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大银行的“小企业战略”不是权宜之计 被引量:2
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作者 黄志凌 《征信》 2016年第8期9-14,共6页
在现代经济社会,不同规模的企业之间(包括银行与企业之间)"门当户对"逻辑并不成立,小企业甚至成为大企业、大银行生存的基础。美国、德国等发达国家拥有众多全球知名的大企业,但仍然十分重视小企业的发展。深入分析大银行与... 在现代经济社会,不同规模的企业之间(包括银行与企业之间)"门当户对"逻辑并不成立,小企业甚至成为大企业、大银行生存的基础。美国、德国等发达国家拥有众多全球知名的大企业,但仍然十分重视小企业的发展。深入分析大银行与小企业关系,西方国家普遍顺势顺应而为,而我国普遍存在背离现象,其主要原因在于金融结构的差异、银行技术的差距、政府增信的不足、信用文化的缺失、企业信用积累意识有待建立。对于我国大型银行实施"小企业战略",可以有四大期待:期待大型银行尽快确立的"小企业战略",期待银企之间的诚信(守信与授信)互动,期待政府、行业协会助信(增信)的举措,期待银行与大数据、征信部门携手做好技术攻关。同时,大型银行还必须加强自身经营技术创新:积极探索新的风险评估技术,应用大数据技术发展小企业业务,依托供应链金融服务小企业,积极探索平台增信服务小企业融资模式。 展开更多
关键词 大银行 小企业 “小企业战略” 协调发展 技术创新
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Research on the Sustainable Development of Chinese Small and Medium-Sized Enterprises-Con-struction and Application of R&D Strategic Alliance 被引量:1
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作者 Zhang Ying Zhang Xin 《Ecological Economy》 2005年第4期71-75,共5页
R &D strategic alliance is important for enterprises' sustainable development and it is a worth research for us. This paper firstly analyzes the condition and situation of tho small and medium-sized enterprises' st... R &D strategic alliance is important for enterprises' sustainable development and it is a worth research for us. This paper firstly analyzes the condition and situation of tho small and medium-sized enterprises' strategic alliance. Then it points out that the small and medium-sized enterprises should choose a sttieable alliance organization, ally themselves with big enterprises, strive for the support of the government, and develop their technology through technology unions. Finally, it suggests that the government should create better innovation environment for R&D strategic, alliance. A new way is also put forward for the applicotion and foundation of the small and medium-sized enterprises ' R&D ,strategic alliance in China. It is also helpful for the sustainable development of small and medium-sized enterprises. 展开更多
关键词 techoological innovatian R&D strategic alliance small and medium-sized enterprises
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A Model to Analyze Small and Medium Enterprises' Training Needs Related to the Internationalization
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作者 Federica Pascucci Valerio Temperini Sara Bartoloni 《Chinese Business Review》 2016年第1期18-32,共15页
Formal training can play a particularly important role in supporting the internationalization of small and medium enterprises (SMEs). However, the demand for education services by the latter still appears limited. T... Formal training can play a particularly important role in supporting the internationalization of small and medium enterprises (SMEs). However, the demand for education services by the latter still appears limited. This is due to known structural and cultural limits that are found widely in this type of business and to the fact that the provision of training---especially that which is funded^oes not seem to address adequately SMEs' needs; in many cases, such training is not stimulating, because it is perceived as too general. In fact, SMEs do not constitute a single homogeneous group and therefore assistance needs vary among the different types of firms. So, especially in relation to internationalization, it is clear that there are important differences to consider due to the variety of approaches and ways of developing this process. In order to optimize the resources to invest in the promotion of training, there is a need to find a proper balance between providing "viable solutions for all businesses" and offering "targeted responses and tailored services". In such a context, the main objective of this paper is to identify and systematize the variables that most influence the SMEs' training needs related to internationalization by taking into account the differences among them. To this end, an empirical analysis was developed involving a significant number of Italian SMEs by using a combination of qualitative research methods. The results show the critical issues faced by the investigated firms during their internationalization process and highlight some important variables that affect their training needs: export involvement, characteristics of the product/market, characteristics of the company, exporting strategy, and human resources. Based on these variables, the writers identified clusters of firms characterized by similar needs and problems to be faced. 展开更多
关键词 small and medium enterprise (SME) INTERNATIONALIZATION export involvement KNOWLEDGE trainingneeds training services
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