了“用心搞好工作，身子立在农村，用脸搞好服务，脚要迈向企业，一手托起市场，一手托起社区”五位一体的金融经营模式。 这一句句的铿锵语言，不仅是全国劳动模范、山西省信用联社临汾市办事处筹备组党组书记、组长、兼任临汾市尧都区信用联社党委书记、理事长卢天录的工作真实写照，也是临汾市尧都区全体信合人的共同信念，他们在“掌门人”卢天录的带领下，在短短的三年多时间里，存款跃过了100亿元大关，翻了三倍多，各项经营指标也呈现出了“跨越式”增长势头，成为了山西县（区）级信用联社的排头兵。 一个县（区）级的信用联社，他们扎根在我国最基层的农村中，把全部的心血放在“三农”的发展上，成为“三农”发展的助推器，成为农民心里的理财人，成为临汾地方经济发展的支柱． 在临汾农村这片热土上，他们播洒着富裕的种子和丰收的希望。 他们唱出了一曲品牌创造辉煌的信合之歌!