当前我国人口老龄化程度日益加深,养老服务市场面临着巨大的发展机遇和挑战。利用数字化技术加快推进养老服务产业数字化转型是养老服务升级的重要战略选择。电子商务作为数字化经济的重要业态,在推动养老服务数字化转型中发挥着重要作...当前我国人口老龄化程度日益加深,养老服务市场面临着巨大的发展机遇和挑战。利用数字化技术加快推进养老服务产业数字化转型是养老服务升级的重要战略选择。电子商务作为数字化经济的重要业态,在推动养老服务数字化转型中发挥着重要作用。目前电子商务在养老服务数字化转型中的应用面临着服务内容与养老需求存在差异、服务覆盖面较小、服务质量参差不齐、信息安全存在隐患等挑战。本文从深化技术研发、创新服务模式、强化品牌建设、加强政府监管和政策支持等方面为未来电子商务更好地推动养老服务数字化转型提出对策建议。At present, China’s aging population is deepening, and the pension service market is facing great development opportunities and challenges. Using digital technology to accelerate the digital transformation of the pension service industry is an important strategic choice for the upgrading of pension services. As an important form of digital economy, e-commerce plays an important role in promoting the digital transformation of pension services. At present, the application of e-commerce in the digital transformation of pension services is facing challenges such as differences in service content and pension needs, small service coverage, uneven service quality, and hidden dangers of information security. This paper puts forward countermeasures and suggestions for the future e-commerce to better promote the digital transformation of pension services from the aspects of deepening technology research and development, innovating service mode, strengthening brand building, strengthening government supervision and policy support.展开更多
随着我国经济的蓬勃发展,电子商务已经渗透到各行各业,它不仅带动了农村市场经济的发展,为乡村振兴战略的实施发挥了强有力的作用,同时也为金融服务领域带来诸多的机遇和创新。金融服务在支持农村电子商务方面取得了显著的进展,但农村...随着我国经济的蓬勃发展,电子商务已经渗透到各行各业,它不仅带动了农村市场经济的发展,为乡村振兴战略的实施发挥了强有力的作用,同时也为金融服务领域带来诸多的机遇和创新。金融服务在支持农村电子商务方面取得了显著的进展,但农村电子商务的进一步发展需要金融服务的下沉和创新,本文通过分析金融服务与农村电子商务二者的关系及相互作用的机理,探究出二者是相互融合、互利共赢的关系,并且在金融服务下沉农村电子商务的过程中存在农村金融服务网点分布不足、农村信用体系不健全、农村法律资源分布不均等问题,并提出了相应的建议及解决对策,以期为金融推动农村电子商务的发展提供理论借鉴。With the vigorous development of China’s economy, e-commerce has penetrated into various industries. It not only drives the development of rural market economy and plays a strong role in the implementation of rural revitalization strategy, but also brings many opportunities and innovations to the field of financial services. Financial services have made significant progress in supporting rural e-commerce, but further development of rural e-commerce requires the sinking and innovation of financial services. This article analyzes the relationship and interaction mechanism between financial services and rural e-commerce, and explores the mutual integration and win-win relationship between the two. In the process of sinking financial services into rural e-commerce, there are problems such as insufficient distribution of rural financial service outlets, incomplete rural credit system, and uneven distribution of rural legal resources. Corresponding suggestions and solutions are proposed to provide theoretical reference for finance to promote the development of rural e-commerce.展开更多
在积极老龄化以及互联网的背景下,智慧养老已经成为我国养老发展的一大趋势。但是近年来,我国老龄化越加严重,并且目前的智慧养老存在许多问题,例如参与者之间信息不流通导致资源浪费,养老企业给老年人提供养老服务时出现供需不等的情...在积极老龄化以及互联网的背景下,智慧养老已经成为我国养老发展的一大趋势。但是近年来,我国老龄化越加严重,并且目前的智慧养老存在许多问题,例如参与者之间信息不流通导致资源浪费,养老企业给老年人提供养老服务时出现供需不等的情况。因此本文将构建一个智慧养老服务电子商务平台,并对平台的主要功能进行阐述,同时提出保障智慧养老服务电子商务平台可持续运行的策略建议,以使得老年人的养老需求得到满足,促进养老服务体系的不断完善。In the context of active aging and the Internet, smart elderly care has become a big trend in the development of elderly care in our country. However, in recent years, the aging of our country has become more and more serious, and there are many problems in the current smart elderly care, such as the lack of information circulation among the participants leading to the waste of resources, and the unequal supply and demand of elderly care enterprises when providing elderly care services to the elderly. Therefore, this paper will build a smart elderly care service e-commerce platform, and explain the main functions of the platform, and put forward strategic suggestions to ensure the sustainable operation of the smart elderly care service e-commerce platform, so as to meet the needs of the elderly and promote the continuous improvement of the elderly care service system.展开更多
文摘当前我国人口老龄化程度日益加深,养老服务市场面临着巨大的发展机遇和挑战。利用数字化技术加快推进养老服务产业数字化转型是养老服务升级的重要战略选择。电子商务作为数字化经济的重要业态,在推动养老服务数字化转型中发挥着重要作用。目前电子商务在养老服务数字化转型中的应用面临着服务内容与养老需求存在差异、服务覆盖面较小、服务质量参差不齐、信息安全存在隐患等挑战。本文从深化技术研发、创新服务模式、强化品牌建设、加强政府监管和政策支持等方面为未来电子商务更好地推动养老服务数字化转型提出对策建议。At present, China’s aging population is deepening, and the pension service market is facing great development opportunities and challenges. Using digital technology to accelerate the digital transformation of the pension service industry is an important strategic choice for the upgrading of pension services. As an important form of digital economy, e-commerce plays an important role in promoting the digital transformation of pension services. At present, the application of e-commerce in the digital transformation of pension services is facing challenges such as differences in service content and pension needs, small service coverage, uneven service quality, and hidden dangers of information security. This paper puts forward countermeasures and suggestions for the future e-commerce to better promote the digital transformation of pension services from the aspects of deepening technology research and development, innovating service mode, strengthening brand building, strengthening government supervision and policy support.
文摘随着我国经济的蓬勃发展,电子商务已经渗透到各行各业,它不仅带动了农村市场经济的发展,为乡村振兴战略的实施发挥了强有力的作用,同时也为金融服务领域带来诸多的机遇和创新。金融服务在支持农村电子商务方面取得了显著的进展,但农村电子商务的进一步发展需要金融服务的下沉和创新,本文通过分析金融服务与农村电子商务二者的关系及相互作用的机理,探究出二者是相互融合、互利共赢的关系,并且在金融服务下沉农村电子商务的过程中存在农村金融服务网点分布不足、农村信用体系不健全、农村法律资源分布不均等问题,并提出了相应的建议及解决对策,以期为金融推动农村电子商务的发展提供理论借鉴。With the vigorous development of China’s economy, e-commerce has penetrated into various industries. It not only drives the development of rural market economy and plays a strong role in the implementation of rural revitalization strategy, but also brings many opportunities and innovations to the field of financial services. Financial services have made significant progress in supporting rural e-commerce, but further development of rural e-commerce requires the sinking and innovation of financial services. This article analyzes the relationship and interaction mechanism between financial services and rural e-commerce, and explores the mutual integration and win-win relationship between the two. In the process of sinking financial services into rural e-commerce, there are problems such as insufficient distribution of rural financial service outlets, incomplete rural credit system, and uneven distribution of rural legal resources. Corresponding suggestions and solutions are proposed to provide theoretical reference for finance to promote the development of rural e-commerce.
文摘在积极老龄化以及互联网的背景下,智慧养老已经成为我国养老发展的一大趋势。但是近年来,我国老龄化越加严重,并且目前的智慧养老存在许多问题,例如参与者之间信息不流通导致资源浪费,养老企业给老年人提供养老服务时出现供需不等的情况。因此本文将构建一个智慧养老服务电子商务平台,并对平台的主要功能进行阐述,同时提出保障智慧养老服务电子商务平台可持续运行的策略建议,以使得老年人的养老需求得到满足,促进养老服务体系的不断完善。In the context of active aging and the Internet, smart elderly care has become a big trend in the development of elderly care in our country. However, in recent years, the aging of our country has become more and more serious, and there are many problems in the current smart elderly care, such as the lack of information circulation among the participants leading to the waste of resources, and the unequal supply and demand of elderly care enterprises when providing elderly care services to the elderly. Therefore, this paper will build a smart elderly care service e-commerce platform, and explain the main functions of the platform, and put forward strategic suggestions to ensure the sustainable operation of the smart elderly care service e-commerce platform, so as to meet the needs of the elderly and promote the continuous improvement of the elderly care service system.