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商业银行客户信息管理系统中的“准入退出制”
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作者 王珂 石斌 《新金融》 2002年第3期22-24,共3页
伴随着信息技术的超速发展,商业银行在经营理念、经营方式和经营手段上都发生了根本性的变化,信息资源已被视为能否在"数字化经济"时代赢得市场主动的一大"法宝",而以"电子化、综合化、集约化"为特征的... 伴随着信息技术的超速发展,商业银行在经营理念、经营方式和经营手段上都发生了根本性的变化,信息资源已被视为能否在"数字化经济"时代赢得市场主动的一大"法宝",而以"电子化、综合化、集约化"为特征的信息系统成为现代银行业适应时代发展的标志. 展开更多
关键词 商业银行 客户信息管理系统 “准入退出制”
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Regarding the Regulatory Sandbox Route and Mechanism for Governance of Artificial Intelligence
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作者 Ye Xuanhan 《科技与法律(中英文)》 CSSCI 2024年第5期136-148,共13页
The main challenge in AI governance today is striking a balance between controlling AI dangers and fostering AI innovation.Regulators in a number of nations have progressively extended the regulatory sandbox,which was... The main challenge in AI governance today is striking a balance between controlling AI dangers and fostering AI innovation.Regulators in a number of nations have progressively extended the regulatory sandbox,which was first implemented in the banking sector,to AI governance in an effort to reduce the conflict between regulation and innovation.The AI regulatory sandbox is a new and feasible route for AI governance in China that not only helps to manage the risks of technology application but also prevents inhibiting AI innovation.It keeps inventors'trial-and-error tolerance space inside the regulatory purview while offering a controlled setting for the development and testing of novel AI that hasn't yet been put on the market.By providing full-cycle governance of AI with the principles of agility and inclusive prudence,the regulatory sandbox offers an alternative to the conventional top-down hard regulation,expost regulation,and tight regulation.However,the current system also has inherent limitations and practical obstacles that need to be overcome by a more rational and effective approach.To achieve its positive impact on AI governance,the AI regulatory sandbox system should build and improve the access and exit mechanism,the coordination mechanism between the sandbox and personal information protection,and the mechanisms of exemption,disclosure,and communication. 展开更多
关键词 artificial intelligence governance regulatory sandbox agile regulation inclusive prudential regulation access and exit mechanism coordination mechanism
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