城乡居民医疗保险面临的问题及对策思考

城乡居民基本医疗保险是由政府组织、引导、支持的,城乡居民自愿参加,中央、省、市、县四级财政补贴,以保障城乡居民基本医疗需求为主的互助共济制度。近年来,通过大力推广与发展,基本实现了参保对象的全面覆盖以及医疗保险制度的无缝对接,得到了广大城乡居民的衷心拥护;但是,医疗保险制度并非尽善尽美,其中,"城居医保"和"新农合"问题,是不容忽视的基本问题。

The study of basic medical insurance system for urban residents in China

The basic medical insurance system for urban residents is an important part of China＇s social security system.This article analyzes the problems which existing in the basic medical insurance system for urban residents and puts forward the corresponding countermeasures.